kingwood tx: New Qualified Mortgage Rules 2014 - 01/30/14 11:33 AM
New Qualified Mortgage Rules for 2014
There are new mortgage rules applying to Qualified Mortgages originated on or after January 10th, 2014, and we want to give you an overview.
First of all, what’s a Qualified Mortgage (QM)? A QM is a home loan that has stable features to make it easier for you to repay your loan. A loan must meet 3 requirements in order to be considered “qualified”: the lender must determine that the buyer has an Ability To Repay (ATR), the cost of the loan must meet certain requirements and the loan must not include any restricted … (0 comments)

kingwood tx: Duck or Eagle - 07/31/13 12:10 PM
Great Service is a Choice!  Will you be a Duck or an Eagle?
No one can make you serve customers well. That's because great service is a choice. Years ago, my friend, Harvey Mackay, told me a wonderful story about a cab driver that proved this point. He was waiting in line for a ride at the airport. When a cab pulled up, the first thing Harvey noticed was that the taxi was polished to a bright shine. Smartly dressed in a white shirt, black tie, and freshly pressed black slacks, the cab driver jumped out and rounded the car to … (0 comments)

kingwood tx: Hire a Humble TX Realtor - 07/23/13 12:29 PM
Hire a Humble TX Realtor!!
Did you read this article?
Why buying a home is more complicated than buying a car, and how you can make it easier
Article By:  Marty Kramer | Consumer columnist
A friend of mine once commented that a person can walk into an auto dealership and drive away in a $100,000 car a few hours later. So why, he wanted to know, does it take so long to purchase a home?
Here’s why
You don’t need to hire a surveyor to measure a car to find out if the neighbor’s fence encroaches on your … (0 comments)

kingwood tx: Buy Your College Student a House - 07/05/12 08:23 AM
Buy your College Student a House…Save $$$
If your college student is getting ready to live off campus, buying a rental property or condo may be an option worth considering.  Of course, with high rental costs and the opportunity to create a tax shelter for your hard earned money, this is a strategy many parents have found to be beneficial.
An investment property is an excellent opportunity to put your money to work for you, and may even help offset some of the income invested into your child’s education.  However, there are various factors you should consider before making any final … (0 comments)

kingwood tx: Scripture for Today-Sunday September 4, 2011 - 09/04/11 03:11 AM
Sunday, September 4, 2011
Read Psalms 95:1-6
Come, let us sing joyfully to the LORD;let us acclaim the rock of our salvation.Let us come into his presence with thanksgiving;let us joyfully sing psalms to him.
If today you hear his voice, harden not your hearts

kingwood tx: Scripture for Today-Saturday Sept 3, 2011 - 09/03/11 02:53 AM
Saturday, Sept 3, 2011
Read Colossians 1:21-23
God has now reconciled youin the fleshly Body of Christ through his death,to present you holy, without blemish,and irreproachable before him,provided that you persevere in the faith,firmly grounded, stable,and not shifting from the hope of the Gospel that you heard...
Lord, help me find more courage to be a witness of your gospel.

kingwood tx: Housing Market is shrinking - 08/27/11 02:26 PM
Diana Olick says: The housing market is shrinkingThe foreclosure headlines today are that one third of all homesales in Q2 were of distressed properties (foreclosures and shortsales). The discount on those homes from comparablenon-distressed properties was 32 percent. What the headlinesdon't say is that while the percentage of the market that'sdistressed rose from a year ago, from 26 to 31 percent, theactual number of distressed sales fell. The share only went upbecause the number of non-distressed sales fell, leaving thetotal pool smaller.  And there's the biggest problem in housingtoday. Sellers are afraid to put their homes on the market forfear of … (2 comments)