loans: Want to buy home in 2017? This is what you need to know about the Mortgage Process. - 12/23/16 12:41 PM
If you're planning to buy a home in 2016, here's what you need to know about the mortgage process. With significant home inventory shortages in many areas of the country, it's more critical than ever to be prepared with a solid mortage pre-approval when you're ready to make an offer on your dream home if you want a home seller to take your offer seriously; many sellers outright reject an offer without a solid mortgage pre-approval accompanying it. In a multiple offer situation, sellers with often give extra consideration to those offers with solid mortgage pre-approval letters from recognized lenders. Getting … (1 comments)

loans: GETTING A MORTGAGE IS NOT THAT SCARY! - 12/10/16 11:23 AM
When it comes to getting a mortgage, much of what you hear is true. 
 
Underwriting is a bit tougher than it was 10 years ago. 
 
There's added potential for snags in the process that can cause delays. 
 
Sometimes, satisfying investor requirements is akin to the pleasure of getting a tooth pulled.  There are also a lot of misconceptions out there about getting a mortgage.  Many people think it's more difficult than it has to be.  Many people incorrectly assume they can't get a loan because either their neighbor/friend/family member was declined and they seem like a perfect borrower, or because of something … (3 comments)

 
Giorgio Klinar, Senior Loan Officer   NMLS # 1470826

Giorgio Klinar

Senior Loan Officer NMLS # 1470826

Englewood Cliffs, NJ

More about me…

Mobile: 973.440.8209

Fax: 8944.526.7367



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