Hans Iduma's (hansolo75) Blog

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Mortgage and Lending
RECENT BLOG POSTS
The department of Housing and Urban Development (HUD) offers a brochure designed to educate consumers about ways to avoid becoming a victim of predatory lending scams. The brochure, entitled "Do Not Be a Victim of Loan Fraud---Protect Yourself from Predatory Lenders," ia available in both English...
07/07/2008
Ths U.S Congress passed the USA PATRIOT Act in response to the terrorist attacks of September 11. 2001. The Act vests the Secretary of the Treasury with regulatory powers to combat corruption of U. S. financial institutions for foreign and domestic money laundering purposes. In federal law, money...
07/03/2008
Oil prices remain high, up 50% this year, partly in response to statements OPEC Made yesterday regarding tight supply and the tension in the Middle East and Nigeria. The national average of a price of regular unleaded gas rose to a new record of $4.092 a gallon. Inflation fears tied to high energ...
07/02/2008
There is no feeling quite like being in the zone. A basketball player can hardly miss the basket from a certain spot on the floor. In baseball, a batter digs in at the plate where the incoming pitch looks as big as a grapefruit. In business, you seem to close every deal that crosses your desk. Yo...
07/02/2008
I sent my realtor flowers to thank her for the client she recently referred to me. RESPA violation? True or False? See answer below. Feel a bit rusty when it comes to the Real Estate Settlement Procedures Act (RESPA)? Congress passed RESPA in 1974 to protect consumers and ensure  fair competition...
06/30/2008
Retain Your Past Clients: The best investment you can make in your future business is in a consistent program designed to keep yur name in front of past clients, whether it be via email, phone, or direct mail.  I recently read an excellent blog on this topic here on AR. You want to focus on provi...
06/30/2008
Generating new leads is crucial for any real estate preofessional. Tried-and-true methods---such as flyers and direct mail---keep your name in circulation. However, don't overlook some unconventional opportunities to grow your business. The power of Association: Approach your local healthcare ass...
06/30/2008
Can anyone of you longtime AR menbers help me understand why I have not received a single point credit for my last 3 blog posts. Yes, I have posted 3 blogs that received great feedbacks in the last 24 hours but I did not receive any points for any of the postings. Is anyone else experiencing the ...
06/27/2008
Although considered poor credit risks only a few decades ago, single women now represent the second-largest segment of today's homebuyers. According to profile of homebuyers and sellers obtained from NAR, over 18% of the homebuyers were single women, second only to married couples at about 62%. T...
06/27/2008
Credit restoration works to remove the entire negative history of the account, but can be both costly and time-consuming, not to mention that there are no guarantees. Rapid rescoring does not delete legitimate negative information from a borrower's credit report. Unlike credit restoration, which ...
06/26/2008
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Hans Iduma

Certified Mortgage Planning Specialist
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