buyers and sellers: How Much Will it Cost to Sell My Greenwood Home? - 09/08/16 05:03 AM
Recent Seller Question:  “What expenses should I expect when selling my Greenwood home and how much money will I actually walk away with when it’s all said and done?” 
 Great Question!  Isn’t this what everyone really wants to know?
There are several different expenses involved when selling a house in Greenwood or anywhere in Indiana.  Some are part of the actual transaction while others are miscellaneous costs which may be overlooked, like repairs needed to get the home ready or movers and storage.  A seller may also agree to make some repairs to the property as a result of the buyer’s inspection.  Depending on the condition of the … (1 comments)

buyers and sellers: Help! I'm a First Time Seller. How does this all work?? - 09/08/16 05:00 AM
Recent Seller Question:  "Help!  I’ve never sold a house before.  Where do I start?  What are the steps in the process?"
 Great Question!
 There are 100’s of steps involved in the home sale process and no two transactions are exactly alike, but we’ve put together a list of the most common activities so you’ll know what to expect!
Listing Process:
Invite Real Estate Agent to tour your home (Don't worry - it doesn't need to be "show ready") Ask lots of questions & decide if this is who you want to hire -- if not, keep looking! Determine the List Price based on your Broker's recommendations Sign Listing Contracts Get … (2 comments)

buyers and sellers: Why You Need to Call a Lender BEFORE You're Ready to Buy! - 09/08/16 04:55 AM
Considering buying your first Indianapolis area home?  Then you may also be wondering how high your credit score needs to be or when you’ll be ready.  We recently received a similar question from a first time buyer:
"We are looking to buy a home here in a couple years and were wondering if you could give us a little bit of insight into the process. We are currently rebuilding our credit, and paying off debts. What sorts of things do mortgage companies look for when deciding whether or not to approve loan requests?"
 Our recommendation is to begin a conversation with a good lender right … (3 comments)

buyers and sellers: Seller's Market? Buyer's Market? Help! - 09/08/16 04:50 AM
So what's the difference between a Buyer's Market and a Seller's Market?  Should I care?Like most professions, real estate has its own vocabulary and to those not “in the business” at times it may seem like a foreign language!   There has been a lot of press this spring about a “Seller’s Market” in Indianapolis.  What does this mean and how is it different from a Buyer’s Market?
In a Seller’s Market there is a shortage of homes available for purchase, which in turn increases the odds of multiple offers and drives up prices.  Just last week the Hoagland Group showed a property in Irvington the … (0 comments)

buyers and sellers: Part I: Selling your home during the holidays! - 12/12/13 12:15 AM
With all the hustle and bustle of the holidays fast approaching... do you even want to mess with listing your home for sale?? 
The short answer??  YES!
We found this blog by Shannon Petrie at HGTV's FrontDoor.com to be extremely helpful in explaining just WHY you should DEFINITELY consider listing your home for sale NOW, instead of waiting for Spring.
Take a look and let us know if you or someone you know is thinking of listing your home for sale. We would love to have a chat... perhaps with some hot cocoa?
Merry Christmas, everyone!
Steve & Tonda
 
P.S. Check out "Part II" to this … (2 comments)

buyers and sellers: Part II: Selling your home during the holidays! - 12/11/13 11:56 PM
It's on EVERYONE's mind (who is hoping to sell their home during the holidays)... How do I attract buyers? BUT, still celebrate the season with my family?

BALANCE. That's the MAGIC word! 
We found this blog from HGTV's FrontDoor.com to be extremely helpful in detailing what that means. (We love lists when it comes to things like this!) Take a look and let us know if you or someone you know is thinking of listing your home for sale. We would love to have a chat... perhaps with a hot cup of coffee?
 
Merry Christmas, everyone!
Steve & Tonda
P.S. Check … (0 comments)

buyers and sellers: Greenwood, IN is one of THE most AFFORDABLE suburbs in the US! - 11/27/13 01:02 AM
Steve caught the article that Johnson County's Daily Journal published on this blog from Movoto Real Estate. It was so great, we decided to re-blog it!
We've always known living in Greenwood was a great idea. We're so close to Indy that going "downtown" is barely an effort, yet we get the benefits of quiet suburban life! This article just backs up this concept by appealing to our pocketbooks, too.
So, if you, or anyone you know, are thinking of jumping into the real estate market in Greenwood (or surrounding areas). CALL US! We'll be all to happy to help you … (1 comments)

