hud: HUD Offers Services To Public In 175 Languages! - 04/15/12 11:56 AM
HUD offers services to public in 175 languages 

HUD recently announced the launch of the HUD Language Line, a telephone language service pilot that will offer live, one-on-one interpretation services in more than 175 languages. Accessible throughout the nation, the language line will help HUD staff to better communicate with Limited English Proficient (LEP) individuals and families about HUD housing programs, services, and activities.
The pilot program will run through September 2012. HUD staff across the nation will be able to use the HUD Language Line to provide non-English-speaking individuals and families with information about fair housing, homeowner-ship, lead abatement, … (0 comments)

hud: New HUD/Bank Listing In San Marcos, California! "Must See Now" - 09/22/11 03:31 AM
New HUD/Bank Listing In San Marcos, California!
Want to live in one of the most desirable locations in San Marcos, California, and get assistance with your closing cost, when purchasing as your principal residence? "Well" HUD has a new listing located near the Albertsons shopping center, right off of Barham. This very special HUD home is available and can be finance with a FHA 203K, (need to know about what a 203K loan is contact Crescent Moon Realty, Inc.) Need a San Marcos, California get away and just want to visit California for the winter months, this attached home would be perfect, … (0 comments)

hud: Pro's and Con's of The Federal Government Turning Foreclosures Into Rentals! - 08/12/11 10:14 AM
Pro's and Con's of  The Federal Government Turning Foreclosures Into Rentals.

The present administration is pondering turning thousands of government owned foreclosures into rental properties to help boost falling home prices. The Federal Housing Finance Agency said Wednesday it is seeking input from investors on how to rent about 250,000 homes owned by government-controlled mortgage companies Fannie Mae and Freddie Mac and the Federal Housing Administration.

All the homes are foreclosures. Rescue of the Freddie Mac & Fannie Mae took place in 2008, and the U.S government has fund them since the financial crisis. Converting the homes into … (2 comments)

hud: 50% Off List Price For HUD Homes In San Diego, Ca-- Qualified Candidates Read More! - 05/01/11 10:06 AM
Yes, HUD is offering 50% off some of the homes that they have in their inventory for those candidates that qualified. So are you possibly one of the lucky ones. Here is the list of professionals that can look at getting a home which is reduced in price of about 50%.--Good Neighbor Next Door Program. Law Enforcement Officers, Firefighters, Emergency Medical Technicians and Pre-Kindergarten -12 Grade Teachers can participate in HUD’s Good Neighbor Next Door Program.
This program offers 50% discount off the list price of qualified HUD Homes in certain revitalization areas. Which means this $250,000 listed home would … (0 comments)

hud: Low Monthly Payment On This HUD REO Home In San Marcos, California. Price $116,000. - 04/14/11 12:06 PM
Great ground level end unit in gated community of San Marcos. This 2BR/2BA unit features a spacious LR w/brick FP, direct access to covered patio area, breakfast nook area, good size BR's & W/D hookups. Ammenities include community pool/spa. Must see! Please see showing instructions. FHA Insurable "AS-IS". Case# #044-426127 . Insured escrow. Only brokers with active HUD NAID # may show this property. Buyer to verify all.
This is a 2 bedroom 2 bath home, tri-level. Built 1984, with one car detached garage. Approximately --950+SF. Crescent Moon Realty, & Land N Sea Auctions is a certified HUD selling broker. Home … (0 comments)

hud: Imperial Beach Townhome, Steps Away From Sandcastle Competition Being Held This Weekend. - 08/06/10 03:45 AM
What great fun awaits those that would love to be entertained for free @ the 30th US Sandcastle Competition being held this weekend. Only steps away from this event is is highly desirable Townhome that is up for auction by HUD.
This townhome is centrally located in the Southland Manor complex and is price to sell quickly. Imagine the fun that you and your family could have living in one of the most sought after communities in San Diego County.
A spacious two bedroom and two bath home, with a swimming pool included in the complex, bidding is underway on this … (1 comments)

hud: Super Affordable Village Park Home Up For Auction In Encinitas, California. - 07/10/10 09:47 AM
Fabulous Village Park Home, Up For Auction,HUD/Bank Owned Property.   This fabulous home nestle in the very desirable community of Village Park in Encinitas, is a knock-out opportunity. HUD owned this home is up for auction and will go to the highest bidder on July 19.2010.This Three bedroom  Encinitas charmer in the highly desired community of 'Village Park'.  Single story home features a beautifully upgraded kitchen with new cabinetry & granite counters.  Open family style kitchen & dining area with French doors leading you to the back yard...perfect for entertaining!  Solar tubes & skylights. Village Park amenities include pool, tennis court, tot-lot, … (1 comments)

