valdosta georgia: Another government program offering money to struggling homeowners
- 06/30/11 03:00 AM
I read an article this morning in SmartMoney regarding another Federal program offering money to struggling homeowners. Called the Emergency Homeowners Loan Program, it is offering loans of up $50,000 that don't have to repaid if applicants meet certain criteria. This is another attempt to slow the flood of pending foreclosures. This is being offered to those homeowners who look like they will be able to get back on their feet in a relatively short period of time. Will this help or hinder the homeowner? There are stipulations to not needing to repay the loan. Payments will be made directly to lender to cover mortgage … (0 comments)
valdosta georgia: So...have you heard the term " short sale?"
- 06/29/11 04:24 AM
Seems as though this particular set of words is getting around. I find more and more people becoming intimately aquainted with what a short sale is, and there are mixed reviews. Some pleasant some not so pleasant. I don't believe there is any one process that is going to leave everyone happy in the end. Certainly not the lenders. But, there are alternatives to foreclosure that might make it a bit more bearable, and a bank short sale is one of them. What exactly is a Short Sale? Well, Wikipedia defines a short sale as: A short sale is a sale of … (1 comments)
Market Report for Lowndes County/Valdosta Georgia and surrounding areas - Single Family Homes Counties Include: Lowndes, Berrien, Brooks, Cook, and Lanier
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valdosta georgia: Remembering the Fallen...
- 05/30/11 01:57 AM
As we all hurry back to our lives, homes, work etc. from this long holiday weekend. Let us not forget the meaning behind this day. This is a day of conflicting meaning with both rememberance and celebration. Memorial day means different things to different people. Some only seeing it as a long 3 day weekend and a start to summer vacations, beach parties and cookouts. While others see it as a day to remember the fallen and pray for those still fighting the battle. As a military wife and mother, my husband now retired airforce and my son-in-law currently serving in the … (2 comments)
valdosta georgia: Short Sale Reduce 84,500 Needs a little TLC
- 10/18/10 08:43 AM
Cute home near Moody AFB 3 bedroom 2 bath home with fenced back yard. Carpet throughout. Trey ceiling in living room. Covered back patio. Nice large dining area. French doors off dining room grant access to back yard. Great for first time home buyer or investment property. Needs a little TLC, but has great potential. Short Sale subject to bank approval. Offered at $84,500
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valdosta georgia: The Tenant from H E Double Hockey Sticks!
- 10/18/10 06:29 AM
The Tenant from H E Double Hockey Sticks! I have a house listed in a neighboring town that has had 3 offers on it since listing. First two fell through in financing. During the second offer, the tenants that were in it moved out just a couple of days prior to closing. Financing fell through, no new owner, no tenant, frustrated seller. House goes back active in MLS. Seller finds new tenant whom he makes very clear to that it is a month to month lease because it is still very active on the market, but gives him a SWEET deal … (4 comments)
valdosta georgia: The Logical Choice for Homeowners....
- 03/06/10 04:22 AM
The Logical Choice for Homeowners Homeowners everywhere have a new resource that will help them get the most out of owning a home. HouseLogic.com aims to assist homeowners in maintaining and enhancing the value of their homes and engage them in improving and supporting their communities.
Backed by NAR’s robust arsenal of resources, the comprehensive consumer site incorporates all aspects of homeownership, from planning and organizing projects to empowering users to engage in housing advocacy issues. HouseLogic helps consumers view their home through a financial lens and make smart, informed investment decisions. For example, families can set goals for saving … (1 comments)
The Federal Housing Administration has announced major changes to it program. The agency will increase the amount of upfront cash paid by new borrowers and require higher down payments from those with the poorest credit. Upfront insurance premiums paid at the closing table will increase to 2.25 percent of the loan value, but buyers will still be able to finance the premiums. Borrowers with credit scores below 580 will be required to put at least 10 percent down, but home buyers with higher scores will still be allowed to put down as little as 3.5 percent. FHA … (2 comments)
valdosta georgia: Burned Biscuits....
- 01/21/10 02:40 AM
This was sent to me this morning, and thought it really could relate to most relationships. It sure gave me a new persepective this morning. BURNED BISCUITS – Author unknown When I was a kid, my mom liked to make breakfast food for dinner every now and then. I remember one night in particular when she had made breakfast after a long, hard day at work. On that evening so long ago, my mom placed a plate of eggs, sausage and extremely burned biscuits in front of my dad. I remember waiting to see if anyone noticed, yet all my dad … (6 comments)
If you are experiencing affordability issues with your mortgage payments you may be eligible for a workout program, known as a “short sale”
What is a short sale? A short sale is a workout program that allows a borrower to sell the property, even if the proceeds are less than the loan payoff, due to low property value. If approved, a short sale option can help you avoid further collection activity and possible foreclosure.
How do I start the short sale process? *Contact your mortgage lender ~ most will have a short … (2 comments)
valdosta georgia: Current and upcoming events for Valdosta Georgia
- 01/09/10 01:37 AM
As we just kicked off the New Year Valdosta welcomes back the 822nd security forces squadron. The 822nd Security Forces Squadron provides fully-integrated, highly capable and responsive forces to protect Expeditionary Air Forces. This squadron deployed to Irac on June 6, 2009, and actually retuned on December 9,2009. While they were away they performed security operations and served as convoyescorts, according to a press release.
Up-coming events; January 15 ~ "Downtown 'Dosta Fest" There will be an official kickoff at 6pm for the Sesquicentennial Cermony on the Lowndes County Courthouse steps. June 16 ~ "Historical Valdosta Tour" starts at … (0 comments)
Looking for equestrian property in Valdosta Georgia?
Are you looking for that perfect equestrian property in or near Valdosta Georgia? We have many beautiful properties to choose from. If your looking for a place for your horses and animals or just a large piece of space to roam. Give me a call....
279,900 Exquistely quiet and serene, nestled in the trees! Approx. 10 ac. with 2 ac. pond comes with 1864 sq.ft 3BR/2BA home! 210,000 Beautiful home with wrap around porch, 5 bedroom/ 2 bath with nearly 6 acres. Zoned AU 399,900 A lot of … (3 comments)
Thou shalt NOT change jobs, become self-employed or quit your job. 2. Thou shalt NOT buy a car, truck, van or boat ( you may be living in it). 3. Thou shalt NOT use charge cards excessively or let your accounts fall behind. 4. Thou shalt NOT spend money set aside for closing. 5. Thou shalt NOT omit debts or liabilityes from the loan application. 6. Thou shalt NOT originate any inquireies into your credit. 7. Thou shalt NOT by furniture. 8. … (0 comments)
valdosta georgia: Think a foreclosure is your only option?
- 09/11/09 07:41 AM
If you are falling behind on your mortgage payments and think foreclosure is your only option, think again. The foreclosure process can be an embarrassing and stressful process. For some home owners who may be upside down in their loan or owe more than what their house is worth, the future may seem very bleak, or is it? Talking with your lender and negotiating a short sale may be the answer you were looking for.
Have you weighed the options of a short sale? Do you know what the benefits of a short sale are? Here are just a … (4 comments)
valdosta georgia: What is the most unusual tool you have in the trunk of YOUR car?
- 09/11/09 05:49 AM
Whenever other agents see what is inside the trunk of my car they are always surprised at the SIZE of it, and wonder what in the world do you use that for??? My question to them is always, you mean you don't have one of these?
This is my best friend sometimes. The ground is so hard in some yards that I am not able to push the stakes into the ground. So while at Home Depot one day I happen to pass by the tools and seen one of these very long drill bits. I'm not sure … (6 comments)
Pending Short Sale 
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