sandra nicke: Christmas Decorating on a Budget
- 12/02/20 04:44 AM
It’s beginning to look a lot like Christmas! And if you have your house on the market, you might be packing up everything you own very soon. The last thing you want to do is unpack all your Christmas decorations only to have to pack them back up again. In addition, if you are showing your home to potential buyers, you are going to want to keep your holiday décor as simple as possible. You don’t have to be a scrooge though! You can decorate beautifully without spending a lot of money and without having to unpack all your personal treasures. … (4 comments)
sandra nicke: Christmas Décor on a Budget
- 12/02/20 04:43 AM
It’s beginning to look a lot like Christmas! And if you have your house on the market, you might be packing up everything you own very soon. The last thing you want to do is unpack all your Christmas decorations only to have to pack them back up again. In addition, if you are showing your home to potential buyers, you are going to want to keep your holiday décor as simple as possible. You don’t have to be a scrooge though! You can decorate beautifully without spending a lot of money and without having to unpack all your personal treasures. … (1 comments)
sandra nicke: Why Borrowers Pay Different Rates
- 10/28/13 06:24 AM
Lenders, like any business, have to make a profit. The cost of acquiring the funds, the operating costs to service and the expected profit margin are easily identified. The variable in pricing is the type of mortgage and the credit worthiness of the borrower. A loan with a 3.5% down payment is riskier than a loan with 20% down payment. If the lender has to take the property back to recover their expense, the margin is greater between what is owed and what the property is worth on an 80% mortgage. Credit scoring is a risk-based pricing method that allows a … (0 comments)
It’s beginning to look a lot like Christmas! And if you have your house on the market, you might be packing up everything you own very soon. The last thing you want to do is unpack all your Christmas decorations only to have to pack them back up again. In addition, if you are showing your home to potential buyers, you are going to want to keep your holiday décor as simple as possible. You don’t have to be a scrooge though! You can decorate beautifully without spending a lot of money and without having to unpack all your personal treasures. … (4 comments)
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