senior: The Ripple Effect - 05/22/13 08:06 AM


Need to SELL...Call NOELLE!
Looking to BUY...Give ME a Try!
I know how to SPOTLIGHTyour home online!
Noelle HipkeRealtorSenior Citizen Real Estate SpecialistShort Sales & Foreclosures714-290-4500       Visit:  www.HipkeTV.com  
 
… (0 comments)

senior: Simple Steps to becoming a Millionaire - 04/02/08 08:32 AM
Develop written financial plan goals-putting the pen to paper some how makes it more real, and having a plan to work with right from the start will get you going in the right direction.  Come up with a workable plan you can put into action and making changes as you evolve and grow.  Revisit your plan every quarter to ensure you are always on the right track.Live below your means-you do not need to be a walking fashionista with overpriced designer clothes, shoes & accessories.  Invest in a few smart pieces and build inexpensively off of that.  Don't allow on overpriced … (2 comments)

senior: BUYERS GET OFF THE FENCE!!! - 03/31/08 05:52 AM
I've been watching the real estate market especially close in the areas I farm and sell real estate.  I have to tell you I am seeing 2004 housing prices in Huntington Beach, CA.  Homes that sold for $642,000, $645,000, $657,000 only a year ago are now going for $520,000, $505,000, $470,000 and another is pending at a list price of $444,000.  THAT IS A PRICE DROP OF $200,000!!!!!!!
BUYERS!!!! What are you waiting for?  Sure a few of these lower prices are due to foreclosures and bank owned properties and brought down the values in the neighborhoods, but what do you think … (2 comments)

senior: MOVING BOXES GOING GREEN! - 03/17/08 06:38 AM
Did you know 20% of the US is moving every year?  Now that is a lot of people moving....and this means each American will move about once every 5 years!
You can save your clients time, money & Earth by reducing their stress and aggravation from packing and moving their property by offering the Recopack & Earth-Friendly Moving service. 
Earthfriendly Moving by Packing Partners is an eco-friendly company that is changing how America packs and moves.  For a delivery fee, rent the Recopack in 5 sizes for a buck a box a week.  Earth Friendly Moving will deliver the Recopacks and your … (3 comments)

senior: Home Equity Loan vs. Reverse Mortgage - 03/11/08 02:32 AM
What is the difference between a bank home equity loan and a reverse mortgage?
With a home equity line of credit, or a traditional second mortgage, you must have sufficient income vs. debt ratio to qualify for the loan.  In addition, you are required to make monthly mortgage payments.  The reverse mortgage is unique in that is pays you, and is available regardless of your current income.  The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less.  Generally, the more valuable your … (2 comments)

senior: CALIFORNIA TAX TIP - 01/11/08 08:22 AM
I read anything and everything I can get my hands on when it comes to real estate.  Therefore, I came across an interesting article that I wanted to pass on to you about saving money on your taxes...
A federal tax credit encouraging home energy efficiency is set to expire on December 31, 2007.  The credit, created by the Energy Policy Act of 2005, allows tax relief of 10% of the cost of materials for certain home improvements, up to $500 per household.  The tax credits are available on items including insulation, exterior doors, storm doors, materials that seal air leaks, Energy Star-qualified windows and skylights, central … (0 comments)

senior: Forget the media & hype….Why can’t the buyers see it is a good time to buy? - 11/12/07 02:54 AM
I know the media has a way of blowing things out of proportion for us in the real estate industry.  When they preach it is a good time to buy, buyers go nuts.  When they say don't buy now, nobody wants to buy.  However, I have to say I have come across some amazing deals in this crazy market and buyers say they want to wait.  Wait for what?  Wait for the market to be a seller's market again?  Wait until the house you can actually afford this minute is no longer affordable or available?  Are you crazy?
One home I … (6 comments)

