temecula short sale expert: How Long Does It Take to Complete a Temecula Short Sale?
- 01/25/17 11:51 AM
Wondering how long it usually takes to close a Temecula CA short sale?
The fact is the time from start to approval on a short sale has NOT been getting any shorter as many lenders have promised.
It still takes about 90 days for approval. Your lender and our government have put many systems and incentives in place to help you avoid foreclosure. But even with their promises of quicker approval times, its just not happening.
One of the biggest issues is closing the short sale. Once you have your short sale approved, your lender will give you 30 days to close. This should now be the easy part.
You … (1 comments)
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temecula short sale expert: How to Stop Foreclosure and Avoid the IRS
- 01/25/17 11:17 AM
Stop Foreclosure with NO deficiency and avoid the IRS with a Short Sale!
You still have time to get your home sold via a short sale thus avoiding the IRS and being protected via the "The Mortgage Forgiveness Debt Relief Act ",
What's even better is if your home is in California you have no worry that your lender will seek payment of any deficiency! They can't. By law you are protected by SB 458 this Senate Bill was signed into law on July 15 2011.
With all these protection, the US Treasury HAFA program and many lenders offering you cash incentives to do a Temecula CA short sale, the window is wide open now. … (1 comments)
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temecula short sale expert: Do You Really Need a Temecula Short Sale Expert to Sell Your Home?
- 01/11/17 04:13 AM
Sell your short sale without added stress!
As the last step before a foreclosure, short sales can become an anxiety-inducing event in a person’s life. Just imagine how much time and money was spent on purchasing that dream home – only to end up having it listed under Temecula short sales.
Simply put, a short sale is when the seller needs to unload a real estate property for a price that’s lower than the amount needed to cover the mortgage.
It’s the last step before a foreclosure and while it’s not an ideal situation to be in, it’s definitely smarter than declaring bankruptcy.
Homeowners resort … (0 comments)
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temecula short sale expert: Get Your Short Sale Questions Answered
- 01/05/17 10:55 AM
What is a Temecula short sale? What's the process?
These are just a couple of the questions you'd like answered by a specialist. You want to know if this is an option you can take.
You want to learn what it will take to make a Temecula short sale happen, and of course, you want to be sure you are making the best decision in the current situation you may be in.
Getting yourself all the short sale knowledge you need is the first best step you will be making.
Visit my website to find out how I can be of service to you: www.Temecula-ShortSaleAgents.com
With my … (0 comments)
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temecula short sale expert: How Do I Know When I Need a Temecula Short Sale Specialist
- 01/05/17 10:32 AM
When do you need a Temecula short sale specialist?
You should talk to a Temecula Short Sale Agent if...
You can no longer make your mortgage payment. Need to sell your home but can't due to current market values. Have to relocate due to job change or military service. Your near retirement and need to downsize.
Due to divorce or court order you must sell your home. You have given up on real estate and want out.
Visit my website at http://Realty-World.net for more information on short sales.
Bottom line is if you need to sell your Temecula home for most any reason in todays … (0 comments)
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temecula short sale expert: Understanding the Temecula Short Sale Process
- 01/05/17 10:23 AM
What is a Temecula short sale process?
BY now most homeowners have an idea of what a short sale is but don't know if it is the right option for them. A short sale will present itself as the best option to most homeowners if they....
Can no longer afford to make the mortgage payment. Need to move or relocate and can not sell the home due to current market values. Divorce or court orders a home to be sold. Nearing retirement and you need to downsize and reserve your capital. Or you just got in over your head and need a fresh start.
A … (0 comments)
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temecula short sale expert: How to Close a Temecula Short Sale
- 01/05/17 09:39 AM
Do you know what it takes to close a short sale in Temecula? Want to find out what's in it for you?
Aside from the very good benefit of not having to lose your home via foreclosure, are you ready to get a check for $30,000.00?
"Are you ready to get a check for $30,000.00" - this was the exact text message I sent my client.
I have been working on their Temecula short sale for almost a year now.
