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2013 

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Low home prices and mortgage rates have combined to push home affordability to record levels nationwide. Home buyers are taking advantage. The Pending Home Sales Index rose 7 percent in November to rise to its highest level since April 2010, the last month of last year’s home buyer tax credit pro...
05/05/2013

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If you own oriental rugs, you’ll want to clean them at least once annually. But take special care — the process of cleaning an oriental rug is different from cleaning plain carpet. Extreme caution is required. To clean an Oriental rug, first vacuum the rug on both sides, then follow these cleanin...
05/05/2013

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As a new year starts, stories telling us what to expect in 2012 abound. Housing finished 2011 with momentum and mortgage rates closed at the lowest rates of all time. Some expect those trends to continue through the first quarter and beyond. Others expect a rapid reversal. Who’s right and who’s w...
05/05/2013

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Today may be a good day to call your loan officer, if you’re floating a mortgage rate, or have yet to lock one in. The government releases its Non-Farm Payrolls report on Friday morning, at 8:30 AM ET. The Non-Farm Payrolls report is more commonly called the “jobs report“ and, lately, it’s been W...
05/05/2013

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Adjustable-rate mortgages are a relative bargain as compared to fixed-ones for buyers and refinancing households throughout Florida. Longwood mortgage applicants electing for a conventional ARM over a conventional fixed-rate mortgage will save 105 basis points on their next mortgage rate, accordi...
05/05/2013

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Microwaves are often well-worn. Spills and splatters dot their ceilings; splattered food stuffs line their walls. You can always opt to use harsh chemicals found in stores to clean your microwave. But there is a better option that yields the same results. You can apply an all-natural approach wit...
05/04/2013

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Starting soon, congress has made it law to make nearly all home buyers and refinancing households throughout Florida and nationwide pay higher mortgage loan fees. 13 months ago, as part of the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010, Congress enacted a one...
05/04/2013

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Consumer spending continues to rise nationwide, fueled by jobs growth and a rosier outlook for the U.S. economy. Unfortunately for mortgage rate shoppers |*STATE in % STATE**|, it may also lead to higher mortgage rates later this week. Thursday morning, the Census Bureau will release its U.S. Ret...
05/04/2013

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Will your home gain value over the next 12 months? Nobody can know for sure, of course, but should recent housing trends continue, there’s concrete cause for optimism. The housing economy has suffered since 2007, knocking home values down nearly 20% nationwide. And while some areas have fared bet...
05/04/2013

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Your Longwood home can get a nice decorative touch from an exposed interior brick wall but because brick is a porous material and prone to staining, it can be cumbersome to clean. Bricks can’t be cleaned properly using standard household detergents alone. If your home features exposed interior br...
05/04/2013
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