ARCHIVED BLOG POSTS

2012 

Many of you work regularly with real estate and have probably noticed a rollercoaster of highs and lows in the housing market. It seems that even though the U.S. is slowly crawling out of its economic slump, the recession may not be over just yet. While some people are trying to find the best de...
09/28/2012
If you’re like me and getting your high school senior ready for college, now’s the time to think about how you will pay for your kid’s education. Even if you’ve been saving for years, you may want to think about how student loans can help you and your child. College tuitions are on the rise and ...
09/26/2012
It’s hard for most people to make a family budget, especially full-time workers with irregular income. Those of you who are freelancers or work on commission may have even more trouble managing your family’s budget with an inconsistent monthly income. But even if your monthly income goes up and ...
09/26/2012
  Finding a house without a realtor would be an extremely difficult task. A client benefits from the knowledge a realtor provides about the local real estate, prices and home on the market. Searching for a solo health insurance plan that is not employer-backed does not have to be as difficult as ...
09/18/2012
You wouldn’t choose a mortgage lender without fully understanding the agreement the two of you establish.   The same goes for a credit card. Understanding a credit card’s specific terms will help you make the best financial decisions. Here are 4 credit card terms you may encounter on your agreeme...
09/17/2012
While there is a lot of political debate regarding government regulation on health insurance, it’s important to understand the policy in effect. The Patient Protection and Affordable Care Act, often called Obamacare, has been in effect since 2010. However, the individual mandate was on shaky grou...
09/17/2012
A client’s credit score is a major factor that determines his creditworthiness when applying for a mortgage.  With the average U.S. household having nearly $8,000 in credit card debt according to the Federal Reserve, chances are many people could be committing a bad credit habit that is hurting t...
09/17/2012
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Getting divorced is a stressful process. Besides the emotional hardship, you have to worry about dividing up your and your partner’s possessions, money and real estate. In order to do this equally, it’s important to understand the underlying tax consequences of those assets.  Here are 3 assets th...
09/13/2012
It’s important to teach your kids how to manage their money early, so that they will know how to save for large purchases later in life. College is a great place to start. It’s the first time they are out of the house, making decisions on their own.  If your kid learns how to put money aside now,...
09/13/2012
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A well-designed kitchen is a big help in attracting homebuyers. Unfortunately, that doesn’t come cheap: The average kitchen remodel costs $26,000, according to the National Kitchen and Bath Association.  Instead of a full-fledged professional remodel, you can spruce up a kitchen with a few simple...
09/12/2012