tips and tricks: Prep for Spring Buyers during the Winter Months! - 02/13/13 10:03 PM
In Greenwood and Indianapolis (and, well, all of Central Indiana), winter can be down-right gloomy. Looking forward to Spring seems to be what keeps everyone going!
This article by Mark Nash is all about using the mid-winter months, when contractors are looking for work, to do minor remodeling/renovations to your home to prepare it for sale in the Spring (realestate's busiest time)! Even if you're not currently in the  market to sell your home, you may still want to take a look at the suggestions and keep them in mind whenever you do decide that it's time to move!
And, of course, … (4 comments)

tips and tricks: Home Values in Center Grove Greenwood IN - 08/22/11 11:11 AM
Find Home Values in Center Grove - Greenwood IN.
Find out what your neighbors homes are selling for or check out the price in any Greenwood neighborhood.  Updated reports will be emailed to you every 4 weeks!
 
 
 

(0 comments)

tips and tricks: The "Big Six" Home Selling Factors - 08/03/11 08:49 AM
We wanted to share a great blog written by a fellow agent.  She sells in a different part of the country, but the "Big Six" selling factors are exactly the same if you are selling a home in Indianapolis.  -- Steve and Tonda



Although they can be stated in different ways there are only six factors that affect the sale of a home.
It is important for you, as the seller, to understand who or what has control over them and how they impact on each other.
You control 3 of the 6 The Market controls 2 of the 6 … (2 comments)

tips and tricks: Indianaplis Short Sales -- Are They Good Deals? - 03/09/11 07:46 AM
Indianapolis Short Sales -- Are They Good Deals?
Maybe!  Many buyers think banks own Indianapolis short sale properties, thus they set the list price.  They don't.  (For more information on this, read Part 1 in this short sale series -- What is a Indianapolis Short Sale?.)  The seller is still the actual homeowner, so it's the seller who actually controls the list price. 
But since Short Sale offers are contingent on approval by the
seller's lender, it is the lender who ultimately determines the
sales price which they are willing to accept on a short sale based on their guidelines and a current appraisal.  Once this value is determined they will either … (31 comments)

tips and tricks: Short Sale - Part 2: How to Buy a Short Sale - 10/26/09 11:13 AM
Short Sale - Part 2:  How to Buy a Short Sale Property!

If you're not familiar with Short Sales, begin by reading Part 1: What is a Short Sale?  Then come back to this article which takes the next step and explains how to buy a short sale.

So, how are Short Sale Properties Sold?  They are listed with a real estate agent like other properties.  They usually include the words "short sale" or "pre-foreclosure" in the property description section.  Since the current homeowner is in a difficult financial situation, they are usually sold "as is".  It's a good idea … (0 comments)

tips and tricks: What is a Short Sale? - Part 1 - 10/16/09 10:31 AM
What is a short sale? - Part 1
A short sale(or pre-foreclosure) takes place when the sales price of a home is less than the outstanding mortgage balance on the property and the lender agrees to absorb the difference. 
Short sales happen at all price points - even homes in the millions.  Each short sale represents a family in financial distress for a variety of reasons such as divorce, job loss, health expenses, or poor financial decisions.
We meet with many people in Central Indiana looking to sell their homes and unfortunately we hear this scenario way too often:
 
"I'm having difficulty making my mortgage payments.  … (2 comments)

tips and tricks: Buy with only $100 Down! - 04/07/09 10:09 AM
It's true.  Most HUD Foreclosure properties are currently available for purchase with only a $100 down payment if financed with an FHA loan.  So, what is a HUD Foreclosure and how do you buy one? 
They are foreclosed properties insured by the US Department of Housing and Urban Development which are sold through an online bid process.  They are put on the market for an initial 10 day bid period where only "owner occupants" can place bids.  They are listed on Fridays with bids accepted for the next 10 days.  The winner is announced on the following Monday.  If no one bids, or there are no bids acceptable to … (0 comments)

tips and tricks: Foreclosure Isn't the Only Option! - 03/16/09 10:33 AM
If you live in Indiana and are having difficulty making your payments, yet want to remain in your home, there may be help available under the Obama Administration's Make Homes Affordable program.  Visit the Indiana Foreclosure Prevention Network website to see if you qualify for programs to modify your loan, therefore lowering your monthly payments.
If you're currently behind in your payments, or struggling to make your payments and are unable to remain in your home even with a lower payment, a Short Sale or Deed in Lieu may be a viable option.

Short Sale:  When the sales price of a home will be less than the current mortgage … (0 comments)

tips and tricks: How Much Do You Offer?....Too High, Too Low, or Just Right? - 01/22/09 06:04 AM
 

That's the big question everytime we sit down with a buyer to write an offer.
Ultimately, since it's your money, it's also your decision.  But a great real estate agent will povide valuable information and counsel so you'll feel confident with that decision.  They are your advocate in the negotiation process and will use their years of experience and knowledge of the neighborhood to help you gauge what is in your best interests.  This may be your first offer -- but they've been through this many times before.
What factors are important to the price?  Well, here are a few examples.
Uniqueness of the property - Is … (0 comments)

tips and tricks: Another New Year's Resolution Down the Tubes! - 01/21/09 07:20 AM
 

January, a new year, another new goal.  Or is it the same one as last year and the year before that?  Isn't it interesting how we set new goals for ourselves in January.  It's like we need a fresh start to the calendar in order to make a plan -- to get things done that we know need doing.
What are your 2009 goals?  Lose weight? (Yes, that's one of mine!) Land a new job?  Get a promotion?  Spend more time with family?  Go back to school?, Buy a new house?......
Whatever your goal -- do you have a plan … (2 comments)

tips and tricks: Do You Really Need a Down Payment? - 01/17/09 09:05 AM
Do You Really Need a Down Payment?

With all of the recent hoopla in the press and crack down on lending institutions, yes, zero percent down financing is a thing of the past.  But how much down payment is really required?  I've heard buyers say, "I know I need 20% down", well I'm here to tell you that just isn't so!
Many buyers are electing to use FHA financing because it requires the smallest down payment and offers a very competitve interest rate.  As of January 1, 2009, FHA will require 3.5% of the purchase price as a down payment.  That's not … (0 comments)

 
Tonda & Steve Hoagland, Real Estate - Greenwood Homes for Sale - Central I (Keller Williams Realty) Rainmaker large

Tonda & Steve Hoagland

Real Estate - Greenwood Homes for Sale - Central I

Greenwood, IN

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Keller Williams Realty

Mobile: (317) 340-4575

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The Hoagland Group specializes in helping Indianapolis and Greenwood families buy and sell one of the largest investments they'll ever make -- their home. View all AR Posts By Steve and Tonda Hoagland Blog Google+ Hoagland Real Estate Consulting Group on Facebook  Subscribe in a reader Subscribe to Let's Chat Indianapolis! by Email The Hoagland Group specializes in helping Indianapolis and Greenwood families buy and sell one of the largest investments they'll ever make -- their home. View all AR Posts By Steve and Tonda Hoagland Blog Blog Google+ Google Google+


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