buyers and sellers: "Why get a mortgage Pre-approval"... YES there are very valid reasons! - 09/20/13 01:17 AM
While trolling for buyer advice to pin to our Pintrest board, I came across this post on blog.ComFree.com (Canadian real estate advice blog). Rosy, the social media marketing manager, gives some very valid reasons for obtaining a pre-approval letter from your lender PRIOR to shopping for a house to buy.
Occasionally we get clients asking why this is necessary. This list is basically every reason we've ever given! The most important one being, you know what to shop for after knowing exactly what you can afford! Any way to narrow the search helps us, as your agents, locate your perfect place!
(3 comments)

buyers and sellers: Prep for Spring Buyers during the Winter Months! - 02/13/13 10:03 PM
In Greenwood and Indianapolis (and, well, all of Central Indiana), winter can be down-right gloomy. Looking forward to Spring seems to be what keeps everyone going!
This article by Mark Nash is all about using the mid-winter months, when contractors are looking for work, to do minor remodeling/renovations to your home to prepare it for sale in the Spring (realestate's busiest time)! Even if you're not currently in the  market to sell your home, you may still want to take a look at the suggestions and keep them in mind whenever you do decide that it's time to move!
And, of course, … (4 comments)

buyers and sellers: Home Values in Center Grove Greenwood IN - 08/22/11 11:11 AM
Find Home Values in Center Grove - Greenwood IN.
Find out what your neighbors homes are selling for or check out the price in any Greenwood neighborhood.  Updated reports will be emailed to you every 4 weeks!
 
 
 

(0 comments)

buyers and sellers: The "Big Six" Home Selling Factors - 08/03/11 08:49 AM
We wanted to share a great blog written by a fellow agent.  She sells in a different part of the country, but the "Big Six" selling factors are exactly the same if you are selling a home in Indianapolis.  -- Steve and Tonda



Although they can be stated in different ways there are only six factors that affect the sale of a home.
It is important for you, as the seller, to understand who or what has control over them and how they impact on each other.
You control 3 of the 6 The Market controls 2 of the 6 … (2 comments)

buyers and sellers: Indianaplis Short Sales -- Are They Good Deals? - 03/09/11 07:46 AM
Indianapolis Short Sales -- Are They Good Deals?
Maybe!  Many buyers think banks own Indianapolis short sale properties, thus they set the list price.  They don't.  (For more information on this, read Part 1 in this short sale series -- What is a Indianapolis Short Sale?.)  The seller is still the actual homeowner, so it's the seller who actually controls the list price. 
But since Short Sale offers are contingent on approval by the
seller's lender, it is the lender who ultimately determines the
sales price which they are willing to accept on a short sale based on their guidelines and a current appraisal.  Once this value is determined they will either … (31 comments)

buyers and sellers: Considering Moving up to a New Home in Indianapolis? It's Time to Take the Plunge! - 09/23/10 08:48 AM
Considering Moving up to a New Home in Indianapolis?  It's Time to Take the Plunge!
It's a fantastic time to consider moving up!  In fact we're surprised more people aren't taking advantage of this "perfect storm" for move-up buyers in the Indianapolis area.  Here are some things to keep in mind about the current market:
- Homes  for sale that are in excellent condition, show really nice and are priced appropriate for the local Indianapolis market are selling
- With interest rates at a record low - many people can buy significantly more house for the same monthly payment as they could, even … (3 comments)

buyers and sellers: Guaranteed Buyouts Cost Sellers $$$$$ - 07/28/10 10:39 AM

 
 
Guaranteed Buyouts Cost Sellers $$$$
One of our former clients in sent us an email today.  They are considering building a new home in Indianapolis and want to find a Realtor or builder who is willing to offer a Guaranteed Buy Out.  Are we interested?  Here was our response.....
 
