Have you ever wondered what effects our credit scores negatively?
There is first of all the obvious:
Recent late paymentsOld collection accounts New collection accounts Too Many inquiries Judgements Tax liens Bankruptcies Then there is not so obvious: Outstanding balances on our credit cards (even when paid on time) Too much credit Credit from a Finance company Unexpected things happen to people everyday. Sometimes poor decisions are made like I did when I was young and thought there was no way back to good credit. Some once had great credit but because of a job lay off, an (1 comments)
Do you know any victims of identity fraud? In this electronic age we are living in, identity fraud will become more and more common. You have to be careful who you give your personal information to. When you pull your credit report and find accounts that are not yours, you might be a victim of identity fraud. You can correct these problems by yourself but it can be very time consuming. It takes a great deal of self education to learn what you need to do to get these accounts removed. Millions of Americans are victims of identity (1 comments)