the kleen realty group: FHA to Raise Mortgage Insurance Premiums in April
- 02/28/12 03:03 AM
FHA to Raise Mortgage Insurance Premiums in April In an effort to repair the health of its emergency fund, the Federal Housing Administration will raise mortgage insurance premiums this April. The FHA upfront mortgage insurance premium will jump from 1% to 1.75% of the base home loan amount. This will apply regardless of the term of the loan or the loan-to-value ratio beginning in April. The annual mortgage insurance premium will increase by 10 basis points for loans under the $625,500 limit beginning April 1 and by 35 basis points for home loans over $625,500 starting in June, the FHA reported Monday. Authority for … (1 comments)
the kleen realty group: Janet Kleen Nominated in the North County Times "Reader's Choice - Top Agent Award"
- 12/08/11 03:53 AM
Janet Kleen Nominated in the North County Times "Reader's Choice - Top Agent Award" North County Times has issued a "Reader's Choice - Top Agent Award" and the Kleen Realty Group's very own Janet Kleen has been nominated. If you receive the North County Times, you may have seen Janet and other's nominated in Sunday's (December 4th) Paper in the Home section on page F6. Please log on to North County Times here to Vote for Janet Kleen and learn more about the award and voting rules. The voting period begins today, December 5, 2011 and ends on December 18, 2011. Each Voter can … (2 comments)
the kleen realty group: 5 Bedroom Temecula Home in Harveston
- 12/01/11 03:47 AM
5 Bedroom Temecula Home in Harveston Open House Sunday, 12/11/11 from 1pm-4pm at 40392 Amesbury Ln, Temecula, CA 92591. This beautiful, turnkey Harveston home awaits you...built by Lennar Greystone Homes in 2007. This lovely home in the desirable Harveston community features a gorgeous cape cod elevation, skylight entry with formal living and dining room, a gourmet kitchen with granite counter-tops, a large center island, european cabinetry with a built-in wine rack, breakfast nook, GE Profile stainless steel appliances, a 5 burner gas range and double ovens. The kitchen in this pristine Temecula home is open to the home's great room with a fireplace … (3 comments)
HR 2086 is a bill that could have an extremely positive impact not only for the housing market, but for the economy as a whole. According to the Commonwealth Fund, 2 medical bill problems or accrued medical debt affects 373,000,000 working-age adults in America. Medical bills account for more than half of collection actions in our country. Medical emergencies are unplanned occurrences as we all know. The unemployed, underemployed, uninsured and under-insured are often at the mercy of unfortunate circumstances beyond their control. They may be your neighbor, a relative … (3 comments)
the kleen realty group: French Valley Home Temecula School District!
- 10/11/11 03:42 PM
French Valley Home Temecula School District! Gorgeous single story home in french valley and in the Award Winning Temecula School District! This 3 bedroom, 2 bath turnkey French Valley home features formal living/dining room, family room with gas fireplace, den/possible 4th bedroom and kitchen with plenty of cabinets, breakfast bar and nook.
The master bedroom in this stunning French Valley Home has separate tub/shower, and dual sinks. This home shows beautifully with neutral two-tone custom paint, upgraded ceramic tile in the major walkways/ wet areas, and neutral upgraded carpeting. Front and backyard landscaping with covered patio and shed for extra … (1 comments)
the kleen realty group: Great Home Buy in Winchester, CA - Large Lot - Need a Buyer!
- 10/06/11 02:57 PM
Great Home Buy in Winchester, CA - Large Lot - Need a Buyer! Great Home Buy in Winchester, CA - Large Lot SHORT SALE APPROVED IN WINCHESTER, CA! WE NEED A BUYER FOR THIS LOVELY WINCHESTER HOME! At just $190,000, it is a great buy. Nice single story home with 4 bedrooms plus den. Den opens to formal living and dining room.
Gas fireplace separates family room from living room. This home has a floor plan that is absolutely perfect for family gatherings and entertaining! Large master suite has separate tub/shower, dual sinks, and walk-in closet Amenities include ceiling fans, … (2 comments)
the kleen realty group: Should you rent or buy in Murrieta?
- 08/21/11 07:47 AM
Should you rent or buy in Murrieta? Due to the pounding home prices have taken and the increase in demand for rental units, it is now much cheaper to buy a home than rent a comprable one in many U.S cities, including here in Murrieta in many cases. The buy-rent calculation that we discussed in our previous blog "Rent vs. Buy a home in the Temecula Valley" is just one part of the decision-making process. Here are some other questions you should ask yourself when deciding whether to rent or buy in Murrieta: How long do you plan to … (1 comments)
the kleen realty group: Rent vs. Buy a home in the Temecula Valley
- 08/17/11 08:38 AM
Rent vs. Buy a home in the Temecula Valley We all understand the benefits of homeownership. But in today's market, particularly here in the Temecula Valley, where we have seen and felt so much depreciation in home values, many have chosen to rent vs. buy. Well how about this? Rent may be costing you more each month than owning! Buying a home fell below renting costs in 74% of the country’s 50 largest cities over July, with 12% of cities seeing higher price tags for apartments than for houses, according to real estate website Trulia. Trulia uses the rent ratio formula. … (1 comments)
the kleen realty group: Is your credit score impeding you from buying a home? Support The Medical Debt Responsibility Act
- 08/04/11 08:25 AM
Is your credit score impeding you from buying a home? Support The Medical Debt Responsibility Act Is your credit score impeding you from buying a home? Unfortunately, one of the biggest credit score killers is unpaid medical collections. Too many people have found themselves in this troublesome situation. But help may be on the way! In June 2011, a bill titled the Medical Debt Responsibility Act was introduced to Congress by a bipartisan group. This bill would require that the three national credit reporting agencies, Equifax, Experian and TransUnion, to remove medical collection records of $2,500 or less from credit … (2 comments)
the kleen realty group: Temecula California Short Sale News
- 07/27/11 04:35 PM
Temecula California Short Sale News On July 15th, 2011, California Governor Brown signed the short sale bill, SB 458 into law. SB 458 extends the "no deficiency" protection to junior liens. This new bill prevents second mortgage holders from pursuing a borrower for the remaining balance on a loan after the closing of a short sale. This is great news for Temecula residents who may be facing a short sale... SB 458 is an extension of the current bill, SB 931, which applies to first mortgages in California. The new law also bars any short sale lender from demanding any additional payment … (2 comments)
Related Links:
The Kleen Realty Group Temecula, Murrieta, CA Short Sales
FHA to Raise Mortgage Insurance Premiums in April 
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