va lender hawaii: Thank You to the New Year - 01/05/09 06:16 PM

How was your Christmas/ Hannukah and New Years?!
Happy New Year 2009 from our family to yours!

The Year started off fantastic for my lovely wife Yuka, and baby Ai (now 15 months) and myself.
Rates in the 4% range!!! Perfect Christmas present!!!
Fortunately we were able to give back a lot this year as well; the first five refinances of December 2008 I was able to save my repeat clients over $260 each ($880 mo. on one) on their monthly mortgage payment!
Just tonight  1.5.09 I recieved this New Years note from a customer that is closing tomorrow:
Thank you so much Jay, … (1 comments)

va lender hawaii: VA HOME LOAN TOOL - What can a e5, e7 or O3 afford in Hawaii? - 10/03/08 11:41 AM
VA HOME LOAN TOOL
This is a tool that helps identify the maximum (conservative 40% dti if debt is low) loan amount that each rank can qualify for in Hawaii and Alaska. This tool uses Basic Housing Allowance (BAH) only and does not factor in COLA or BAS (if it did the loan amounts would be much higher).
You can always contact me www.directnationallending.com to get prequalified because approvals do vary based on credit worthiness and residual income as well.
Rates are hovering around 5.875% at Par and should stay at or below 6% until the election.
The VA homeloan still … (2 comments)

 
Jay Oku (Academy Mortgage Corporation)

Jay Oku

Ewa Beach, HI

More about me…

Academy Mortgage Corporation

Address: 1833 S Coast Hwy. , Suite 210, Laguna Beach, CA, 92651

Office: (949) 281-3079

Mobile: (808) 393-0707



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