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If you're planning to buy a home in 2016, here's what you need to know about the mortgage process. With significant home inventory shortages in many areas of the country, it's more critical than ever to be prepared with a solid mortage pre-approval when you're ready to make an offer on your dream...
When it comes to getting a mortgage, much of what you hear is true.   Underwriting is a bit tougher than it was 10 years ago.   There's added potential for snags in the process that can cause delays.   Sometimes, satisfying investor requirements is akin to the pleasure of getting a tooth pulled. ...
Loan limits are going up in the New York Metropolitan area and Northern New Jersey, where the maximum loan amount for FHA and will be moving to $625,500 as of January 1st, 2016. To stay in line with the Fannie Mae increase in loan limits from $417,000 to $424,100 which becomes effective with loan...

Giorgio Klinar

Senior Loan Officer NMLS # 1470826
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