real estate: All Real Estate Is Local, Or Why National News Programs Are Misleading - 06/08/07 01:49 AM

This is just a quick reminder to ignore national news stories about real estate.  It may sound like strange advice, but real estate is a highly local phenomenon. 
The "national scene" is comprised of data from:
50 states, with More than 30,000 incorporated cities, and with An innumerable number of neighborhoodsIt also combines data from:
Single family residences 2-4 units Condominiums/Co-opsIn other words, throw a dart at a map of the United States and the street on which the dart lands is in the same data set as the street on which you live.
Like I said, ignore the national statistics -- focus on … (1 comments)

real estate: Make Them an Offer They Can't Refuse - 06/03/07 02:37 AM
A good assistant can make all the difference in the world. It can be the difference between doing fine and doing great, between breaking even and being profitable.
So what's the best way to get (and keep) someone good? Make sure they're well compensated. Here are a few tips to make sure that the good ones stick around and stay properly motivated:
Pay good money for good people. According to, the median salary for an administrative assistant is $29,500, and the median salary for an executive assistant is $39,000. That pay is for those who do a median job. Better performers … (1 comments)

real estate: Ten Questions You Must Ask Any Realtor Before You List - 05/30/07 11:26 PM
Most of us sell only a few homes in our lifetime.  With such limited experience in real estate, how do you maximize the profits from your home sale?  Many home sellers make the critical mistake of thinking all Realtorsâ are the same.  They list with the first agent who comes along.  Does it make good business sense to put the responsibility of selling your home with someone who has no plan or qualifications?  This report will give you key fundamental characteristics you should look for when selecting an agent. 
So, where do you start?  By doing a few hours of research.  Ask … (1 comments)

real estate: The Need for Training Increases in a Sales−Driven Market - 05/24/07 11:32 PM
Mike Ferry has seen many changes in market movement throughout his extensive career as a trainer to the real estate industry. In a recent interview, Ferry laid down some important ground rules to develop the mind set and productivity needed to be successful in today's market.
"Real estate professionals will begin to see that homes must be listed at a fair price to sell. Interest rates are going up, and fewer buyers will be racing to purchase property," Ferry emphasized. "If it took four contacts to sell a property in previous years, it may take 44 contacts in a sales-driven market."
However, Ferry … (1 comments)

real estate: Taxes When You Sell Your Home - 05/24/07 11:13 PM
IF YOU'RE A HOMEOWNER, then you're probably aware of the incredibly generous tax break available when you sell your home. Play your cards right and you can lock in a profit of up to $250,000 ($500,000 when you file jointly) and owe nothing to the IRS.
This great deal was enacted in 1997 and came with a couple of caveats. It stated that you must have owned and used the property as your primary residence for at least two years out of the five-year period ending on the sale date. The gain-exclusion privilege was also generally unavailable if you excluded an … (0 comments)

real estate: Buying A Primary Home - 05/22/07 12:47 AM
There are many pitfalls you can avoid when you are in the market to buy a new home. Here are just a few tips and strategies to help you prepare for success:
Know your credit score! You may be able to get a better mortgage rate and more favorable loan terms by restructuring some of your balances on credit cards, car loans, etc. The Caylor Mortgage Planning Team can help you correct errors on your credit report and determine which balances to restructure or pay off in order to improve your credit score. Know how much you can spend and determine how … (1 comments)

real estate: You Working With Sellers Or Listings? - 05/21/07 02:28 AM
by Dean Jackson 
One of the things that people are constantly asking about is in this changing market, they have listings that are piling up and not selling.  The competition is building.  There are more options for buyers, and there are more homes that you have to stand out against.  So when I really think about it, what I always like to do is to make the distinction when I'm asking people about their situation, is to really ask yourself, are you working with sellers or are you working with listings?  Because there's quite a distinction there between having sellers and having … (5 comments)

real estate: Saving Money On Taxes - 05/21/07 01:04 AM
There are many mortgage and real estate equity planning strategies that can really help you save money on taxes whether you are buying, refinancing or selling a primary home, vacation home or investment property.
The Caylor Mortgage Planning Team brings a team approach to your situation by working with qualified CPAs, CFPs and attorneys. In doing so, the Caylor Mortgage Planning Team will help you: Improve your after-tax cash flow Save money by understanding the impact of the "gift tax" when gifting or receiving real estate property and/or down payment funds Save money by understanding the benefits and limitations of mortgage … (0 comments)

real estate: The Perfect Purchase Transaction!! - 05/12/07 08:10 AM
Have you ever wondered what the Perfect Purchase Transaction would look like? Close your eyes and dream about it for a minute... Few inbound phone calls. Your cell phone never rings. Clients leave so ecstatic with your service that they hand you three names of people they know who are ready to sell their homes or want to buy in your area. You enjoy shorter workdays during the process because everything clicked. Okay, WAKE UP! The dream has ended.
Yet, that dream is possible. Although you work in an innately reactive business, it is possible to be proactive and stave off the … (1 comments)


John Caylor

Post Falls, ID Mortgages

Post Falls, ID

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Infinity Financial Group

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