Jaclyn's Blog

Single Handle Every TaskBy: Brian TracyEat that frog! Every bit of planning, prioritizing and organizing comes down to this simple concept. Your ability to select your most important task, to begin it and then to concentrate on it single mindedly until it is complete is the key to high levels of ...

Hey All,I know in our business of real estate we come across people all the time whose credit is hindering them from making that big purchase. Now you have the answer, Ramaj Credit Repair.I work with several mortgage brokers and realtors in my area and I have an unbelievable track record!! Lets j...

How Do the Credit Bureau Score Your Credit? ~HOW DO THEY SCORE?~Everything the credit bureaus use to evaluate your score is based off of one driving principle: What is the likelihood that this borrower will have a 90 day late in the next 24 months? The four biggest factors used are listed below:3...

Below I will outline some things which can be used to increase credit scores. Raising credit is not a quick fix and one must recognize this. When people say they can and gurantee they can do such a thing be very scared!! Cleaning up a credit file is a timely yet effective process, if done correct...

ALABAMAINTEREST RATELegal: 6%Judgment: 12%STATUTE OF LIMITATIONS (IN YEARS)Open Acct.: 3Written Contract: 6Domestic Judgment: 20Foreign Judgment: 20BAD CHECK LAWS (CIVIL PENALTY)Greater of $10 or Actual Bank ChargesGENERAL GARNISHMENT EXEMPTIONS75% of wages are exempt from garnishmentCOLLECTION A...