real estate market and news: Home Values in Center Grove Greenwood IN - 08/22/11 11:11 AM
Find Home Values in Center Grove - Greenwood IN.
Find out what your neighbors homes are selling for or check out the price in any Greenwood neighborhood.  Updated reports will be emailed to you every 4 weeks!
 
 
 

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real estate market and news: The "Big Six" Home Selling Factors - 08/03/11 08:49 AM
We wanted to share a great blog written by a fellow agent.  She sells in a different part of the country, but the "Big Six" selling factors are exactly the same if you are selling a home in Indianapolis.  -- Steve and Tonda



Although they can be stated in different ways there are only six factors that affect the sale of a home.
It is important for you, as the seller, to understand who or what has control over them and how they impact on each other.
You control 3 of the 6 The Market controls 2 of the 6 … (2 comments)

real estate market and news: Indianaplis Short Sales -- Are They Good Deals? - 03/09/11 07:46 AM
Indianapolis Short Sales -- Are They Good Deals?
Maybe!  Many buyers think banks own Indianapolis short sale properties, thus they set the list price.  They don't.  (For more information on this, read Part 1 in this short sale series -- What is a Indianapolis Short Sale?.)  The seller is still the actual homeowner, so it's the seller who actually controls the list price. 
But since Short Sale offers are contingent on approval by the
seller's lender, it is the lender who ultimately determines the
sales price which they are willing to accept on a short sale based on their guidelines and a current appraisal.  Once this value is determined they will either … (31 comments)

real estate market and news: Cream of the Crop, Bottom Feeder or Somewhere In Between???? - 10/13/10 09:34 AM
 
Cream of the Crop, Bottom Feeder or Somewhere In Between?
Why do some houses sell while others seem to forever linger in the sea of inventory?  Well, it seems there are several different levels to this sea of inventory in Indianapolis and buyers are either skimming off the cream or diving deep under and feeding on the bottom!   --  Everything in between is invisible!
Levels of the Inventory Sea!
Cream of the Crop...  Offer the most features, best price, best location, most updates, best finishes, best condition -- You get the idea!  They float along the top, waiting for buyers to quickly gobble them … (2 comments)

real estate market and news: Considering Moving up to a New Home in Indianapolis? It's Time to Take the Plunge! - 09/23/10 08:48 AM
Considering Moving up to a New Home in Indianapolis?  It's Time to Take the Plunge!
It's a fantastic time to consider moving up!  In fact we're surprised more people aren't taking advantage of this "perfect storm" for move-up buyers in the Indianapolis area.  Here are some things to keep in mind about the current market:
- Homes  for sale that are in excellent condition, show really nice and are priced appropriate for the local Indianapolis market are selling
- With interest rates at a record low - many people can buy significantly more house for the same monthly payment as they could, even … (3 comments)

real estate market and news: Homes for sale in Center Grove - Your Neighborhood Market Watch 3/31/2010 - 03/31/10 05:47 AM
Your Center Grove Neighborhood Market Report
March/April 2010 - published 3/31/2010 Compliments of Steve & Tonda Hoagland - The Hoagland Group at Keller Williams
The number one question we receive from our friends and neighbors is....."What's the market like in my neighborhood"?  So we decided to publish this report each month to answer that very question!   You can also find this and other more detailed reports online at, www.PerfectPlaceForYou.com  or our blog, www.IndyChats.com.  Don't see your neighborhood?  Give us a call and we'll send you market information for your specific area!  
...Or here's another easy way to stay informed -- 
Have … (0 comments)

real estate market and news: Where are Mortgage Rates Going in 2010? - 02/22/10 01:11 AM
Where are Mortgage Rates Going in 2010?
It's one of the most frequently asked questions and also one of the most difficult to answer.  Many experts are saying they anticipate rates to go up because the Governement is expected to stop pumping money into Mortgage Backed Securities -- But it's a complicated subject and even the "experts" don't see eye to eye.
We found a great video that explains what Mortgage Backed Securities are and how they effect the rates.  It's the easiest to understand explanation we've found.    Draw your own conclusions!
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real estate market and news: Real Estate Scams are Alive and Well -- Right Here in Indianapolis! - 02/19/10 04:41 AM
Real Estate Scams are Alive and Well -- Right Here in Indianapolis!
So I'm sitting at my desk on a rather slow Real Estate day......and the telephone rings!  An opportunity!  Happy days are here again!  Tiny Tim is saved!
But...what's that?  Do I have a home for sale in Hill Valley?  Yes!  (Everyone in the office is cheering!  They are breaking out the bubbly!)
Oh, Hill Valley you say?  (dejected)  ... actually that home sold a couple of weeks ago, but I have some other great options that might interest you (hopeful)!
That's when the call took an odd turn.  (Cue the creepy … (1 comments)

real estate market and news: Our Own Son Didn't Know -- The $8000 Tax Credit is Real Money in Your Pocket! - 02/05/10 08:24 AM