 
 
We have never taken on a Guaranteed Buyout because we don’t feel it is in the best interests of our clients.  In essence, to provide a GBO we would have to hedge the risk of selling your home.  To do that we would have to offer … (2 comments)

buyers and sellers: Our Sources Say...Rates are going up in 2010! How will this affect buyers? - 01/04/10 07:51 AM
Our sources say rates are going up in 2010!  How much and when?  According to experts in the mortgage industry, rates will start the year just above 5% and will gradually climb into the 6 1/2 range as the year progresses.  Why?  One of the main reasons is the expiration of the Federal Reserves Mortgage Backed Security Purchase Program at the end of March.  This program was instrumental in keeping rates artificially low in 2009.  So as the program winds down, rates will likely edge higher as we get closer to summer. 
For buyers, this means their dollars will buy less house as the rates … (2 comments)

buyers and sellers: The Quick and Expected Climb to 6% Mortgage Rates (How To Stay Dry When The Fed Throws Water At You) - 12/26/09 01:33 AM
Lenders are telling us that rates will continue to inch upward.  Why?  Here is an easy to understand explanation from an expert in the mortgage business. -- Steve & Tonda
Mortgage rates have been steadily climbing, from a low of 4.5% around November 27, 2009 to above 5% on December 22, 2009.  For the past two months I've been warning that this will eventually happen. It's not because the economy is recovering; it isn't recovering.  The reason mortgage rates will rise to 6% or above, soomer rather than later is because that is the "natural" market.
About a year ago, The Federal … (1 comments)

buyers and sellers: New Expanded Tax Credit Helps Indiana Move Up Buyers - 11/10/09 09:35 AM
New Expanded Tax Credit Helps Indiana Move Up Buyers

 
 
On November 6, 2009 President Obama signed a bill to both Extend and Expand the Home Buyer Tax Credit.  Not only will it be available until Spring of 2010 for First Time Buyers, but it now also includes credits for current homeowners who sell their existing residence and purchase a new one prior to April 30, 2010.    So who qualifies and what are the details?
 
 
 
Here are some of the highlights:

 
How do you apply for the tax credit?  You can claim the tax … (2 comments)

buyers and sellers: Short Sale - Part 2: How to Buy a Short Sale - 10/26/09 11:13 AM
Short Sale - Part 2:  How to Buy a Short Sale Property!

If you're not familiar with Short Sales, begin by reading Part 1: What is a Short Sale?  Then come back to this article which takes the next step and explains how to buy a short sale.

So, how are Short Sale Properties Sold?  They are listed with a real estate agent like other properties.  They usually include the words "short sale" or "pre-foreclosure" in the property description section.  Since the current homeowner is in a difficult financial situation, they are usually sold "as is".  It's a good idea … (0 comments)

buyers and sellers: What is a Short Sale? - Part 1 - 10/16/09 10:31 AM
What is a short sale? - Part 1
A short sale(or pre-foreclosure) takes place when the sales price of a home is less than the outstanding mortgage balance on the property and the lender agrees to absorb the difference. 
Short sales happen at all price points - even homes in the millions.  Each short sale represents a family in financial distress for a variety of reasons such as divorce, job loss, health expenses, or poor financial decisions.
We meet with many people in Central Indiana looking to sell their homes and unfortunately we hear this scenario way too often:
 
"I'm having difficulty making my mortgage payments.  … (2 comments)

buyers and sellers: Capturing the "Eyes" of Buyers - 10/07/09 07:04 AM
"Distribution vs Destination"
"It's in the MLS, right?"
That was the number one question from Indianapolis area sellers - in 1990!  Just like today's seller, they wanted to ensure that their listing was visible to every potential buyer, and the local MLS was the single place that published listing information.  Every month the book was printed and distributed to real estate agents.  If your home was on the market it was "in there".  If not, it was nearly invisible to everyone.  
But it's 2009 and the MLS is no longer published in a book -- it's progressed to the internet.  Yet many seller's still ask "I'll be in the … (2 comments)

 
Tonda & Steve Hoagland, Real Estate - Greenwood Homes for Sale - Central I (Keller Williams Realty) Rainmaker large

Tonda & Steve Hoagland

Real Estate - Greenwood Homes for Sale - Central I

Greenwood, IN

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Keller Williams Realty

Mobile: (317) 340-4575

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The Hoagland Group specializes in helping Indianapolis and Greenwood families buy and sell one of the largest investments they'll ever make -- their home. View all AR Posts By Steve and Tonda Hoagland Blog Google+ Hoagland Real Estate Consulting Group on Facebook  Subscribe in a reader Subscribe to Let's Chat Indianapolis! by Email The Hoagland Group specializes in helping Indianapolis and Greenwood families buy and sell one of the largest investments they'll ever make -- their home. View all AR Posts By Steve and Tonda Hoagland Blog Blog Google+ Google Google+


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