homeowners: Avoiding Foreclosure on Your Home - 04/20/21 10:03 AM
The possibility of losing your home to foreclosure is frightening. You likely feel a sense of helplessness and hopelessness. Not only do you have to worry about where you are going to live, but your future credit rating can be ruined as well. However, if you act quickly after getting a foreclosure notice, you can possibly avoid losing your home.
Here are some tips to help you deal with this crucial situation quickly and efficiently:
If you can, pay the total amount past due on your loan. The lender would much rather have your money than your house, so this should prevent foreclosure if there are … (1 comments)

homeowners: Is it a Good Time to Sell Your House? - 03/10/21 09:33 AM
Under normal circumstances, spring is the busiest season for residential real estate with many people choosing to list their houses.  Spring of last year was far from “normal” and we’re not quite there this year either. We do know more people are looking to buy homes right now than there are homes available for sale; making this spring a prime time to put your house on the market.
Let’s look at what it means for you if you are thinking about selling your house.Housing inventory declined 39.6% on a national level in 2020, making it the lowest housing inventory year on record, … (0 comments)

homeowners: Why Home Prices Are Not Falling - 02/24/21 05:22 AM
The global pandemic set the world into a tailspin, and one result was that the US economy suffered its largest blow since the Great Depression in the second quarter.  It has been about a year since the housing market was on hold for a few months due to the pandemic last spring, and back then it appeared that the real estate market would go into a steep decline because of widespread stay-home orders. But that has not been the case. Instead, the US housing market has been kept afloat by homebuyers. It turns out that residential real estate has been very resilient. In … (3 comments)

homeowners: 6 High Impact Home Improvements That Don’t Break the Budget - 02/10/21 06:16 AM
Whether you are getting your home ready to sell or just want a fresh new look, the following do-it-yourself projects will make a big difference without breaking the bank.
1. Spruce up the kitchen
Replacing appliances, cabinetry and countertops is expensive but you can update your kitchen without these costly changes. Update your kitchen by changing out hardware, painting or staining cabinet doors and drawer fronts, replacing outdated light fixtures, or installing a new backsplash.
2. Update the bathrooms
The same is true for your bathrooms. Inexpensive changes can have a big impact. Instead of replacing cabinets, paint the door fronts. Instead of replacing the … (1 comments)

homeowners: 4 Reasons To Sell Your Home Now and Not Wait Until Spring - 01/20/21 09:03 AM
The general rule of thumb is spring is the best time to sell your home. Most Realtors experience a “spring rush”, but there are many reasons to consider selling your home during the winter months rather than wait until spring.
1. Less Competition
As you are driving around town, you probably don’t see many ‘For Sale’ signs. Typically in the winter, there are frewe homes for sale, which means less competition. Real estate is affected by supply and demand. The fewer homes there are for sale, the better chance you have of securing a buyer and the more negotiating power you have as a seller.
2. Historically Low Mortgage Rates
Mortgage rates continue to … (0 comments)

homeowners: Showing Your Home During the Covid-19 Pandemic - 01/20/21 09:01 AM
Experts predict we will be in the middle of the Covid-19 pandemic for at least another 6 to 9 months if not longer. You may think the real estate market has tanked due to the pandemic but this is not the case. Interest rates remain low and are enticing buyers to take advantage of lower mortgage payments. The pandemic is changing the way real estate is being sold and making showing your home a bit more challenging. But with creativity and preparation, showing your home can be done safely. The following guidelines will help keeping you, your family, your Realtor, and … (1 comments)

homeowners: Making Your Home More Desirable in 2021 - 01/13/21 10:39 AM
With new trends endlessly popping up, it can be challenging to decide what home improvement projects are worth your time and money.  It will serve you well to research what trends are timeless and what trends have gone by the wayside before investing in updating your home, especially if you are getting ready to put it on the market.  To simplify that process for you, here is a list of the hottest home improvement projects for 2021!
Swimming Pools.  In the past, swimming pools have not been the most desirable features for potential buyers. However, 2020 changed things. They have become a … (1 comments)

homeowners: How to Stage Your Home When You Have Young Children - 12/16/20 05:38 AM
You have placed your house on the market and now it’s time for potential buyers to come and look at it. Keeping it clean, tidy and ready to show can be challenging in the best of circumstances, but even more so when you have young children.  Here are a few staging tips for keeping your house ready for last minute showings while making it attractive to buyers at the same time:
Remove excess toys and clutter. Cumbersome toys like play kitchens and picnic tables take up a lot of space and can made a room look crowded and smaller than it … (1 comments)

homeowners: Thinking About a Move in 2021? Start Planning Now! - 12/09/20 06:30 AM
The decision to move is a big one. Chances are a lot of time, thought and energy went into making it. But now that you have decided, it’s time to start thinking about getting ready for the move. You’ve already answered the “should I stay or should I go” question, now it’s time to ask yourself “what should I bring with me and what should I get rid of”?  Whether you have kept a lot of things because of sentimental value, or you are just a tad lazy and have let things accumulate over the years, it’s time to decide what … (0 comments)

homeowners: Post-Hurricane Inspection Guide - 11/04/20 08:21 AM
Zeta, the 27th storm of the Atlantic hurricane season, wreaked havoc in our neck of the woods, and hopefully your home survived with no apparent damage. But it is still important that you take the time to carefully look at your house and examine it for damage such as missing shingles or vents plugged by wind-blown debris.  Here is a list of things you should do to complete a post-hurricane home inspection:
Check your roof for visible damage. Look carefully at valleys where the roof planes intersect and check anything that comes up through the roof, such as vent stacks. Roof Inspection Tips View … (0 comments)

