jeff daley: Maricopa County Parks Telling Residents - Take A Hike
- 11/05/18 11:05 AM
Shhh, we have a secret to share with you! Has anyone ever told you that there is one day a year where it is perfectly acceptable to tell others to “take a hike?” Better yet, are you aware that this brazen day is fast approaching? The Maricopa County Parks and Recreation Department is inviting the community to join them in recognizing National Take a Hike Day on Saturday, November 17, by telling everybody they know to “take a hike” in a Maricopa County regional park. To ensure everyone is able to join in on the fun, the department will waive the $7 … (0 comments)
jeff daley: Taking Fear Out of the Mortgage Process
- 10/31/18 03:14 PM
Taking fear out of the mortgage process - A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification.Taking Fear out of the Mortgage Process In order to qualify in today’s market, you’ll need a down payment (the average down payment on all loans last year was 5%, with many buyers putting down 3% or less), a stable income, and good credit history. Throughout the entire home buying process, you will interact with many different professionals who will … (1 comments)
jeff daley: Pentagon Sending Barricades, Helicopters With Troops to Southern Border
- 10/29/18 12:27 PM
Pentagon Sending Barricades - Here in Arizona and other border states the news reports that demonstrations are taking place advocating for those walking to the southern border unobstructed passage. Liberal politicians agree and some are proponents of no wall. Those that fail to have a medical examination prior to being released, or illegally enter the USA are doing so over the growing health concern over illegal immigrants bringing infectious diseases into the United States. Approximately 500,000 legal immigrants and 80,000 refugees come to the United States each year, and an additional 700,000 illegal immigrants enter annually, and three-quarters of these illegal immigrants … (0 comments)
jeff daley: Buying Your Home Can Be Scary… Until You Know the Facts
- 10/28/18 11:47 AM
Buying Your Home Highlights:Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts: 72% of buyers who purchased homes this year have put down less than 20%. 76.4% of loan applications were approved last month. The average credit score of approved loans was 727 in September. These are national statistics and your local statistics may vary. Article: Buying Your Home is provided by Jeff Daley [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container] … (2 comments)
jeff daley: Home Values Where they Headed During the Next Few Years?
- 10/28/18 11:15 AM
Home values - Because there are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. For contrast, we have gathered the most reliable sources to help answer these questions: Home Values Home Price Expectation Survey A survey of over 100 market analysts, real estate experts, and economists conducted by Pulsenomics each quarter.Zelman & Associates The firm leverages unparalleled housing market expertise, extensive surveys of industry executives, and rigorous financial analysis to deliver proprietary research, also advice to leading global institutional investors and senior-level company … (1 comments)
jeff daley: Buyers Market: Are We About to Enter It?
- 10/23/18 02:16 PM
Are We About to Enter a Buyer's Market? Buyers market - Home sales are below last year’s levels, home values are appreciating at a slower pace, and there are reports showing purchasing demand softening. This has some thinking we may be entering a buyers’ market after sellers have had the upper hand for the past several years. Is this really happening? The market has definitely softened. However, according to two chief economists in the industry, we are a long way from a market that totally favors the purchaser:Dr. Svenja Gudell, Zillow Chief Economist: “These seller challenges don’t indicate we’re suddenly in … (0 comments)
jeff daley: Scottsdale Restaurants | Rated 4 Star or Higher
- 10/08/18 12:38 PM
Scottsdale Restaurants - Each of these restaurants listed below was rated by over one-hundred reviews and Butterfield had over 1,000 reviews. You’ll have to make up your own mind at how good these eateries are but at a minimum, you have some support in finding a good place to eat. Scottsdale has lots of chain restaurants that are also rated high but if you want to try something different the article will give you a start. Scottsdale Restaurants Butterfield's Pancake House7388 E Shea Blvd, Scottsdale, AZ 85260-6466 480-951-6002 - Website Butterfield's has created a variety of breakfast specialties that will be served all … (0 comments)
jeff daley: Are You Ready? 10 Steps To Making Your Home Purchase Easy
- 10/06/18 01:12 PM
Systematic Steps to Help You Buy Your Home 10 Steps to Home Ownership!1. Are You Ready?Are you ready? - Knowledge and experience are the keys to successful real estate transactions. Luxury Valley Homes contains an enormous amount of valuable information, and such data -- combined with the expertise, experience, and training of our local REALTORS® -- can be the essential keys to your success. One of the keys to making the home buying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you … (1 comments)
jeff daley: Is There a Shift Happening in the Real Estate Market?
- 10/01/18 03:39 PM
Housing inventory is up year-over-year for the first time in three years which means that home price appreciation will likely begin to slow. If you're looking to buy or sell a home, now is still a great time! Let's get together today to go over what this shift in the market means for you. [September 27, 2018]
Watch the short video on the Shift.
We are beginning to see reports that more housing inventory is coming to the market and that buyer demand may not be increasing at the same pace it did earlier this year. The result will be many headlines written … (1 comments)
jeff daley: Is Housing Affordable? | Watch short Video
- 09/24/18 11:47 AM
Is housing affordable? - As home prices continue to rise due to a lack of inventory, many people are becoming more concerned about housing affordability. Taking a look at NAR's Housing Affordability Index puts that concern to rest. Let's get together to go over your specific market and determine whether or not you are ready to buy today!
