Do you plan on keeping your loan for a while? Then it may make sense to "buy" a lower interest rate by paying one or more "points" for your Texas mortgage.
Even if you're unsure of how long you plan to keep your Texas mortgage before you move or refinance, paying points now for a lower rate may make sense. For example, do you have a high-paying job now but you think you might change careers in the next few years? We can help you sort it out. It's (0 comments)
texas mortgage: Planning Your Texas Mortgage and Seeking Pre-approval
- 04/03/12 05:31 AM
Planning Your Texas Mortgage and Seeking Pre-approval The Benefits of a Professional Texas Mortgage Consultant Choosing the right Texas lender is a key element to managing your Texas mortgage. As a Texas mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and then, help you manage that debt over time. There are not many lenders out there who provide this type of personalized service. My job is just beginning when your first loan closes. I will continuously monitor rates on your behalf, (2 comments)
texas mortgage: I'm having fun with my new logo
- 02/15/11 03:14 AM
I FINALLY created my own logo. Its something I tossed around for months but just could never come up with the right look, feel. Well, about 2-3 weeks ago something said "Just Do It" (and it wasn't Nike), but it was something I heard from Houston Raincamp - Art Williams 'Just Do It'. This video is about 10 minutes long, but its SO worth watching if you have not done so before. Heck, its a good video, even if you have heard it before. This is part 2, because I have like this portion best.
This video pushed me to (9 comments)
texas mortgage: Determining Your Budget: How Much Money Do You Need to Buy A Home in Texas?
- 10/28/09 02:31 PM
How Much Money Do You Need to Buy a Home in Texas? First and foremost, you should not just focus on the down payment, although that's not a bad place to start. When you contact a Mortgage Consultant, they will typically walk you through a few scenarios and help you determine which type of loan is best for your financial situation. When buying a home, you need to consider the following cash factors:
Down payment - min. 3.5% FHA or min 5% Conventional of the purchase price Earnest money -usually requested by the seller, but overall will be deducted as (10 comments)
As a resident of Frisco Texas and a licensed Texas Home Mortgage Professional, it is my job to remove the stress out of financing or refinancing your home. I do this by providing ongoing updates, being available for questions, and ultimately delivering 'as promised' with not surprises. My goal is to become your consultant for life and for you to rely on me to assist your family and friends as well.
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