homebuying: First time buyer advice. - 11/05/14 06:41 AM
The following suggestions are for any buyer but primarily for the first time buyers
8% of the listings in the Victor Valley are short sale and 10% is a bank owned properties. In these instances, the bank will require proof of your ability to buy the home with the offer, so the first thing you want to do is to meet with your lender of choice.
 
84% of the listings are standard sale and that is good for the buyer because you can get a yes or no answer on your offer almost with in 24 hours, and just like with dealing with … (3 comments)

homebuying: Deal-Killers To Avoid On Your Mortgage Application - 10/07/14 10:01 AM

Mortgage approvals are delicate and, despite an improving economy, lenders still operate with caution.
Talk with your real estate agent and your loan officer and put together a game plan.
The best way to beat the mortgage system is to know the rules before you start to play.
A mortgage loan approval is never final until it's funded. And that means after you've signed the final paperwork and the bank has wired funds to escrow.
Mortgages are made up of many moving parts, any of which might "go wrong" while your home loan is underway. Some are in your control, like … (2 comments)

homebuying: Don'ts When Buying A Home? - 10/05/14 12:40 AM
What to Keep in Mind When Buying A Home Many new homebuyers make the mistake of rushing to buy things to fill their home with as soon as the seller accepts their purchase offer. But there are still a few major things to overcome before the keys are handed out. Here are some things to avoid during the home buying process to assure your transaction goes as smoothly as possible:
Don't move money around. As your lender reviews your loan package, you will likely be asked to provide bank statements for the last two or three months on your checking accounts, savings … (3 comments)

 
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Hector Reyes

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Victorville, CA

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