jeff daley: Simply Increase Family Wealth by Paying for Housing - 12/13/18 01:08 PM

  Simply Increase Family Wealth - Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth.  Every month that you pay your mortgage, you are paying off a portion of the debt that you took on to purchase your home. Therefore, you own a little bit more of your home every month in the form of home equity. As your home’s value increases you also … (0 comments)

jeff daley: Tale of Two Markets | Winfield Real Estate Arizona - 12/09/18 12:43 PM
Tale of Two Markets Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices! Inventory continues to rise in the luxury and premium home markets which is causing prices to cool. Demand continues to rise with lower-than-normal inventory levels in the starter and trade-up home markets, causing prices to rise on a year-over-year basis for 80 consecutive months. Read more about the Winfield Real Estate Arizona team.
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jeff daley: Scottsdale Real Estate Arizona | Luxury Valley Homes AZ - 11/28/18 11:06 AM
Scottsdale Real Estate Arizona - Current Home Sales - Scottsdale Information 
Scottsdale Real Estate Arizona is nestled in a moderate size city but enjoys the sophistication and amenities of a big city.
The City - Scottsdale AZ Scottsdale real estate Arizona - When it comes to unique experiences is one of the best, with options that include world-class museums, galleries, a renowned botanical garden, a butterfly wonderland, Aquarium, and the nation’s largest wilderness preserve. Scottsdale is also home to Old Town, known as the West’s most Western town and a throwback to the 1880's   Scottsdale’s Sonoran Desert is at your doorstep. Explore … (0 comments)

jeff daley: Females Invest in Real Estate Making It a Priority - 11/24/18 10:11 AM
 Females invest in real estate - Everyone wants a place to call home; a place that gives them a sense of security. We are currently seeing major interest from females who want to achieve this dream, and the numbers are proving it!  In 2018, for the second year in a row, single female buyers accounted for 18% of all buyers. In 2017, 60% of millennial women listed as the primary borrowers on mortgages were single. According to the 2018 Home Buyer and Seller Generational Trends Report by the National Association of Realtors, one in five homebuyers in the U.S. were single females … (1 comments)

jeff daley: Are homeowners renovating: To Sell or Stay - 11/14/18 12:56 PM

  Are homeowners renovating? - Over the past few years, two trends have emerged in the housing market: Home renovations have shot up Inventory of homes available for sale on the market has dropped   A ‘normal’ housing market is defined by having a 6-month supply of homes for sale. According to the latest Existing Home Sales Report from the National Association of Realtors, we are currently at a 4.4-month supply. This low inventory environment has many current homeowners worried that they would be unable to find a home to buy if they were to list and sell their current houses, … (3 comments)

jeff daley: Q3 home sellers netted $61K at resale - 11/14/18 12:35 PM
  Q3 home sellers netted $61K at resale - According to a recent report by ATTOM Data Solutions, home sellers who sold their homes in the third quarter of 2018 benefited from rising home prices and netted an average of $61,232. This is the highest average price gain since the second quarter of 2007 and represents a 32% return on the original purchase prices. After the Great Recession, many homeowners were left in negative equity situations but home price appreciation in the recovery period since then has given homeowners something to smile about. The results from ATTOM fall right in line … (0 comments)

jeff daley: 2 Myths Holding Back Home Buyers | Scottsdale Real Estate Arizona Team - 11/14/18 08:32 AM

   2 myths holding back home buyers - Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability,” which revealed that, “Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to homeownership. Thirty-nine percent of renters believe that more than 20% is needed for a down payment and many renters are unaware of low–down payment programs.” 2 Myths Holding Back Home Buyers Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the … (1 comments)

jeff daley: Maricopa County Parks Telling Residents - Take A Hike - 11/05/18 11:05 AM
Shhh, we have a secret to share with you! Has anyone ever told you that there is one day a year where it is perfectly acceptable to tell others to “take a hike?” Better yet, are you aware that this brazen day is fast approaching?
The Maricopa County Parks and Recreation Department is inviting the community to join them in recognizing National Take a Hike Day on Saturday, November 17, by telling everybody they know to “take a hike” in a Maricopa County regional park. To ensure everyone is able to join in on the fun, the department will waive the $7 … (0 comments)

jeff daley: Taking Fear Out of the Mortgage Process - 10/31/18 03:14 PM
 
  Taking fear out of the mortgage process - A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification.Taking Fear out of the Mortgage Process In order to qualify in today’s market, you’ll need a down payment (the average down payment on all loans last year was 5%, with many buyers putting down 3% or less), a stable income, and good credit history. Throughout the entire home buying process, you will interact with many different professionals who will … (1 comments)

jeff daley: Pentagon Sending Barricades, Helicopters With Troops to Southern Border - 10/29/18 12:27 PM
Pentagon Sending Barricades - Here in Arizona and other border states the news reports that demonstrations are taking place advocating for those walking to the southern border unobstructed passage.
Liberal politicians agree and some are proponents of no wall. Those that fail to have a medical examination prior to being released, or illegally enter the USA are doing so over the growing health concern over illegal immigrants bringing infectious diseases into the United States.
Approximately 500,000 legal immigrants and 80,000 refugees come to the United States each year, and an additional 700,000 illegal immigrants enter annually, and three-quarters of these illegal immigrants … (0 comments)

jeff daley: Buying Your Home Can Be Scary… Until You Know the Facts - 10/28/18 11:47 AM
 
