Talk about a pleasure to work with! You are the consummate professional. Your honor and integrity are unquestionable. You have the patience to persevere even in the face of adversity and difficult circumstances. Your compassion for the people you serve is a model for humanity especially in this current economic environment. You recognize what it means to be a beacon of light for many who are in dark places. Thank … (7 comments)
Botany Bayou is a gated water-front community. This stunning home, custom built in features everything one might expect. The three bedroom stucco (concrete & block) home with split design, features nine to eleven foot trey ceilings, recessed lighting, a great room, formal dining room, and a separate formal living room and or office space. The great room and master suite have gas fireplaces, both rooms with access to the screened lanai and a 38'x16' pool -50 yr. transferable warranty and equipment. The kitchen ...the one dreamed of offers tile counter tops, beautiful wood cabinets with … (7 comments)
seagrove short sales: BOFA Issues 2 Contradictory Approval Letters!
- 12/16/08 08:25 AM
I just had a Bank of America short sale closing for a home near Destin, FL. BOFA issued TWO different approval letters for the same junior lien: 1. Approval Letter Emailed: Bank of America agrees to accept $1000.00 in certified funds as payment in full of the loan. Upon the Bank's receipt of the payment of $1000.00, the Bank will report the account to the credit bureaus as "Settled", with the explanation "Account legally paid in full for less then the full balance.": In addition, the Bank will be reporting the amount of the debt forgiven to the Internal Revenue … (12 comments)
seagrove short sales: When is a Contract NOT a Contract?
- 12/13/08 02:55 AM
Is a contract NOT a contract when it is signed by both buyer and seller? Again and again, buyers are walking from short sale offers with no penalty, sometimes encouraged by their selling agents. Here are two emails below from agents in the Destin- Navarre Florida area whose buyers simply backed out of short sale offers after three months of negotiations: "Yes it is a long time and they do understand the contract but they are not obligated to the contract until the bank responds." "It was contingent upon the banks acceptance of the offer and the bank did not accept … (44 comments)
Today, after getting approval on a short sale home in Destin Florida, I received a letter from the negotiator at Everhome Mortgage:
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