new law: North Carolina’s High Cost Home Loan Law - 12/01/07 03:05 AM
North Carolina's High Cost Home Loan LawEffective January 1, 2008, North Carolina's High Cost Home Loan Law is amended to include all Yield Spread Premiums (YSPs) paid to the broker in the high cost points and fees test. Owner-occupied primary residence loans with loan amounts of equal to or less than $300,000 are affected by this change.
North Carolina Rate Spread Home Loan LawA new Rate Spread Home Loan Law creates restrictions relating to certain loan documentation types AND restrictions on prepayment fees. These changes apply to all conforming owner-occupied primary residence purchase or refinance loans secured by property located in North … (2 comments)


Kris Krajecki

Mortgage Broker Huntley, IL

Huntley, IL

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Kris Krajecki - FOX VALLEY MORTGAGE - Huntley, IL

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