sandra nickel: Wetumpka AL Home For Sale - 504 Windsong Loop - 02/06/08 11:43 AM

This custom built home is open and has a great flow for easy living. The large formal dining room has volume ceiling and is open to the HUGE great room with corner fireplace. Off the LR is a great sunroom overlooking a screened porch. The split plan has two extra large bedrooms on one side and a spacious master bedroom, WIC and big bath on the other. Galley style kitchen has loads of cabinet space and is open to sunny breakfast room. Big two car garage and 5X13 workshop attached. The big back yard gently slopes and is like a … (0 comments)

sandra nickel: What Do The Interest Rate Cuts Mean To YOU? - 01/31/08 11:47 AM
In my latest blog post, I give some examples of how the Fed's recent interest rate cuts will effect consumers and homeowners.  Please take a look, and remember that an experienced Realtor can always refer you to a reputable lender to ensure you get the best possible mortgage rate!
For more information about Montgomery AL real estate, please visit HatTeam.com or call me at 800-HAT-LADY.  You may also begin searching for Montgomery homes here!
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sandra nickel: A Word Of Warning To Potential Home Buyers In Alabama - 01/25/08 07:35 AM
There was a great piece in our local news lately regarding Alabama's "Buyer Beware" rule when it comes to real estate.  I've written about it in my latest blog and hope you'll find it interesting and helpful!
To learn more about Montgomery AL real estate, please call me at 800-HAT-LADY or visit http://www.homesforsaleinmontgomeryalabama.com/.  You may also begin searching for Montgomery AL homes here!
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sandra nickel: Montgomery AL Real Estate Market Trends - 01/17/08 03:02 AM
In my latest blog article, I have posted the Midtown Montgomery sales statistics for 2007 and compared them against 2006.  Please take a look and check back next month to see how 2008 is shaping up!
To learn more about Montgomery AL real estate, please visit HomesForSaleInMontogmeryAlabama.com or call me at 800-HAT-LADY.
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sandra nickel: Montgomery AL Real Estate Predictions for 2008 - 01/10/08 05:47 AM
Please read my latest blog post to find out what the National Association of Realtors is predicting for the real estate market in 2008.  Here's a hint: the news is good!
To find out the latest trends in Montgomery AL real estate, please call me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.  To begin searching for Montgomery AL homes, please use my complimentary MLS search.
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sandra nickel: 2008 Montgomery AL Real Estate Resolutions - 01/03/08 05:32 AM
Please check out my latest blog entry - it's still not too late to make some real estate resolutions that you'll be able to stick to!
For more information about Montgomery AL real estate, please visit HomesForSaleInMontgomeryAlabama.com or call me at 800-HAT-LADY.  To begin searching for Montgomery AL homes, please use my complimentary MLS search!
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sandra nickel: Playing The Real Estate Game In A Down Market - 12/27/07 07:11 AM
Please read my latest blog entry and get some tips onw how you can still come out on top in the real estate game - even in a sluggish market. 
To find out what your home is worth, click here for a complimentary market analysis.  You may also visit HomesForSaleInMontgomeryAlabama.com to learn more about Montgomery AL real estate, or call me at 800-HAT-LADY.
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sandra nickel: Montgomery AL Real Estate Market Trends - 12/20/07 01:42 AM
The National Association of REALTORS® has published the results of its quarterly sales survey and found that the median home price continues to rise in most metropolitan areas.  The median is a typical market price – meaning half of all homes sold for more, and half of all homes sold for less.
 
Lawrence Yun, NAR chief economist, said the data underscores the fact that all real estate is local.  “Some metro areas are hot, while others are experiencing localized problems,” he said.
 
The November sales statistics for Midtown Montgomery will give us a better idea of our local market:
 
The … (0 comments)

sandra nickel: Montgomery AL Real Estate Podcast - 12/13/07 01:45 AM
Please visit my blog to listen to my latest Montgomery AL real estate podcast.  You may also download or subscribe to the podcast!
For more information about Montgomery AL real estate, visit our website, HatTeam.com or give us a call for more personalized service, 800-428-5239.
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sandra nickel: How to Add Light to Your Montgomery AL Home - 12/06/07 05:30 AM
Now that we've rolled our clocks back an hour and are beginning to adjust to the earlier onset of evening, our homes can seem darker than usual even during the daytime.  But there are ways to use the natural light that is available in your home to brighten things up.  Money Magazine has published a list of "Do's" and "Don'ts" for adding light to any home - among the topics covered are:
Skylights (pick ones that open and choose carefully where to put them)Big windows (install them to showcase your best views, but don't forget to add small windows above or below … (1 comments)

sandra nickel: The Many Myths About Homeownership - 11/29/07 01:55 AM
Many would-be homebuyers are stuck in the feeling that they will never be able to qualify for a mortgage.  However, applying for a mortgage today is very different than it was 10 or 15 years ago.  With many creative financing offers available today, more and more people are able to become homeowners.  FreddieMac.com has put together a list of "myths" about becoming a homeowner, and it shows just how realistic homeownership can be for most people.  Here are just a few of the Many Myths About Homeownership:
Myth: You need great credit to become a homeowner.Fact: You may still be able to … (2 comments)

sandra nickel: Happy Thanksgiving, Montgomery! - 11/21/07 01:20 AM
May your Thanksgiving be blessed with the bounty of the season and the love of family and friends!
 
