homeowner: How to Take a Home Inventory of Your Possessions - 07/12/12 04:14 AM
 
Take a look at your homeowner’s insurance – specifically the coverage amount listed under the heading “personal property.”  Is it enough to reimburse you in case of a loss?  Oh, and that dollar amount does NOT include luxury items like jewelry, art, high-end electronics, hobby-type collections, or gourmet cooking gadgets.  
Here are 9 tips on how to create an “inventory” of all your stuff:
1.    Make a list of all your possessions.
2.    Think about family heirlooms, collections, furniture, flat screen TV’s, musical instruments, computers.
3.    Write down common items such as toys, clothing, shoes, holiday decorations, sporting equipment, tools, … (1 comments)

homeowner: Bullet-Proof Your Homeowner’s Insurance Coverage - 01/17/12 06:47 AM
I’m not an insurance agent, but I’ve heard enough stories to know that when reviewing your homeowner’s insurance coverage, don’t assume that everything will be covered in case of a claim. 
In fact, a National Association of Insurance Commissioners’ survey revealed that homeowners misunderstood what their policy covered.  Here are some of the things NOT covered by standard homeowner’s insurance policies:
68 percent think vehicles such as cars, boats and motorcycles stolen from or damaged on their property are covered. 51 percent think damages from a break in the water line on their property supplying water to their home are … (2 comments)

 

Hal Tennant

Get a Zero Down Mortgage - How to buy a home with...

Murfreesboro, TN

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