It's had many ups and downs like most short sales in Temecula. It has had the sale date set three times and I have had it postponed three … (0 comments)
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temecula short sale expert: What Makes a Successful Temecula Short Sale?
- 01/05/17 09:36 AM
What does it take to make a successful short sale transaction?
Today I was very happy to be able to hand over a check for $30,000.00 to my camera shy short sale client.
This check came from Chase Bank after a most challenging Temecula short sale with Chase Bank and Real Times Resolution.
Getting these two banks to agree on the terms of this short sale took over 6 months of tough negotiations, two flat turn downs, three sale dates and a lot of blogging to the social powers of the press.
Oh did I also mention three different buyers? :)
Hard work and … (0 comments)
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temecula short sale expert: Having a Temecula Short Sale Agent VS Short Sale Service
- 01/05/17 09:15 AM
Do you know who is really handling your Temecula short sale?
There are many local Temecula short sale agents that will list your home and then hand your file and personal information over to a 3rd party to process. There are many companies offering local agents their service to process a short sale - some good, some very bad.
This is not the best way to handle a short sale.
When our Temecula short sale agents here at Realty Works take a short sale listing, we are offering OUR service and experience - not that of a 3rd party.
You hire us to do the … (1 comments)
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temecula short sale expert: Help in Getting You Through a Temecula Short Sale
- 01/05/17 08:57 AM
Who wouldn't love to be the bearer of good news when it comes to Temecula short sales? Below is the unedited email exchange I just had with another one of my happy clients. :) Good news, Your Temecula CA short sale has been completed. I just received confirmation that the escrow has closed. Thanks for keeping utilities on during the process, it helps SO MUCH tokeep the buyer involved and in place. Losing the buyer is one of the biggestissues we have. Thank you for letting us help you get through the short sale process weare also working to help your neighbor you referred to us…. The client replied with … (0 comments)
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temecula short sale expert: Another Happy Temecula Short Sale Client
- 01/05/17 08:41 AM
Nothing can make my day better than another successfully closed short sale here in Temecula!
Temecula Short Sale Expert
Just closed another Temecula Short Sale. The best part of this job is when it's over and I get to thank the Temecula homeowner for trusting me to get them through the short sale process.
I just called my client with the good news and followed up with my thank you email. Below was their reply. Another happy short sale client.
Gotta love happy clients! :)
Visit my website today for more information on Temecula short sales: http://Realty-World.net/Short-Sale-Agents
I can help you too! Call me, Sidney Kutchuk, today … (1 comments)
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temecula short sale expert: Bank of America Thanks Our Temecula Short Sale Team | 951-217-6745
- 01/05/17 07:46 AM
Today I received the below email from the Bank of America short sale specialist we worked with.We at Realty Works Temecula live for these kinds of feedback. We live for the exhilaration that comes with successfully closing a short sale. We take great delight in helping you!
BOA thanks the Temecula Short Sale Team at Realty Works Temecula.
Hello Sidney & Valerie,
Thank you for your assistance in completing the current short sale. I was able to verify the documents and process the wire. We at Bank of America look forward to working with you in the future. If you have any feedback regarding your experience … (1 comments)
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temecula short sale expert: 2017 Will Be the Year of the Short Sale Here in Temecula
- 12/29/16 03:23 PM
With all the rule changes that the banks and lenders have put in place for 2017, we believe that our Short Sale Team is in place to help even more homeowners get a fresh start via the short sale process.
With 19 years of short sale experience and the best team assembled here in Temecula, we're ready to keep processing your short sales with no drama and in faster time. Visit our website at www.Temecula-ShortSaleAgents.com
As always if you go forward with a short sale there will be no out-of-pocket cost to you and we will check to see if your lender is offering you relocation funds … (0 comments)
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temecula short sale expert: Short Sale Updates You Need to Know
- 12/29/16 03:09 PM
2017 will be a good year for homeowners needing to use the short sale as an option to foreclosure.
Most all, the major lenders and servicers are following the lead of Fannie Mae and Freddie Mac which have reduced the paper work needed and time to a Temecula short sale approval. See Chart below and enjoy the video.