How Embarrassing!  Our Own Son Didn't Know -- The $8000 Tax Credit is Real Money in Your Pocket!
Last night Steve and I joined our son and his girlfriend for dinner.  I happened to ask him if he had finished preparing his income taxes and taken advantage of the tax deduction being offered for the sales tax he paid on his new car.  He said yes, and mentioned that it was worth a couple of hundred dollars to him. 
One thing led to another and the conversation turned to the First Time Home Buyer Tax Credit.  Being 26, he's interested in the idea of buying … (3 comments)

real estate market and news: Your Center Grove Neighborhood Market Report - Greenwood IN - 02/01/10 05:22 AM
Your Center Grove Neighborhood Market Report
January/February 2010 - published 1/26/2010
Compliments of Steve & Tonda Hoagland - The Hoagland Group at Keller Williams Realty
 
The number one question we receive from our friends and neighbors is…..”What’s the market like in my neighborhood”?  So we decided to publish this report each month to answer that very question!   You can also find this and other more detailed reports online at, www.PerfectPlaceForYou.com. Don’t see your neighborhood?  Give us a call and we’ll send you market information for your specific area!  
…Or here’s another easy way to stay informed -- 
Have you … (0 comments)

real estate market and news: The Quick and Expected Climb to 6% Mortgage Rates (How To Stay Dry When The Fed Throws Water At You) - 12/26/09 01:33 AM
Lenders are telling us that rates will continue to inch upward.  Why?  Here is an easy to understand explanation from an expert in the mortgage business. -- Steve & Tonda
Mortgage rates have been steadily climbing, from a low of 4.5% around November 27, 2009 to above 5% on December 22, 2009.  For the past two months I've been warning that this will eventually happen. It's not because the economy is recovering; it isn't recovering.  The reason mortgage rates will rise to 6% or above, soomer rather than later is because that is the "natural" market.
About a year ago, The Federal … (1 comments)

real estate market and news: New Expanded Tax Credit Helps Indiana Move Up Buyers - 11/10/09 09:35 AM
New Expanded Tax Credit Helps Indiana Move Up Buyers

 
 
On November 6, 2009 President Obama signed a bill to both Extend and Expand the Home Buyer Tax Credit.  Not only will it be available until Spring of 2010 for First Time Buyers, but it now also includes credits for current homeowners who sell their existing residence and purchase a new one prior to April 30, 2010.    So who qualifies and what are the details?
 
 
 
Here are some of the highlights:

 
How do you apply for the tax credit?  You can claim the tax … (2 comments)

real estate market and news: Short Sale - Part 2: How to Buy a Short Sale - 10/26/09 11:13 AM
Short Sale - Part 2:  How to Buy a Short Sale Property!

If you're not familiar with Short Sales, begin by reading Part 1: What is a Short Sale?  Then come back to this article which takes the next step and explains how to buy a short sale.

So, how are Short Sale Properties Sold?  They are listed with a real estate agent like other properties.  They usually include the words "short sale" or "pre-foreclosure" in the property description section.  Since the current homeowner is in a difficult financial situation, they are usually sold "as is".  It's a good idea … (0 comments)

real estate market and news: What is a Short Sale? - Part 1 - 10/16/09 10:31 AM
What is a short sale? - Part 1
A short sale(or pre-foreclosure) takes place when the sales price of a home is less than the outstanding mortgage balance on the property and the lender agrees to absorb the difference. 
Short sales happen at all price points - even homes in the millions.  Each short sale represents a family in financial distress for a variety of reasons such as divorce, job loss, health expenses, or poor financial decisions.
We meet with many people in Central Indiana looking to sell their homes and unfortunately we hear this scenario way too often:
 
