mortgage advice: Trim Your Mortgage Closing Costs by Following This Easy 3 Step Guide - 04/06/17 05:55 AM
You may be so busy with determining your debt-to-income ratio and deciding what kind of offer to make that closing costs have gotten lost in the mix, but it’s important to remember that finalizing your mortgage will cost you extra. While there’s no way to get around paying money to solidify your mortgage, there are a few steps you can take in order to make it more economical for you. Continue here: Trim Your Mortgage Closing Costs by Following This Easy 3 Step Guide
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mortgage advice: Thinking About Refinancing Your Mortgage? 4 Ways to Ensure It’s Worth Your Time - 03/16/17 05:46 AM
If you’re familiar with the real estate market, you’ve likely heard the term ‘refinancing’ and may be wondering what this can mean for your mortgage and your financial well-being. While refinancing can be a great benefit for those who are looking for a lower interest rate or a different mortgage type, here are the details on what it can offer and whether or not it will work for you. Continue here:Thinking About Refinancing Your Mortgage? 4 Ways to Ensure It’s Worth Your Time
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mortgage advice: Did You Know: 3 Reasons Why Mortgage Pre-approval Should Be Your Very First Step - 03/13/17 06:58 AM
There are so many details involved in the mortgage process that you may not be aware of what pre-approval is if you’ve just entered the market. However, pre-approval assesses your ability to make monthly mortgage payments and can be an important first step in the home-buying process. If you’re currently contemplating a home purchase, here’s why you may want to consider pre-approval first. Continue here: Did You Know: 3 Reasons Why Mortgage Pre-approval Should Be Your Very First Step
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mortgage advice: What’s Ahead For Mortgage Rates This Week – February 21, 2017 - 02/22/17 04:21 AM
Last week’s economic releases included readings on housing starts, building permits issued and the National Association of Home Builders/ Wells Fargo Housing Market Index. Fed Chair Janet Yellen testified before the House Finance Committee and consumer spending and core consumer spending reports were also released. Mortgage rates and new jobless claims were little changed week-to-week. continue here: What’s Ahead For Mortgage Rates This Week – February 21, 2017
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mortgage advice: How Will Having a New President Impact Your Mortgage? Let’s Take a Look - 01/28/17 03:42 AM
There is always uncertainty in the market in an election year, but many people are wondering exactly what kind of impact Donald Trump’s election will have on their mortgage and the real estate options available. Whether you are still paying off your home or have been shopping around for the right one, here are some possibilities for the real estate market following the results of the 2016 election. Continue here: How Will Having a New President Impact Your Mortgage? Let’s Take a Look
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mortgage advice: Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It - 01/19/17 03:45 AM
Many people are aware of the financial commitment that is involved when investing in a home, but what that amounts to is different for every person. From what you can afford to what a lender will allow, there are plenty of details involved in determining the right home for you. If you’re not quite sure what the right price is, here’s how to approach home ownership and determine your debt-to-income. Continue here: Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It
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mortgage advice: Understanding the Reverse Mortgage and How to Use It to Pay Off a Regular Mortgage - 01/16/17 02:20 AM
There are a variety of mortgage products out there that serve the needs of different homeowners, but for the uninitiated it can be hard to know what will work best for them. If you happen to be close to retirement and are looking at options that will be more financially beneficial for you, here are the details on a reverse mortgage and how this product can work for you. Continue here: Understanding the Reverse Mortgage and How to Use It to Pay Off a Regular Mortgage
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mortgage advice: What’s Ahead For Mortgage Rates This Week – January 9, 2017 - 01/10/17 04:46 AM
2017 started with good news; fixed mortgage rates were lower, but the national unemployment rate ticked upward and labor reports showed fewer openings for public and private sector jobs. Construction spending was higher in November. Continue here: What’s Ahead For Mortgage Rates This Week – January 9, 2017
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mortgage advice: 4 Things You Absolutely Should Not Do After You Apply for a Mortgage - 01/07/17 04:13 AM
If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it’s important to be aware that there are things that can have a negative impact on your application. Whether you’ve just submitted your documents or are getting close to it, here are some things you may want to avoid. Continue here: 4 Things You Absolutely Should Not Do After You Apply for a Mortgage
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mortgage advice: What’s Ahead For Mortgage Rates This Week – December 12, 2016 - 12/13/16 04:50 AM
As 2017 winds down, analysts are forecasting economic developments for 2017. Forbes identified three indicators that the U.S. housing market has recovered. Mortgage rates rose again last week; jobless claims fell and consumer sentiment jumped rose five points. Continue here: What’s Ahead For Mortgage Rates This Week – December 12, 2016
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mortgage advice: Should You Pay Your Mortgage Bi-weekly or Monthly? Let’s Take a Look - 12/09/16 06:13 AM
Most homeowners look at their monthly mortgage payment as their largest cost per month, and something they must do to maintain a good credit history. However, you may have heard of bi-weekly mortgage payments and their ability to lower your debt load and help you pay off your mortgage more quickly. If you’re wondering if bi-weekly payments are too good to be true, here’s some information worth consideration. Continue here: Should You Pay Your Mortgage Bi-weekly or Monthly? Let’s Take a Look
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mortgage advice: What’s Ahead For Mortgage Rates This Week – December 5, 2016 - 12/06/16 04:04 AM
Last week’s economic news was plentiful with releases on Case-Shiller Home Price Indices and pending home sales. Readings on government and private sector jobs created, the national unemployment rate and weekly readings on new jobless claims and Freddie Mac’s mortgage rates survey were also released. continue here: What’s Ahead For Mortgage Rates This Week – December 5, 2016
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mortgage advice: What’s Ahead For Mortgage Rates This Week – November 29, 2016 - 11/30/16 04:05 AM
Last week’s economic reports included new and pre-owned home sales, new jobless claims and Freddie Mac’s weekly mortgage rates survey. Continue here: What’s Ahead For Mortgage Rates This Week – November 29, 2016
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mortgage advice: What’s Ahead For Mortgage Rates This Week – November 21, 2016a - 11/21/16 09:04 PM
Last week’s economic reports included readings on the National Association of Home Builders Housing Market Index, Commerce Department releases on Housing Starts and Building Permits issued and weekly reports on new jobless claims and mortgage rates. continue here: What’s Ahead For Mortgage Rates This Week – November 21, 2016
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mortgage advice: What’s Ahead For Mortgage Rates This Week – November 14, 2016 - 11/14/16 06:48 AM
Last week’s economic news included readings on job openings, consumer sentiment and the Federal Reserve’s monthly survey of senior loan officers. Weekly reports on mortgage rates and new jobless claims were also released. Freddie Mac noted that last week’s primary mortgage market survey did not include post-election readings as the survey information was gathered prior to election results.What’s Ahead For Mortgage Rates This Week – November 14, 2016
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mortgage advice: Mortgage Blog News - Week of Sept 2- Oct 3 - 10/07/08 02:27 AM
1. The "NO" vote turned into a "YES" vote last week... I guess that is the biggest news... and boy did that [cough] stabilize things [cough]...
2. Top 3 things to watch this week...
The 8 scheduled Fed speakers, including Bernanke on Tuesday Wednesday's Pending Home Sales report A "surprise" Fed Funds Rate cut [you heard it here first...]
oh, and there is more...
Read entire blog:
Mortgage Blog News - Week of Sept 2- Oct 3
Chris the Implementer
Orlando Mortgages | Orlando FHA Loans
Orlando Real Estate | Florida Reverse Mortgages
Florida Short Refinance | Mortgage … (3 comments)

