ARCHIVED BLOG POSTS
2011
Disclaimer; this is just one man's opinion. In this case that man, being me. Also always remember FHA insures loans, FHA does not fund loans, are you gettin it? In case you didn't, it's still the lenders $$$$$. I'm going to use a 580 score as the new acceptable low point for FHA approvals. Frankl...
03/24/2011
Maybe it's just me, but often I take some time to reflect upon what I (we) do and the consequences or the end results of what I do. I was reading Carmine Gallo's book, "the Innovation Secrets of Steve Jobs," and I was struck by Jobs desire for Apple to make positive changes in peoples lives, to e...
03/18/2011
2
Comments
I just got my USDA/Rural Housing Florida newsletter. Hey Charlotte, Lee, Collier Counties Catch the Wave The headline from USDA read Funds are available! "funding for this program is not affected by the current Congressional budget debate" Don't believe the rumors! Allllllllllright! USDA is issui...
03/15/2011
4
Comments
Why you may ask? and What is HomePath financing? I'm glad you asked. HomePath financing is offered exclusively by FNMA (fannie mae) for FNMA (foreclosed) properties. The program offers the homebuyer some "perks" which aren't available with traditional financing. they've sweetened the pot, so to s...
03/14/2011
Okay, I will not be able to address everything, but I'll try to cover the basics, kinda like bullet points, without all the bullet points. Tax Returns I want the last 2 years, ALL PAGES. Please don't leave any out, and notice I'm not asking for just the first 2 pages. Beware this is the time of y...
03/12/2011
2
Comments
That's me, or it could be. WHY? Because after over 30 years in this industry I still LOVE what I do. I've got to admit though I've heard a lot of whining lately, a real lot. Here's a couple of my favorite isuues. LO Compensation I've started to see some postings about "LO compensation." That woul...
03/11/2011
Well, why would I say that? Because I believe it's true, and it may be a well kept secret. Now, why would I think it could be a well kept secret? Because recently I've been speaking with Realtors and buyers in Charlotte County, who are either not aware that RD (rural housing) is available, or are...
03/07/2011
Haven't heard of the employment rate? Well if you take the unemployment rate and subtract it from 100% you get the Employment rate right? Now, before all you naysayers get all fired up, and start talking about "real employment," let me ask a few questions, and have you all address some issues, wh...
03/05/2011
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