"I'm having difficulty making my mortgage payments.  … (2 comments)

real estate market and news: Capturing the "Eyes" of Buyers - 10/07/09 07:04 AM
"Distribution vs Destination"
"It's in the MLS, right?"
That was the number one question from Indianapolis area sellers - in 1990!  Just like today's seller, they wanted to ensure that their listing was visible to every potential buyer, and the local MLS was the single place that published listing information.  Every month the book was printed and distributed to real estate agents.  If your home was on the market it was "in there".  If not, it was nearly invisible to everyone.  
But it's 2009 and the MLS is no longer published in a book -- it's progressed to the internet.  Yet many seller's still ask "I'll be in the … (2 comments)

real estate market and news: Just Released: NAR State of the Market Data for August 2009 - 10/02/09 03:58 AM
The National Association of Realtors just released the NAR State of the Market Data for August and the news is encouraging. The First Time Buyer Tax Credit is bringing buyers into the market, yet the economy continues to be shaky.
Watch as the details are discussed on Real Estate TV:
 

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real estate market and news: Can Anyone Be a Real Estate Consultant? (Part 1) - 08/31/09 10:36 AM
Can Anyone Be a Real Estate Consultant?  (Part 1)
So I'm showing homes to a new client in Greenwood the other day and I had a few random thoughts.  "What does this person think of me?"  "Am I being of value to them?"  "From her perspective - what is my job?...and am I doing it?"
Based upon what I had done so far it was pretty simple.  Answer the telephone.  Set up some showings.  Meet her at the house.  Bring along some information.  Answer some questions.  Doesn't sound like much does it?  Is that what it takes to be a … (0 comments)

real estate market and news: Selling Your First House? -- Here's the Scoop! Part 1 - 08/13/09 09:53 AM
You don't have to look too far to find lots of information for "First Time Home Buyers" -- but what about First Time Sellers? 
Meeting with many first time sellers in the Indianapolis area over the last several years, we've discovered they have lots of questions.  They're ready to move, but often don't understand how the process works, how long it takes, what to expect and how much it costs.   Often, after chatting for awhile, they come to the conclusion that it's not the right time for them.  Maybe they owe more than their home is worth.  Maybe their credit score … (4 comments)

real estate market and news: Are Your Tax Dollars Leading Us Out of the Recession? - 07/17/09 04:11 AM

By now we've all heard about the First Time Homebuyer Tax Credit -- I mean, who hasn't?   In fact, if you're already a homeowner, you're probably a little frustrated and maybe even a tad resentful.  After all, you could have used $8000 when you bought your first house!

But many experts say it's the  housing market which will lead us out of the recession,  so the important question is -- is the stimulus working?  In Indianapolis and surrounding areas like Greenwood and Carmel, the answer is a definite "Yes".   Early in the year, first time buyers were trickling into the market, but in the last … (0 comments)

real estate market and news: Buy with only $100 Down! - 04/07/09 10:09 AM
It's true.  Most HUD Foreclosure properties are currently available for purchase with only a $100 down payment if financed with an FHA loan.  So, what is a HUD Foreclosure and how do you buy one? 
They are foreclosed properties insured by the US Department of Housing and Urban Development which are sold through an online bid process.  They are put on the market for an initial 10 day bid period where only "owner occupants" can place bids.  They are listed on Fridays with bids accepted for the next 10 days.  The winner is announced on the following Monday.  If no one bids, or there are no bids acceptable to … (0 comments)

 
Tonda & Steve Hoagland, Real Estate - Greenwood Homes for Sale - Central I (Keller Williams Realty) Rainmaker large

Tonda & Steve Hoagland

Real Estate - Greenwood Homes for Sale - Central I

Greenwood, IN

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Keller Williams Realty

Mobile: (317) 340-4575

Fax: (317) 889-3797

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The Hoagland Group specializes in helping Indianapolis and Greenwood families buy and sell one of the largest investments they'll ever make -- their home. View all AR Posts By Steve and Tonda Hoagland Blog Google+ Hoagland Real Estate Consulting Group on Facebook  Subscribe in a reader Subscribe to Let's Chat Indianapolis! by Email The Hoagland Group specializes in helping Indianapolis and Greenwood families buy and sell one of the largest investments they'll ever make -- their home. View all AR Posts By Steve and Tonda Hoagland Blog Blog Google+ Google Google+


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