mortgage advice: “WaMu went down… Woo hoo, I don’t have to make payments anymore!” Uh, not so fast!… - 09/27/08 05:38 AM
SO, a big-wig lender goes down. Now what? Really, most Americans don't even know how that impacts them. Without getting into all of the financial issues on the aggregate scale of this mess, most people are asking... well, they were MY lender... do i still have to pay? The answer may surprise you
Full Article:
“WaMu went down… Woo hoo, I don’t have to make payments anymore!” Uh, not so fast!…
Chris the Implementer
Orlando Mortgages | Orlando FHA Loans
Orlando Real Estate | Florida Reverse Mortgages
Florida Short Refinance | Mortgage Chili Blog
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mortgage advice: Buyers: Are they their OWN WORST ENEMY? - 09/26/08 02:17 AM
Are buyers going to miss the Boat?
 
Since human nature is “inaction” when there is uncertainty… it is quite possible. To the casual observer, things are just as bad as ever. But to even the untrained eye, if the stats are analyzed there are some encouraging trends out there. For the industry and for sellers.
The question is are buyers their own worst enemy. There are 2 main trends that point to the housing recovery: * Inventory is dropping * Builders aren’t building [as much] I explore both of these in more detail in the original blog, but this is … (9 comments)

mortgage advice: Mortgage Chili: Gas Prices and Mortgages - The relationship... - 09/24/08 05:07 AM
Crude oil prices jumped $25 at one point Monday, ending the day up by 16 percent.
This is an unwelcome development for home buyers because the same market forces that pushed up oil prices had a similar impact on mortgage rates.
 
I know, I know.... "What Chris?!"
Well, with respect to the mortgage market, when the dollar has been strengthening, rates have tended to fall.  And, when the dollar has been weakening, mortgage rates have tended to rise.
For the full blog post visit:
Mortgage Chili: Gas Prices and Mortgages - The relationship...
(Image courtesy: GasBuddy.com)
 
Chris the Implementer
Orlando … (0 comments)

mortgage advice: All Real Estate is Local. Well, Is it? - 09/20/08 07:37 AM
We have always said and always heard that
 
                                      ..................All Real Estate is Local.
 
Well, is it...
 
...............still?
 
I believe it is. 
 
I recently wrote a blog on my personal MORTGAGE CHILI BLOG entitled, All Real Estate is Local.  Well, is it?  That really expounds [is that the word?] on the idea that the world-wide web, in all its attempts to make 'local' global, has failed to overcome the simple fact that human intelligence and local knowledge has not yet been able to have been replaced.
Relationships still rule!
If we have learned anything with the current … (1 comments)

 
Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner, Chris Brown 407.367.2974 (Chris Brown | Certified Mortgage Planners) Rainmaker large

Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner

Chris Brown 407.367.2974

Orlando, FL

More about me…

Chris Brown | Certified Mortgage Planners

Address: 1331 S International Parkway , Suite 2251, Lake Mary, FL, 32746

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