health insurance: The Hunt for Solo Health Insurance
- 09/18/12 01:00 AM
Finding a house without a realtor would be an extremely difficult task. A client benefits from the knowledge a realtor provides about the local real estate, prices and home on the market. Searching for a solo health insurance plan that is not employer-backed does not have to be as difficult as a house hunt without a realtor, as long as you know what to look for. It’s important for a person to understand what type of plan they need before they start the search.
Ask yourself these 4 questions: 1. Is there a certain doctor to whom you want … (1 comments)
health insurance: Understanding Obamacare
- 09/17/12 06:06 AM
While there is a lot of political debate regarding government regulation on health insurance, it’s important to understand the policy in effect. The Patient Protection and Affordable Care Act, often called Obamacare, has been in effect since 2010. However, the individual mandate was on shaky ground until the Supreme Court upheld its constitutionality during the 2012 summer. What does the Affordable Care Act (ACA) mean for you? At the most basic level, all Americans are required to have insurance. If you already have health insurance through your job, here are 5 portions of the law, some already in effect, that will … (3 comments)
health insurance: Small Business Owners: How to Provide Health Insurance
- 03/01/12 02:57 AM
Health insurance is expensive. For small business owners, it can be a major expense to provide benefits while trying to stay above the bottom line. However, if researched correctly and coordinated with employer’s themselves, small business owners can find a suitable policy that fits both business and employee needs. Today’s Equifax Finance Blog is written by small business owner Linda Rey, and she offers her insight on choosing the insurance policy best fit for your small business. Rey offers 5 questions each small business owner should ask themself before purchasing a policy. 1. Why should you provide health insurance? 2. How can … (2 comments)
health insurance: How to Save Money on All Your Insurance Premiums
- 03/24/11 04:32 AM
A focus on maximizing the family budget has never been more critical. At the same time, premium payments for all types of insurance are rising exponentially. Are your deductible amounts too high? Too low? Understandably, people worry about not having enough coverage, with the result that they end up overpaying on premiums for benefits they never use. But a deductible that is too high can leave you scrambling financially when you need help most. Be certain that you are protected at the right price. Equifax Personal Finance Blog expert Linda Rey offers guidelines for cutting costs on the following types of … (0 comments)
health insurance: Domestic Partner Insurance: How To Find Out If Your Partner Is Covered
- 12/09/10 05:37 AM
Falling in love is wonderful, but combining two separate financial lives may not be as much fun. Especially when partners decide not to marry, or cannot get married. In the last ten years, most Fortune 500 companies have extended domestic partner benefits, and many states have passed laws to make it easier for domestic partners to take advantage of insurance benefits. Still, it can be a challenge to understand which benefits apply to partners, as the rules can vary on a state-by-state basis. Insurance expert Linda Rey explains how to know whether your plan covers your domestic partner, and explains the legal … (0 comments)
health insurance: Navigating the Alphabet Soup of Choosing the Right High-Deductible Health Insurance Plan
- 10/07/10 08:22 AM
Whether you agree with it or not, the government has got involved with the insurance industry. If you’re wondering who will pay for your insurance, how to get coverage, or what will happen to your premium, you’re not alone. High-deductible health plans (HDHPs) are supposed to help minimize your monthly premiums. However, the out-of-pocket expenses are greater, due to the high deductible, compared to the co-pay fee at the time of a physician office visit ($25 or $50, or $500 or more for a hospital visit). Not all HDHPs are created equal. Your insurance agent can review with you different plan … (0 comments)
health insurance: What Do You Think of The Obama Healthcare Plan?
- 07/21/09 07:04 AM
As Congress and the Senate get closer to summer vacation, the news everywhere is focusing on the proposed healthcare plans coming from the Obama Adminstration. A lot of criticism is going his way because he is trying to get something signed before Washington clears out.
Here's the timeline of the proposed bill and how things would unfold according to MSNBC: 2010: The government sets up a Health Benefits Advisory Committee led by the surgeon general to recommend a basic benefits package. Community health centers serving low-income people get a funding boost. Insurance companies are barred from engaging in "rescissions" — … (6 comments)
The first unofficial Labor Day was September 5, 1882. President Grover Cleveland signed it into law in 1894, designating the first Monday in September as Labor Day.
As of May this year, 154.5 million Americans worked: 82.6 million men and 71.9 million women.
Among Americans working full time, 82 percent were covered by health insurance 77 percent of workers in private industry received paid vacations 77 percent of workers receive paid holidays.
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