Israel Gonzalez's (ighomesdotcom) Blog

Hollister CA – Many lenders do not own the loans they handle. Instead, they're paid by the actual loan owner to collect payment. In my opinion, the banks make millions by understaffing their foreclosure departments. Here's a real life example. A bank forecloses on a house and waits for over a ye...

Homes in Hollister CA – The Stop Foreclosure Institute recently received a question from Cathy. Here is her question. "I am trying to buy a house that is a short sale. It has been four months, and we have heard nothing. The agent did mention that they are now on the second negotiator and still h...

Homes in Hollister CA – We at the Stop Foreclosure Institute receive calls all the time that go something like this: “I've fought the bank for year and a half, and after paying thousands and thousands I've decided to short sale. Can you help me”? Get my Free, Step By Step Loan Modification Guide...

Homes in Hollister CA – The Stop Foreclosure Institute recently received a question about short sales. Here's the question. "What is your experience with Chase Heloc's? I have a HELOC that is a 2nd mortgage. Citi (the 1st) will give them 6% or approximately $3000. Chase's collection agency is sa...

Hollister CA – The Stop Foreclosure Institute recently received a question from Chris. Here is his question. "I just got an approval from a large national lender this morning, and the approval letter stated the following: "Promissory Note of 0.00." What does a Promissory Note of 0.00 imply? It s...

Hollister CA – Very few people disagree that banks are not handling the housing crisis properly. Why is it so hard to get a reasonable loan modification? Click here to discover how other sellers successfully executed a short sale and avoided foreclosure. Pollution is defined as the following by W...

Hollister CA – Does it make you angry when a bank kicks a family out of its home and loses money as a result? This happens all the time. Let me explain how. Click here to discover how other sellers successfully executed a short sale and avoided foreclosure. A family buys a home for $250,000. The...

Hollister CA - The Stop Foreclosure Institute recently received a question from a person attempting a loan modification on his home. Here is his question. "I have a first mortgage for $197,000. That was my original loan from when I bought my home. I borrowed $250,000 on a second mortgage for a r...

Homes in Hollister CA – The Stop Foreclosure Institute recently received a question about short sales. Here's the question. "What is your experience with Chase Heloc's? I have a HELOC that is a second mortgage. Citi (the first) will give them 6% or approximately $3000. Chase's collection agency ...

Homes in Hollister CA – I'm sure some people were wondering why a HELOC gets zero from a foreclosure. Let me explain why. Get my Free, Step-by-Step Loan Modification Guide by clicking here. When a property is foreclosed upon, it's auctioned on the courthouse steps. Let me give you a scenario whe...