fishers real estate: Indianapolis Mortgage Rules Could Ease — if the Rumors Hold! - 10/23/14 10:51 AM
The financial press has been on it for a while: in September, Bloomberg News was pointing out that FHA mortgages to borrowers with weaker credit scores had plummeted 19% in the previous nine months. Something, you could sense, was about to give—but, per Bloomberg, “Washington regulators and major banks continue to haggle…”
True, home prices were up, which put a smile on Indianapolis homeowners’ faces. Yet the number of sales was less than overpowering. In reaction to the housing bust, regulators had tightened the screws on mortgage lenders, causing them to raise requirements for borrowers—Fishers mortgage applicants included. So although the … (0 comments)

fishers real estate: Low Credit Score? Your First Home May Still be Within Reach - 10/14/14 12:12 PM
Buying a Fishers home—especially if it’s your first—takes attention to detail, even for home buyers with spotless credit. The challenge is a good deal greater if your credit score has dropped below the level most banks require to approve a home loan.
The good news is that potential Fishers home buyers with less than outstanding credit can still buy their first home—if. That “if” is in italics because ignoring it can turn into a real stopper. The thing that can make buying a home possible even with spotty credit is if you do some careful financial planning. 
Careful = details are attended to—every … (0 comments)

fishers real estate: Breaking Down the Numbers for Indianapolis Closing Costs - 09/23/14 09:30 PM
Even before you are presented with the sheaf of paperwork that accompanies the signing of your first mortgage, if you are an Indianapolis first-time home buyer, you will have already learned about closing costs—the fees and charges that pay for various parts of creating the mortgage loan. Included in closing costs are sums that can vary from inconsequential (chump change) to head-turners (“whaaaat th-?”). You’ll want to be prepared in advance for what the line items cover.
That’s where the “Good Faith Estimate” comes in. It’s a detailed document that is issued in advance; it’s a heads-up that estimates closing costs … (0 comments)

fishers real estate: Spacious condo in the heart of Fishers! - 09/12/14 12:14 AM

       Click here to view information & photos!
Bring your welcome mat! Spacious condo!  Hardwood floors add warmth to the cozy great room with gas fireplace and balcony to enjoy the wooded views. Floor plan has great functionality with 3 bedrooms and 2 full baths. Impressive master suite with walk-in closet and bath. Eat-in kitchen with open concept to great room...great for entertaining. Appliances are included and seller is offering $1500 décor allowance. Move in ready and no maintenance leaving you more time to enjoy the community pool!
       Rodney Heard
       The Heard Real Estate Team

        8555 N River Rd Suite 200

fishers real estate: An Open House in Fishers Deserves Maximum Prep - 09/10/14 03:47 AM

Once your property appears in the Fishers listings it’s time to prepare for the all-important initial open house. Whether it’s really “all-important” (or just very important) is a matter for debate—you can’t really pin down exactly how important the initial open house is because some of its effect isn’t immediately measurable. Word-of-mouth takes time to spread—and sometimes prospective buyers take weeks or months of comparison shopping before they return to a property that made a lasting impression.
Less subject to speculation is that a Fishers open house will expose your home to an array of interested consumers. The impression … (0 comments)

Rodney Heard, Results that move you! (Heard Real Estate Team)

Rodney Heard

Results that move you!

Carmel, IN

More about me…

Heard Real Estate Team

Address: 8555 N. River Rd Suite 200, Indianapolis, In, 46240

Office: (317) 800-5537

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