Illinois and Indiana Home Loan Expert in FHA | VA | USDA | FHA $100 Down | FHA 203(k) | Fannie Mae | Ginne Mae

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Mortgage and Lending - Canopy Mortgage, LLC - NMLS 124492
Certified Mortgage Planner, Certified FICO Pro and Certified Military Housing Specialist blogging about mortgages, real estate, economics, politics and community events.
As a Certified Mortgage Planner in Northwest Indiana, I have had numerous calls over the past several months in regards to property tax bills. The main reason for the calls are due to a reassessment process that has created delays since 2005. Our normal cycle for property tax bills in the state o...
In case you didn't hear, Virtual Real Estate BarCamp will be held online on Tuesday, November 17th. The original goal was to get 1,000 registered attendees and at the time of this blog post, there are more than 1,500 registered. For all those of you who have not had the chance to attend an RE Bar...
Veterans Day has come and past and now everyone is looking towards the holiday shopping season as a leading indicator on the health of the economy. The first report of the week will be October's Retail Sales due to be released early Monday morning. This is an extremely important report as it tell...
Today is Veterans Day. We want to thank every soldier as our freedom is a direct result of men and women that fight for our country. Without them we would not have freedom. We definitely would not be facilitating home loans and most certainly would not have the life style we all enjoy. Benchmark ...
This week is light on the economic reports but another record amount of treasury auctions will definitely keep the holiday-shortened week exciting. This week will include $40 billion in 3-years, $25 billion in 10-years and $16 billion in 30-years. It will be extremely important to keep an eye on ...
It's that time again for the annual Duneland YMCA Womanless Beauty Pageant! You heard that right, the Womanless Beauty Pageant! Although there will be plenty of laughs to go around, this is a serious fundraiser to raise the necessary funds to support the YMCA Strong Kids Campaign. With a populati...
The week ahead has several economic reports that could provide direction for mortgage rates for several weeks to come. In addition to the monthly economic reports scheduled to be released this week, the Federal Open Market Committee will also be meeting. The Institute for Supply Management (ISM) ...
As I am writing this post, I have my HP Mini 2140 charging up and downloading any updates that it may need in preparation for Real Estate BarCamp Indianapolis tomorrow. I also have my iPhone plugged into iTunes to see if there are any apps that I might need updated and/or downloaded in preparatio...
It's that time of the year again; time to set our clocks back an hour, return to standard time, and "gain" an extra hour. That means this Sunday, November 1 at 2:00 am, Daylight Saving Time officially ends until its return on the second Sunday in March, 2010.Since 2007, Daylight Saving Time has a...
With the election of Barack Obama into the presidential office last fall, the message was clear that the "Time is Now!" For many citizens this was a historic moment that reached a pinnacle during the inauguration. At last, a man of color had earned the highest elected office in the United States....

James K Barath, CMPS

FICO Pro, Certified Military Housing Specialist
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