Visit my website to find out more useful information about Temecula short sale: www.Temecula-ShortSaleAgents.com
*Service providers may implement changes immediately*
The Home Affordable Foreclosure Alternatives (HAFA) Program is a government-sponsored initiative overseen by the U.S. Treasury Department and administered by Fannie Mae assisting all Home … (2 comments)
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temecula short sale expert: Temecula Foreclosure: Why Let the Bank Foreclose?
- 12/29/16 03:03 PM
You have options take control and call a short sale specialist.
If you do nothing, you are giving full control to your lender and they will call the shots. With a Temecula short sale, you take control and will be aware of what is happening and in many cases be offered a money incentive to cooperate in the short sale process.
What's the cost of using a Temecula short sale specialist? There is NO out-of-pocket costs to you.
We are paid by your lender to get the job done. They want you to do a short sale. It will cost them less than a Temecula … (0 comments)
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temecula short sale expert: 2017 Will Be a Year for Temecula Short Sales
- 12/29/16 02:57 PM
It's going to be a wonderful year for short sales this 2017!
This coming year will be the perfect storm for doing a short sale. The lenders are on-board with incentives. The government is on-board with debt forgiveness.
Visit my website at www.Temecula-ShortSaleAgents.com to know more information about short sales.
Get a fresh start!
You can have confidence in my ability to help you. I’ve been helping homeowners in Temecula CA for over 17 years. We at Realty Works Temecula have a proven success rate. We specialize in timely and completed approved short sale closings, with minimal impact on your credit and no drama.
Call me, Sidney Kutchuk, today at … (2 comments)
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temecula short sale expert: Expert Selling Tips from a Temecula Short Sale Agent
- 12/27/16 04:24 PM
Should you short sale your home?
Most sellers can easily get confused with short sales. What exactly is it and will you get any benefits from it? Let’s break it down.
If you’re putting your home up for sale and it doesn’t get a high enough offer to cover your mortgage, but you need to unload that property so you take that low offer. Simply put, a short sale is when you end up “short” on paying back your mortgage and your bank agrees to accept an amount that’s less than what you owe on your loan.
Most of the time, homeowners are pushed … (1 comments)
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temecula short sale expert: How to Handle a Short Sale Battle
- 11/17/16 08:22 AM
Short Sale Battle: Nation Star vs Nation Star
I work hard and get my seller's short sale approved - that makes me a happy agent! :)
I sent the approval to the buyer's agent, and that makes them happy.
This then begins the time period for the buyer to do their inspections and appraisal. Now we're on our way to our Temecula short sale closing!
A little background into this short sale.
The buyer is FHA and is asking for closing costs to be paid by the seller. The seller's lender agreed to pay the buyers closing costs only on the condition that they get to … (0 comments)
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temecula short sale expert: Remember This Temecula Short Sale Agents Hotline | 951-217-6745
- 11/17/16 08:21 AM
Who are you going to call when you need a Temecula Short Sale expert?
Temecula Short Sale Specialist
My phone number: 951-217-6745. Now you have a direct line to me. :)
I know that when your thinking to yourself “is a short sale for me” you need a specialist to talk to NOW.
Let me share with you my 18 years of short sale experence.
This will be a free no pressure call and if you decide a short sale is for you I will list
and market you home at no out-of-pocket costs and very discreetly. I will be your secret agent.
You may also be … (1 comments)
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temecula short sale expert: What to Do When You Have a HAFA and 2 Loans for Your Short Sale Home
- 11/17/16 08:20 AM
Got HAFA and 2 loans? Prepare for the battle.
Well your short sale will be a bit more difficult for your short sale agent to get approved. It used to be that the second lender would be happy to sign off for $6,000.00 and allow you out of their loan.
Under HAFA guidelines your first lender can offer them up to $8,500.00 to release your second lien. Lately I have been running into short sales were the 2nd states they will not allow the short sale to continue unless they get the full $8,500.00
HAFA is a set of guidelines for lenders to … (1 comments)
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Wondering how long it usually takes to close a Temecula CA short sale?
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