Have you heard the old adage in the mortgage business that states when its a good time to refinance your home? The magic number was two percent (2%). If you could lower your interest rate by at least 2% then its a good time to refinance your Texas mortgage. While this may be a good 'general' ru
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11/30/2010
After you fill out your Mortgage Loan Application, do you wonder what the lender is looking for specifically? True, there are many items the underwriter is reviewing, but the most important question they ask themselves is - 'what is your ability to pay back the mortgage?'. The ideal file for an U
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11/23/2010
Each lender and each loan program has different guidelines that must be followed. A good rule to follow (from a consumer stand point) is to not do anything that will have an adverse effect on your credit score while in the loan process. We know it can sometimes be tempting, especially when buying
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11/03/2010