hud: Should Buyers Be Responsible For Utilities Cost While In Escrow? - 07/10/10 04:24 AM
Should a real estate agent bear the expense of turning on utilities on a vacant home or should the buyer? Here in California more and more vacant homes do not have the utilities on because they are either banked owned or a short sale in process (and having the utilities off discourages squatters). HUD makes it apparent that they are not responsible for having the utilities on any of their properties, and it is up to the agents or the buyer to have them turned on for any inspections at the agents or buyers expense.
 So when faced with having a physical inspection done … (4 comments)

hud: Great Tip-Help For FHA Home Owners-Facing Foreclosure - 06/22/10 04:07 AM
If you have a FHA loan you can go to HUD and ask them for a one time interest free loan to pay off the delinquency of your current FHA loan. This is called a partial claim, this becomes a second mortgage and is not due and payable until the first loan has been paid off or you sell your home.
It is something most homeowners are not aware that they have as an option. Please get in touch with HUD and ask about this program.

hud: Time Line For a HUD Foreclosed On Home! - 06/16/10 04:47 AM
HUD Home Process:
Acquisition- A home is deeded to HUD by the lender. The home is inspected & secured by Property Maintenance Subcontractors initial clean up performed. Remediation of Health & Safety Hazards. Appraisal of Property. A price is determined based on the appraisal. Property is listed on the Internet and the MLS by the Local Listing Broker. Realtors show property to clients. Realtors submit bids for clients. Each bid is reviewed, and will be posted on HUD website. The bid is tentatively accepted, rejected, or counter-offered. The contract package of the accepted bid is submitted. Buyer secures finances. Property closes. … (0 comments)

hud: HUD Clamping Down On New Home Builders & Use of Affiliates! - 06/15/10 10:12 AM
Many buyers complaining to HUD that they were pushed into mortgages with higher rates, fees, and closing cost than those readily obtainable in their local real estate marketplace when purchasing a home from a new home builder. This complain is surfacing more & more as new home builders, try to entice buyers to purchase. In one case outlined by HUD enforcement officials. Builders are allegedly forcing buyers to work with their affiliates or lose out on the incentive and discounts that they are offering. Builders have coined a phase "required use" which is per HUD being abused. This is creating a … (0 comments)

hud: 5 Bedroom Fixer Upper Up For Auction/Bank Owned Home In Escondido, California. - 06/03/10 12:05 PM
Escondido, Ca HUD/Bank Owned Up For Auction. Handyman special - investor delight Bring your hammer and tool belt, needs TLC.. Look no further this home has opportunity written all over it. Great chance to get a home that has potential. Backyard @ one time had a swimming pool, now it is filled in and could be a great place for RV parking, a putting green, basketball court or BBQ.
This very desireabel two story home has Five Bedrooms(three down and two up) and three baths, what a rare opportunity. Almost 1800sf. This home recently had new carpeting and paint done in … (0 comments)

hud: Super Affordable Bank Owned/HUD Home Up For Auction On Parkside In Oceanside, California - 05/08/10 07:46 AM
Super affordable, and up for auction this very nice home located in Oceanside, California, HUD is closing the bidding on this home on 5/11/2010. Located across from a very nice community park and easy access to all the major shopping area's. This home has an indoor laundry with a nice patio area that can expand the eating area in the kitchen. See yourself serving breakfast, lunch or dinner on the patio. The price on this home is within your budget $135,000.
Or if you want you can picnic across the street at the well maintained community park. The complex is in … (3 comments)

hud: HUD Auctions-Two Homes Under $350,000, Santee, California. - 04/21/10 07:41 AM
HUD is putting up for auction the following two homes located in Santee, California.
Both homes qualify for FHA loans, and also for the FHA 203 K. HUD does have a two thousand dollar earnest deposit, and escrows are to be 45 days or less. All bids are placed electronically and bid results will be publish on 4/26/2010. After ten days all bids that were placed will be published.
9486 Domer Rd, Santee, California. 4- Bedrooms. 2- Baths. Single level.  $340,000.
 Enjoy the video.
The second home that HUD is auctioning - is also located in Santee, California.

