bad credit: Credit Score Blues
- 10/28/10 11:40 AM
One of the things that blows away the minds of some of my clients is how their credit scores are lower than they expect. These are people who have never had a late payment a day in their life. Yet, by score alone, you'd never think that. I'm sure there are some of you that have that same issue: perfect payment history, but not a credit score you'd consider perfect. Let me explain why. While late payments and derogatory accounts have an impact on your score, so do many other factors. Here's a breakdown on how your scores are computed and … (5 comments)
bad credit: How Much Does Bad Credit REALLY Cost?
- 05/03/08 10:14 AM
I was speaking to a friend of mine that is trying to jumpstart his business. He's run into some rough times and given the current state of the economy, I know that things are hard for a lot of people. However, this friend of mine, complains that he never has any money, he can't pay his bills, and that life, in general, is tough. I can empathize. Being in sales, the slow periods can be brutal. He's complaining that he can't acquire the financing he needs to get some new equipment and hire additional help to grow his business. So, I … (13 comments)
bad credit: Top Ten Surefire Signs You've Got Bad Credit
- 04/04/08 10:27 AM
You know you got bad credit if: 10. You've seriously considered started all over by buying a new SSN at the flea market. 9. You've got your bill collectors' phone number saved to your Cell Phone Caller ID. 8. You pay all your bills by money order. 7. You're looking for a bank that offers Third Chance Checking. 6. All of your utilities have been set up in your children's names. 5. You have a joint account for everything but you've never been married. 4. You can see your friends caller ID and tell them which bill collector is calling them. 3. … (20 comments)
One of the things that blows away the minds of some of my clients is how their credit scores are lower than they expect. These are people who have never had a late payment a day in their life. Yet, by score alone, you'd never think that. I'm sure there are some of you that have that same issue: perfect payment history, but not a credit score you'd consider perfect. Let me explain why.
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