We already know the interest rates are creeping up. They’re up over a half a point and they’ll probably go at least another quarter of a point, maybe even a half a point before the end of the year. And if prices continue to go … (0 comments)
jeff daley: Rising Home Prices Help Build Family Wealth
- 09/20/18 10:46 AM
Rising home prices - As home prices continue to appreciate, many potential buyers and sellers aren't sure what it really means for them. It's important to understand, however, that rising prices also means rising equity. If you're wondering what home price appreciation means for you, let's get together to discuss building your wealth today!
You may also like the article that follows: Flooding damage - Floods are a common and costly natural hazard in Arizona. Whether caused by heavy rain, monsoons, or the remnants of tropical storms, the results of flooding damage can be devastating. While some floods develop over time, flash floods—particularly … (0 comments)
jeff daley: Flooding Damage | Are We at Risk in Scottsdale?
- 09/17/18 11:43 AM
Flooding damage - Floods are a common and costly natural hazard in Arizona. Whether caused by heavy rain, monsoons, or the remnants of tropical storms, the results of flooding damage can be devastating. While some floods develop over time, flash floods—particularly common in the state—can occur within minutes after the onset of a rainstorm. Even mountainous areas are at risk for flash flooding, as higher grounds tend to funnel water down into canyons. Residents need to protect their homes and assets with flood insurance now, before a weather event occurs and it’s too late. Many Arizona residents may be at an even … (0 comments)
jeff daley: Special Forces Part 1 - From Birth to Present Day
- 09/10/18 03:42 PM
Special Forces Part 1 - From Birth to Present Day - The first Special Forces groups originated from an elite combined Canadian-American unit that fought in the Aleutians, Italy, and southern France. It was nicknamed the Devils Brigade, and formed on July 9, 1942, at Fort William Henry in Montana. Merrill’s Marauders is known for their 5 major battles and 17 skirmishes in the China-Burma-India Theater. The Marauders’ greatest feat was their march through miles of thick Burmese jungle in route to the capture of the vital airfield at Myitkyina. Decimated by disease and battle casualties, the Marauders were disbanded after the … (1 comments)
jeff daley: Selling Reasons For This Fall
- 09/04/18 02:00 PM
Selling Reasons Suitable for Thought Five reasons why listing your home for sale this fall makes sense. 1. Demand Is StrongThe latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase…and are in the market right now! In fact, more often than not, multiple buyers end up competing with each other to buy the same homes. Take advantage of the buyer activity currently in the market. 2. There Is Less Competition Now Housing inventory is still under the 6-month supply needed for a normal housing market. This … (1 comments)
jeff daley: Supply-Demand Will Determine Future Home Values
- 08/12/18 12:40 PM
Supply-Demand - Will home values continue to appreciate throughout 2018? The answer is simple: YES! – as long as there are more purchasers in the market than there are available homes for them to buy. This is known as the theory of “supply and demand,” which is defined as: “The amount of a commodity, product, or service available and the desire of buyers for it, considered as factors regulating its price.” When demand exceeds supply, prices go up. Every month this year, demand (buyer traffic) has increased as compared to last year and for the first five months of 2018, supply (the number … (1 comments)
Some Highlights: Real estate has outranked stocks/mutual funds, gold, savings accounts/CDs, and bonds as the best long-term investment among Americans for the last 5 years! The generations agree! Real estate is the best investment! Generation X leads the way with 37% believing in real estate as the top investment You may also like to read the following:
- We often talk about why it makes financial sense to buy a home, but more often than not, the emotional reasons are the more powerful or compelling ones. No matter what shape or size your living space … (0 comments)
jeff daley: Retirement - Will Your House Fit Your Needs When Your Ready?
- 07/25/18 04:55 PM
Retirement - As more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to adapt to your needs in retirement. RetirementAccording to the National Association of Exclusive Buyers Agents (NAEBA), there are 7 factors that you should consider when choosing your retirement home.1 1. Affordability“It may be easy enough to afford your home today but think long-term about your monthly costs. Account for property … (2 comments)
jeff daley: 4 Reasons To Buy A Home | Is Buying a Home a Good Idea?
- 07/17/18 11:42 AM
4 reasons to buy a home - We often talk about why it makes financial sense to buy a home, but more often than not, the emotional reasons are the more powerful or compelling ones. No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain scent or a favorite chair, the emotional reasons why we choose to buy our own homes are typically more important to us than the financial ones. 4 Reasons To Buy A Home1. Owning your home offers you the stability to … (0 comments)
jeff daley: Lack of Inventory - How it impacts the Housing Market
- 06/23/18 01:37 PM
Lack of inventory - The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up, home sales are up, and distressed sales (foreclosures and short sales) have fallen to their lowest points in years. The market will continue to strengthen in 2018. However, there is one thing that may cause the industry to tap the brakes: a lack of housing inventory. Buyer demand naturally increases during the summer months, but supply is not keeping up. Here are the thoughts of a few industry experts on the subject:Lawrence Yun, Chief Economist at National Association … (1 comments)
jeff daley: Homes are More Affordable in 44 out of 50 States
- 06/23/18 08:35 AM
Homes are more affordable - With both home prices and mortgage rates increased this year, many are concerned about a family’s ability to purchase a major part of the American Dream – its own home. However, if we compare housing affordability today to the average affordability prior to the housing boom and bust, we are in much better shape than most believe.
In Black Knight’s latest monthly Mortgage Monitor, they revealed that in the vast majority of the country, it is actually more affordable to purchase a home today than it was between 1995 to 2003 when looking at mortgage payments (determined by price and interest rate) … (0 comments)
Shhh, we have a secret to share with you! Has anyone ever told you that there is one day a year where it is perfectly acceptable to tell others to “take a hike?” Better yet, are you aware that this brazen day is fast approaching?
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