We’ll be back next week with more of the latest Montgomery AL real estate news and information!  In the meantime, please feel free to contact me at 800-HAT-LADY or visit HomesForSaleInMontgomeryAlabama.com.
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sandra nickel: Montgomery AL Real Estate Update - 11/15/07 05:08 AM
Temporary problems in the mortgage market are expected to free some pent-up demand, but disrupted existing-home sales and distorted prices on sales closed in September, according to the National Association of Realtors®.  Even so, prices continued to rise in some area.  Because of this and other factors, total existing home sales fell 8% and are 19% below the level that they were in September 2006.
 
Lawrence Yun, NAR senior economist, said the decline is understandable.  “Mortgage problems were peaking back in August when many of the September closings were being negotiated . . . the good news is that mortgage … (1 comments)

sandra nickel: Montgomery’s Economic Outlook Promising, Experts Say - 11/08/07 05:12 AM
Below are some highlights from a recent article in the Montgomery Advertiser that speaks of good news for Alabama's economic outlook: 
 Compass Bank hosted its Business Leader Confidence Index luncheon last Wednesday, and two experts said the economy is sending mixed signals that largely depend on where they originate and how large of an area they cover.  While the economic outlook for the nation as a whole is not great for at least the beginning of 2008, leaders agreed that the outlook for Montgomery is quite good.
"I think it is quite decisive," Sam Addy, president of Compass Bank, said. "People have … (0 comments)

sandra nickel: Buyers Beware When Investing in Foreclosures in Montgomery AL - 11/01/07 02:05 AM
As we discussed previously, the rate of foreclosure is rising at breakneck speed all across America.  A few weeks ago I provided a link to an article full of great advice on how to avoid foreclosure.  This week I want to look at the issue from another angle - from the perspective of those looking to capitalize on the trend by investing in foreclosures and - they hope - selling them for a hefty profit.
While this seems like a great idea on the surface, considering the abundance of foreclosed-upon homes that are becoming available, potential investors should use caution and take … (1 comments)

sandra nickel: Don't Let Your Listings Become "Invisible"! - 10/31/07 06:09 AM
You understand that an overpriced house is "invisible" in the marketplace. Often, though, your sellers don't quite get it. So here's a way (compliments of Jock Barker, Senior CRS Instructor) to make that real for them:
"Mr. Seller, let's say you are in a sport coat store. And let's say you are selling a great 42 Long coat.... but you put it in the 44 Long rack.
"Now along comes the perfect 42 Long buyer for that coat. But because it's not in his 42 Long rack, he won't even see it. Same with the price. Even the MLS computer won't find your … (5 comments)

sandra nickel: How To Get A Great Price On Your Listing! - 10/25/07 09:04 PM
Use the following dialogue to channel your seller's greed motivation. They'll create a cream-puff of a property for you to list!
"Buyers will either buy your home because of how it looks or in spite of how it looks. If you want to get a great price, your home has to look spectacular.
"And if you want to sell it as-is, you're going to have to give that great price to the buyer. Do you want to get the great price or give it? The choice is yours."
(Thank you, Alexis Bolin, AlexisERA@aol.com)
We understand all about buyer and seller motivations, so you can … (2 comments)

sandra nickel: Montgomery AL Market Trends Report - 10/25/07 02:46 AM
Conditions in the mortgage market are improving for consumers, which should help to release some pent-up demand in early 2008, according to the latest forecast by the National Association of Realtors®.
Lawrence Yun, NAR senior economist, notes that widening credit availability will help turn around home sales.  “Conforming loans are abundantly available at historically favorable mortgage rates.  Pricing has steadily improved on jumbo mortgages since the August credit crunch, and FHA loans are replacing subprime mortgages,” he said.
Let’s take a look at the September sales statistics for midtown Montgomery to get a better idea of what the future may hold:
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sandra nickel: Because price and presentation matter so much... - 10/18/07 11:44 PM
Your seller understandably thinks their home is the best on the market. And here's how to help them understand how to make the buyer see it that way, too:
"Mr and Mrs Seller, to you this property is "home" with all the emotions that word carries. And to a buyer, who has no emotional attachment, it's just a commodity.
"So it's really imporant for us both to price the home in line with the competition and to present it in such a way that a buyer has a positive emotional reaction when they see it."
We certainly understand how important price and presentation … (2 comments)

sandra nickel: CPI Report Released – Inflation Growing Rapidly - 10/18/07 03:45 AM
The September Consumer Price Index Report was released by the Fed on Wednesday. 
According to CNN Money, inflation is currently growing at its fastest rate in 4 months.  Year to date, inflation is growing at 3.6% - compared with only 2.5% for all of 2006.
The impact of the report on the mortgage market remains to be seen; however, you may read the full article here and remember that the real estate market is a dynamic and unique one!  An experienced Realtor is always your best resource for learning about a local real estate market.
To learn more about Montgomery, AL real … (2 comments)

 
Sandra Nickel, The Hat Team (Sandra Nickel REALTORS) Rainmaker large

Sandra Nickel

The Hat Team

Montgomery, AL

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Sandra Nickel REALTORS

Address: 1044 E Fariview Avenue, Montgomery, AL, 36106

Office: (334) 834-1500

Fax: (334) 269-4083

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