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Real Estate Agent - HomeSmart, Evergreen Realty
Real Estate information for Orange County & Southern California homes and properties. Articles with local character and current real estate news and trends.



Some business folks and real estate professionals believe that FHA loans will be primary and good help for homebuyers during 2009.  But there have been changes, and the new down payment requirement for FHA loans will be 3.5 percent  (not 3 percent) as of January 1, 2009. Prior to January 1, 2009,...
 We see good home values being presented these days by Realtor agents and others here at Irvine, California.  Example:   REO bank owned home for sale at 144 Saint James, Walnut area, with asking price of $499,000 ... which has been dropped $100,000.  (SoCal MLS no. S538589)   This home is listed ...
Are you surprised? The California Association of Realtors December 16, 2008, release of its C.A.R.'s "State of the California Housing Market 2008-2009" talks about declining home values, increased sales, and credit crunch impacted California's housing market in 2008.   Here's what I see for point...
When the FED (US Federal Reserve) dropped the 10 year treasury rate to 2.18%, we all know that's amazingly low. The OC Register reported that the Federal Reserve "pulled out all stops, lowering already low key interest rates to about zero.  Lower rates by the Fed could help fend off deflation." I...
Thanks to Debe Maxwell at Charlotte, NC, for this good post about what we sometimes experience when carefully representing a buyer for a home to be sold AS IS ... where the property inspection reveals challenges not known to the buyers.   Harrison K. Long, Explore Group Properties, Coldwell Bank...
The California Association of Realtors  recently reported about silver linings in the 2009 California real estate market: a.  Decline in expected median home sold price will continue to spur sales, b.  Sales of homes in California for 2009 are projected to rise 12.5 percent to 445,000 single-fami...
Mortgage rate drops will indeed help home buyers and owners in the OC, California. We talk with first time homebuyers and investors and recommend them to mortgage brokers and lenders.  Getting people prequalified to move forward to the end of buying a home and property is part of what we do as Re...
Have you experienced a grey day when you just don't feel good?  Perhaps have a cold ... or touch of the flu, when you need more sleep, can't get out of the house, and grey skies dominate the window scenery?  That's my day today.  Taking part of this stay at home opportunity, I am reading some art...
The Salvation Army charity foundation needs your help this Christmas and special time of year.   I was reminded today by an Orange County Register article that Salvation Army Orange County donations are down 34% in holiday giving this year.  But requests for the Army help has been increasing.  Ch...
The U.S. Department of Housing and Urban Development (HUD) has proposed reforms to the regulatory requirements of the U.S. Real Estate Settlement Procedures Act (RESPA).    HUD said by statement in November 2008 that it will require that lenders and mortgage brokers provide consumers with a new, ...

Harrison K. Long

REALTOR , GRI, Broker associate, Attorney
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