Well, I give our new President a lot of credit for taking this enormous Trillion dollar economic comittment on. At least the days of blaming Bush for everything will be over. We are the United States of America and are sure acting like a divided country. One steady aspect of America is our committed and selfless military force. Amen. As temporary as it may be, this Refinance Boom has been a blessing for many. Today I saved a soldier $300 per month by simply refinancing his Ewa Beach condo with a Streamline VA Refinance. Now when … (0 comments)
The Year started off fantastic for my lovely wife Yuka, and baby Ai (now 15 months) and myself. Rates in the 4% range!!! Perfect Christmas present!!! Fortunately we were able to give back a lot this year as well; the first five refinances of December 2008 I was able to save my repeat clients over $260 each ($880 mo. on one) on their monthly mortgage payment! Just tonight 1.5.09 I recieved this New Years note from a customer that is closing tomorrow: Thank you so much Jay, … (1 comments)
interest rates: Rates~ Too Good To Be True if you can't Renogotiate your Lock?
- 12/28/08 08:16 PM
If you have your Loan Officer (LO) lock in an interest rate on your approved loan and find out that rates dropped another .75% from 5.5% to 4.75% would you urge he/she to change banks to get the lower rate? Are you aware of Rate Lock Renegotiation (RENO) and is your Mortgage Broker/Banker proactively looking to save you money by renogotiating your rate? This applies to VA and Conventional Loans. As a mortgage broker this recent drop in rates has been both a blessing and a challenge. Fortunately, refinance applications have increased substantially, yet although rates have hit all time lows (4.375% with no points 12.17.08 and … (2 comments)
interest rates: Ratewatch October 08
- 10/03/08 11:20 AM
Friday October 3, 2008 Aloha Friday! I will be available by telephone and e-mail all weekend for your mortgage needs! I look forward to your call. "The only function of economic forecasting is to make astrology look respectable." John Kenneth Galbraith Below I have rates (on average) from the top 5 National and Local Banks; I recommend floating while we await the reaction to the rescue bill that was voted on favorably this afternoon: 5.875% 30 year Fixed Rate at Par 5.625% 5/1 ARM 5.875% VA 30 year Fixed Rate at Par (with a .125% rebate … (0 comments)
Bye Bush Hello Change...
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