homeowners: Turning Your Home into a Peaceful Haven - 09/02/20 09:56 AM
​Life these days is far from normal.  Many of us are staying home more than usual in order to stay as safe as possible and that means “home” can start to feel isolating. Do you daydream about getting away to a peaceful haven, far from the drudgery of day-to-day life?  Sadly, wishes and dreams will not take you there, but you CAN create a tranquil retreat at home. Here are some tips for turning your living space into a calm and soothing oasis:
Use Relaxing Colors - Soft colors like watery blues and greens create a sense of serenity in a room.  … (1 comments)

homeowners: Tips for Selling a Home to Millennials - 05/12/20 02:10 PM
Millennials (or Generation Y) have emerged as a preeminent force in the housing market.  Per the National Association of Realtors’, “older millennials, buyers aged 30 to 39 years, made up the largest share of home buyers by generation at 25 percent of all home buyers in 2019.” In fact, this group, born between 1980 and 1989 comprised the largest share of buyers for the seventh consecutive year. Older Millennials: Forming Families, Establishing Homes
That being said, when selling your home, it would be wise to think about the wants and needs of millennials as potential buyers.  Here are 10 must-haves for selling a home … (0 comments)

homeowners: A Guide For First-Time Home Owners - 03/18/20 07:44 AM
You’ve just bough your first home!  Congratulations!  You got through the process with the help of your Realtor, but now you’ve signed the paperwork and received your keys and it’s time to move in. You may find yourself wondering, “what next?”.  Here are some tips to help make your transition to home owner a little less stressful:
Educate Yourself About Your Mortgage StatementIt’s important that you learn how to read your monthly mortgage statement. When you receive the first one, you will see that there is a lot of information on it. Most importantly, it will tell you the amount due, how to … (0 comments)

homeowners: How to Cultivate a Lawn That Will Make Your Neighbors Green With Envy - 03/10/20 12:17 PM
No green thumb? Don’t worry!  The grass CAN be greener on your side of the fence. With spring right around the corner, now is the perfect time to start working on a thick carpet of grass for your yard. Here are some tips for growing a lawn that will have your neighbors GREEN with envy:
Start by reseeding and fertilizing. If you have bare spots in your grass, taking the time to reseed now will pay off this spring.  Make sure you fertilize for optimal growth and keep the area moist until you see new growth. If you don’t have time … (1 comments)

homeowners: What You Need to Know About Home Appraisals - 03/04/20 06:50 AM
Whether you are buying, selling, or refinancing a home and a mortgage is involved, a home appraisal is going to be an important aspect of the process.  Therefore, it’s crucial that you understand how the appraisal process works and how an appraiser determines a home’s value.
A home appraisal is an unbiased, professional opinion of a home’s value.  Conducted by a licensed home appraiser with the knowledge and experience to determine the fair current value of the home, it takes place in almost every home purchase/sale transaction and is commonly used in refinance situations as well. Within a purchase/sale transaction, it is … (1 comments)

homeowners: Avoid These Home Selling Risks - 02/26/20 05:46 AM
Once you have decided to sell your house, there are a lot of steps to take to get it ready and listed on the market.  The goal should be to get the best possible price for your home with the least amount of stress and disruption.  Manage possible financial dangers by avoiding these home selling risks:
Selling your current home before closing on a new one.  This is a risk many people take because they need the money from the sale to make the down payment on the new home. But it can be a big mistake. It could mean that … (2 comments)

homeowners: Homeowners Can Save Money By Following these Tips - 02/18/20 11:44 AM
There are a lot of perks to home ownership, but let’s face it; it can be expensive.  You’re not only making a mortgage payment every month, but you are also responsible for maintaining your home.  But there are lots of easy ways to save money without ever leaving the house. Follow these tips and start saving today!
Save money on your electric bill by utilizing natural ways to cool your house.  During the spring and summer, open your windows and use fans to get the air circulating through your home.  Ceiling fans will help too. Moving the air through the house … (1 comments)

homeowners: Falling in Love With the Home You Have - 02/11/20 12:42 PM
When you’ve lived in a home for a while, it can start to lose the charm you first saw in it.  Day to day life can make it feel like a burden rather than a retreat.  Especially this time of year, when you’ve taken down the holiday decorations and the days are shorter and darker.  But it doesn’t have to be that way.  February is the month of love and it’s a great time to remember what made you fall in love with your house to begin with.  Even if your current home is not your dream house, you can still … (0 comments)

homeowners: Improving the Efficiency of Your Home - 02/04/20 02:51 PM
Making your home more energy efficient is a cost-effective way to not only save money but to also improve the performance of your home.  The most effective strategy for improving your Deep South home’s energy efficiency is to focus on the “shell” of the house…the attic, windows and doors.  Next, improve the energy efficiency of systems such as heating, cooling, lighting and appliances.  Last, but not least, consider clean energy generation such as solar or geothermal.
The first step toward energy efficiency is to make sure that your attic’s super insulated.  High quality insulation slows the rate that heat flows out of … (1 comments)

homeowners: The Tax Advantages of Owning a Home - 01/23/20 05:58 AM
Owning a home is part of the “American Dream”.  Working hard, saving money, finding the right house, and going through the mortgage process all pays off when you move into your own home and begin to enjoy the perks that come with what is likely to be your largest financial investment.  Some of those perks come in the form of tax breaks. And with tax season around the corner, it’s time to educate yourself about those tax breaks. You might be surprised to discover that many of your biggest home-related expenses are often tax deductible. Here are the top four tax … (0 comments)

 
Sandra Nickel, The Hat Team (Sandra Nickel REALTORS)

Sandra Nickel

The Hat Team

Montgomery, AL

More about me…

Sandra Nickel REALTORS

Address: 1067 Woodley Road, Suite 1, Montgomery, AL, 36106

Office: (334) 834-1500

Fax: (334) 269-4083

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