Buying Your Home Highlights:Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts: 72% of buyers who purchased homes this year have put down less than 20%. 76.4% of loan applications were approved last month. The average credit score of approved loans was 727 in September. These are national statistics and your local statistics may vary.   Article: Buying Your Home is provided by Jeff Daley  [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]
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jeff daley: Home Values Where they Headed During the Next Few Years? - 10/28/18 11:15 AM
 
Home values - Because there are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. For contrast, we have gathered the most reliable sources to help answer these questions: Home Values Home Price Expectation Survey A survey of over 100 market analysts, real estate experts, and economists conducted by Pulsenomics each quarter.Zelman & Associates The firm leverages unparalleled housing market expertise, extensive surveys of industry executives, and rigorous financial analysis to deliver proprietary research, also advice to leading global institutional investors and senior-level company … (1 comments)

jeff daley: Buyers Market: Are We About to Enter It? - 10/23/18 02:16 PM
Are We About to Enter a Buyer's Market?
Buyers market - Home sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyers’ market after sellers have had the upper hand for the past several years. Is this really happening? The market has definitely softened. However, according to two chief economists in the industry, we are a long way from a market that totally favors the purchaser:Dr. Svenja Gudell, Zillow Chief Economist: “These seller challenges don’t indicate we’re suddenly in … (0 comments)

jeff daley: Scottsdale Restaurants | Rated 4 Star or Higher - 10/08/18 12:38 PM
Scottsdale Restaurants - Each of these restaurants listed below was rated by over one-hundred reviews and Butterfield had over 1,000 reviews. You’ll have to make up your own mind at how good these eateries are but at a minimum, you have some support in finding a good place to eat. Scottsdale has lots of chain restaurants that are also rated high but if you want to try something different the article will give you a start.
Scottsdale Restaurants Butterfield's Pancake House7388 E Shea Blvd, Scottsdale, AZ 85260-6466
480-951-6002  -  Website
Butterfield's has created a variety of breakfast specialties that will be served all … (0 comments)

jeff daley: Are You Ready? 10 Steps To Making Your Home Purchase Easy - 10/06/18 01:12 PM
Systematic Steps to Help You Buy Your Home
10 Steps to Home Ownership!1. Are You Ready?Are you ready? - Knowledge and experience are the keys to successful real estate transactions. Luxury Valley Homes contains an enormous amount of valuable information, and such data -- combined with the expertise, experience, and training of our local REALTORS® -- can be the essential keys to your success.
One of the keys to making the home buying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you … (1 comments)

jeff daley: Is There a Shift Happening in the Real Estate Market? - 10/01/18 03:39 PM
Housing inventory is up year-over-year for the first time in three years which means that home price appreciation will likely begin to slow. If you're looking to buy or sell a home, now is still a great time! Let's get together today to go over what this shift in the market means for you. [September 27, 2018]
 
Watch the short video on the Shift.
 
 
 
We are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year. The result will be many headlines written … (1 comments)

jeff daley: Is Housing Affordable? | Watch short Video - 09/24/18 11:47 AM
 Is housing affordable? -  As home prices continue to rise due to a lack of inventory, many people are becoming more concerned about housing affordability. Taking a look at NAR's Housing Affordability Index puts that concern to rest. Let's get together to go over your specific market and determine whether or not you are ready to buy today!
 
 
We already know the interest rates are creeping up. They’re up over a half a point and they’ll probably go at least another quarter of a point, maybe even a half a point before the end of the year. And if prices continue to go … (0 comments)

jeff daley: Rising Home Prices Help Build Family Wealth - 09/20/18 10:46 AM
Rising home prices - As home prices continue to appreciate, many potential buyers and sellers aren't sure what it really means for them. It's important to understand, however, that rising prices also means rising equity. If you're wondering what home price appreciation means for you, let's get together to discuss building your wealth today!
 
 
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Flooding damage - Floods are a common and costly natural hazard in Arizona. Whether caused by heavy rain, monsoons, or the remnants of tropical storms, the results of flooding damage can be devastating. While some floods develop over time, flash floods—particularly … (0 comments)

jeff daley: Flooding Damage | Are We at Risk in Scottsdale? - 09/17/18 11:43 AM
Flooding damage - Floods are a common and costly natural hazard in Arizona. Whether caused by heavy rain, monsoons, or the remnants of tropical storms, the results of flooding damage can be devastating. While some floods develop over time, flash floods—particularly common in the state—can occur within minutes after the onset of a rainstorm. Even mountainous areas are at risk for flash flooding, as higher grounds tend to funnel water down into canyons. Residents need to protect their homes and assets with flood insurance now, before a weather event occurs and it’s too late.
Many Arizona residents may be at an even … (0 comments)

jeff daley: Special Forces Part 1 - From Birth to Present Day - 09/10/18 03:42 PM
Special Forces Part 1 - From Birth to Present Day - The first Special Forces groups originated from an elite combined Canadian-American unit that fought in the Aleutians, Italy, and southern France. It was nicknamed the Devils Brigade, and formed on July 9, 1942, at Fort William Henry in Montana. Merrill’s Marauders is known for their 5 major battles and 17 skirmishes in the China-Burma-India Theater. 
The Marauders’ greatest feat was their march through miles of thick Burmese jungle in route to the capture of the vital airfield at Myitkyina. Decimated by disease and battle casualties, the Marauders were disbanded after the … (1 comments)

 
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