toledo: Relocating to Toledo, Ohio?
- 04/06/12 12:14 AM
Thinking about relocating to Toledo? Do you like the thoughts of a low cost of living and a good lifestyle? We thought you might. Welcome to Toledo, Ohio! Join more than 500,000 people who call the Toledo region home. What’s the appeal? Toledoians will tell you their city combines classic small town hospitality with all the culture and amenities any family needs. Here’s a taste of what the 20-county metro area has to offer. The nationally recognized Toledo Zoo has fun for all ages and The Toledo Museum of Art is still going strong for more than 100 years. Toledo also (0 comments)
toledo: Home Buyers Need a Plan
- 02/03/12 02:41 AM
First-time homebuyers face many challenges even before they get the house keys: getting approved for a mortgage, finding the right agent, searching for the perfect home, and staying within a budget. With planning, they can avoid mistakes that might jeopardize a deal. Many decide to buy when they feel ready for a mortgage. But just because they can afford mortgage payments doesn't mean they can afford a home, said New York attorney Rafael Castellanos, a managing director at Expert Title Insurance. "They have an idea of what their mortgage payment is going to be, but they don't realize there's much more (0 comments)
toledo: Administration Announces Refinance Program for Underwater Borrowers
- 01/11/12 04:33 AM
Administration Announces Refinance Program for Underwater Borrowers It’s official. The Federal Housing Finance Agency (FHFA) unveiled a new, revamped government mortgage refinancing program Monday. The initiative involves a series of rule changes to the Home Affordable Refinance Program (HARP) to allow more underwater homeowners to reduce their mortgage debt by taking advantage of today’s rock-bottom interest rates. Mortgages backed by Fannie Mae and Freddie Mac, and originally sold to the GSEs on or before May 31, 2009 are eligible for the program. Under the revised HARP guidelines, the 125 percent loan-to-value (LTV) ceiling has been eliminated. Previously, only borrowers who owed (1 comments)