Jay Beckingham's (jayb) Blog

Mortgage and Lending - Bank of England Mortgage - 385907



I moved to florida in 1992 and have resided here for all but 3 years since, those being the go, go years. Apparently the go, go years didn't just mean that the market was moving at an incredible pace, to many it meant Anything Does! This must STOP! NOW! MARI, the Mortgage Asset Research Institute...
Okay, this has been bothering me for a long time now and it's gotten to the point where I can't sleep at night, so I've just got to confess, I mean it's time to; Man Up! You know all those crazy conditions that you and your borrowers have to deal with, well they're My Fault! You'd think that afte...
This seems like a very easy question, and maybe it actually is. It seems to me though, as a loan officer, that this has changed over the most recent years, but may actually be more clearly defined than in the past. Why, because of the expanded use of the 4506-t. The 4506-t is a document that unde...
STOP! STOP IT!!! Right NOW! Stop being sooooooooo angry, it's not healthy! Okay, the bailouts really got our dander up. Personally I didn't like them one bit. BUT, the banking industry, which looked like it was falling apart, in most cases looks healthy, and profitable. AIG, yuck; Detroit automak...
I was listening to Darren Hardy and Chris Widener discussing leadership this morning. I like to start out the day with a cup of positive, along with my coffee. One of the topics was are you a "hunting" or "fishing" for your clients. How do you develop your business? A hunter is aggressive, armed ...
Okay, I'm not an economist, although I do have a business degree from a very reputable institution, and I have been involved with financial institutions for over 30 years. So what does that mean, I'm a novice plus, a layman? You decide. 11,000 Nice number, is it truly significant, or just psychol...
Garbage In, Garbage Out Garbage In, Garbage Out We all think that computers are just so smart, they aren't. If you put Garbage In You get Garbage Out! You know what's coming next, don't you? YOU act exactly the same! If you continually fill yourself with garbage and/or you constantly put negative...
ATTENTION! Veterans in Cape Coral, Fort Myers, Lehigh Acres, San Carlos Park, Estero, Bonita Springs, and Collier County Give this some serious thought! Despite all of the changes going on in the mortgage industry today you may still acquire 100% financing-That's no $$$$$ down. The seller is stil...
Bring on the naysayers. They don't have a leg to stand on, on this one. Things are getting better! Yup, it's true, period. let's check good olde Webster's better;  improved.   better off;  in better circumstances Bloomberg.com, April 2nd, Timothy Homan reports; "employment in the US increased in ...

Jay Beckingham

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