hud: Up For Auction. Place Your Bids on 9486 Domer Rd, Santee, California. HUD/Bank Owned. - 04/20/10 06:58 AM
Place your bids on this home in Santee, California. 9486 Domer Rd, is being auction off by HUD, and will be open to owner occupied bids until 4-25-10. If no acceptable bids are placed the home will be open to investors bidding. This four bedroom 2 bath home is a single level. The price is $340,000. FHA financing is available. HUD does require a credit score of 620 and a earnest deposit of $2,000.
Call Lorraine or Loretta for an appointment to see @ 760-945-6652. Bids on this home are place by a certified HUD selling broker. All escrows are approximately … (0 comments)

hud: Bank Owned/HUD- Sold Auction Style -Bidding On 9486 Domer Rd, Santee, Ca. - 04/19/10 05:51 AM
Looking for a single family home with a pool-this is it. 9486 Domer Rd, Santee is being sold auction style. HUD is accepting bids on this home for owner occupied up til 4-25-2010.
Price $340,000. This home is approximately 1600SF, was build in 1959 and is a 4 bedrrom 2 bath home. this home is in need of some cosmetic repairs.
Required down deposit is $2000. This home is FHA approved.
Downpayment if finance with a FHA loan is $12,000 that is @ 3.5%.
Monthly payment @ 5.5% is approximately $1900. No homeowner insurance or taxes are included.
HUD is requiring a credit … (0 comments)

hud: Going to Auction 10019 Stanley Ct, Santee, California. HUD/Bank Owned Property. - 04/19/10 05:20 AM
Bidding is now being accepted electronically on 10019 Stanely Ct, Santee, California, by HUD. HUD is asking a starting bid of $350,000. Home is qualified for FHA financing. Single level. Electronic bidding is accepted on this home up til 4-25-2010 for owner occupied. Then if a acceptable bid did not come in the property will be open to investors.
* * * * * * * * OUTSTANDING FEATURES * * * * * * * *           * EXCELLENT CENTRAL SANTEE LOCALE                              * DOUBLE CUL DE SAC-GOOD FOR KIDS!                             * FORMAL ENTRY, NEWER FRONT DOOR, TILE                         * LITE OPEN FLOORPLAN - … (0 comments)

hud: Going To Auction -3574 Sunset Lane#103, San Diego, California. HUD/Bank Owned. - 04/19/10 04:55 AM
Upcoming auction taking place on this HUD/Banked owned property in San Diego, California. This property is located in a condo environment,  this complex has a total of 16 units.
Daily bidding is being accepted on this unit. The bidding for owner occupied ends on 4-25-2010. Bidding is done electronically, and the offer must be present to HUD using a a HUD certified agent. This unit is a two bedroom two bath home with approximately 870 SF. Monthly HOA is approximately $171.00 a month.
HUD states that FHA finanacing is available. Escrow deposit is about $2,000. Monthly payment is approximately $539.00 @ … (0 comments)

hud: Back On Market, HUD/Bank Owned Home In Fallbrook, California. - 02/26/10 01:48 PM
ONLY $63,000 for this home which is located in Fallbrook, California.Be Prepare to say opportunity, this is a special home located in one of the best kept secrets in North San Diego County. Fallbrook, is a quaint community that takes the residents back to a less hectic time and place that seems to be far removed from today's hurried pace of life. When walking down Main street one gets the feeling that the hands of time has screech to a halt. Many stores and eatery reflect the good old fashion days. Some of the businesses still have the hitching post and … (0 comments)

hud: Auction Bidding Now On HUD/Bank Owned Homes For Sale In San Diego County. - 02/21/10 03:10 AM
Escondido, California.For additional details go to: 
Single level home with two bedrooms & two baths ----two car garage. Nice private driveway. $340,000. Bidding is accepted daily. This home qualifies for FHA 203K 
San Marcos, California.For additional details go to: 
Two story town home, located near amenities such as Palomar College and Cal State San Marcos colleges, bus line is just out your door, grocery shopping, walking distance to Alvin Dunn school elementary shcool. Restaurants from fast food to fancy dining..$139,000. 
Two bedroom, one & half bath. . Home is FHA 203K qualified. 
Fallbrook, California.For additional details go to:

Lorraine or Loretta Kratz, Certified Negotiation Consultants (Crescent Moon Realty, Inc. & Land N Sea Auctions.) Rainmaker large

Lorraine or Loretta Kratz

Certified Negotiation Consultants

San Marcos, CA

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Crescent Moon Realty, Inc. & Land N Sea Auctions.

Office: (760) 650-2157

Mobile: (760) 650-2157

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