senior: CALIFORNIA IS ON FIRE!!! Please help... - 10/23/07 08:31 AM
Have you heard on the news what is going on in California?  With all the dry winds and the wild fires going on around here these last couple of days, it has been quite mayhem.  Schools districts are closed down, businesses are closing early, and trying to get anywhere is not an easy task.  I feel for the people who are being uprooted out of their homes in the middle of the night, having to run out with the clothes on their back.  I've seen newscasters watching their homes burn as they report it live on television.  It has been quite … (2 comments)

senior: C.A.R. ~ CALIFORNA REALTOR EXPO 2007 - 10/13/07 04:19 AM
I went to the California Realtor Expo this week at the Anaheim Convention Center, and I have to say CAR works hard to put on a good program.  Not only did they offer lots of great information, but free seminars on what is happening in today's market.  Realtors could attend talks on selling Commercial Real Estate, the ABC's of REO's, strategies to working with the Latino Home Buyer, the tools necessary to address Foreclosure Properties, staging homes, Feng Shui, and the list goes on. 
Each year I make it a point to attend CAR's Expo to gain the latest industry information, … (3 comments)

senior: What you need to know about LIVING WILLS & TRUSTS - 09/26/07 07:02 AM
While working in real estate I am amazed at how many people do not have their homes in a trust or a will.  Considering the state can take up to 10% in probate, it is more important than ever to have a trust and a will.  Here are the terms for you to review...
Probate is a legal process that usually involves filing a deceased person's will with the local probate court, taking an inventory and getting appraisals of the deceased's property, paying all legal debts, and eventually distributing the remaining assets and property.  This process can be costly and time-consuming.  Many … (4 comments)

senior: Helping Seniors Get There - 09/17/07 07:28 AM
 
SENIOR SATURDAY   Senior Saturday is an outdoor event held at the Huntington Beach Pier which is geared toward educating Senior's as to the community services available to seniors such as healthcare, home care, hospice care, assisted & independent living communities, etc.  Seniors and their families enjoy the morning and afternoon together amid a festive atmosphere of entertainment, food and special attractions.  The Senior Saturday Community Festival is an outstanding venue for our new and established businesses to reach seniors, their friends and family, beach goers, and the general public.  And the best part is that the money we raise goes right back into … (0 comments)

senior: GIVING BACK to Seniors - 09/06/07 08:15 AM
 
SENIOR SATURDAY     September 8th, 2007            9 a.m. - 2 p.m.
Senior Saturday is an outdoor event held at the Huntington Beach Pier which is geared toward educating Senior's as to the community services available to seniors such as healthcare, home care, hospice care, assisted & independent living communities, etc.  Noelle Hipke, a Senior Real Estate Specialist who works for Star Real Estate hosts this festive booth last year with several of her team members for the 2006 Senior Saturday Fair in HB, Ca. It is a wonderful event put on the by the non-profit Huntington Beach Council on Aging.  The Council on Aging and seniors … (0 comments)

senior: TOP 10 CITIES FOR RETIREES - 08/27/07 06:32 AM
According to Warren Bland, author of "Retire In Style," today's choices are more diverse than previous years because people have an increased amount of information available to them via the Internet.  Bland bases his list of top cities on landscape appeal, quality of life, cost of living, availability of transportation, retail services, health care, community services, and cultural and recreational activities, and low rates of crime.  Here is Bland's list of top value towns, from the least to the most expensive.
Hot Springs, AKWinston-Salem, NCFayettevile, AKBowling Green, KYLawrence, KSColumbia, MOPittsburg, PAGainesville, FLSan Antonio, TXColorado Springs, COI thought this information was quite interesting … (1 comments)

senior: Real Estate Photos - 07/30/07 08:51 AM
When was the last time you updated your real estate photo?  I find agents who have been in the business for years often don't update their photo on a consistent basis.  What do you think clients are thinking when they meet you in person for the first time, and the photo they saw of you was taken 10 years ago? 
I know what I would be thinking...behind the times, not on the up and up, not cutting edge, trying to be something they are not, misleading.  Is this what you want people to think?  Now I know we all want to … (4 comments)