Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2008 

Good Faith Estimates......  When you shop for a mortgage, does your loan officer give you a copy of the good faith estimate?  Do they even give you this good faith estimate form when you apply for your mortgage?  I only bring this up because I just spoke to my 5th client in as little as 45 days ...
02/29/2008
  Networking, networking, and networking......  What does it all mean?  In my opinion, you need to be open-minded about new ideas and attack them before everyone else jumps on the bandwagon.  You also need to be consistent in who you network with on a weekly or monthly basis. Lastly, you need to...
02/28/2008
   Nehemiah, AmeriDream, and any other down payment assistance program(s) could be ending by the end of March. March 28th to be exact. Does this mean time is running out? It certainly looks like it. If you are in the process with a lender now, you better be on top of them, that they have your loa...
02/26/2008
      Have you jumped onto the blogging bandwagon? Have you incorporated blogging into your business plan? It shouldn't matter if you are busy or slow, because blogging should be a part of your 2008 business plan. The NAR says that 80% of the people first shop online for information when it come...
02/25/2008
  Okay, so you have $200,000 sitting around and you feel like investing it in a home or two. Sounds like a wise investment, only if you plan on flipping the home.  Kent Simpson talks about the abundance of cash buyers in some areas. Read this for more info : If There's A Recession On---Why Are Th...
02/24/2008
  We have heard many market reports that 2007 was bad and that 2008 might be worse. For some, 2008 has been a great start, but has slowed down. Do you have a game plan for 2008?  Do you have a business plan?  Or are you just putting your head down just praying that it gets better?   There are ma...
02/23/2008
How many of you out there start your search on the internet when it comes to buying a home or refinancing your current home?  You do a few weeks of research trying to find that lender or real estate agent that not only gets back to you in a timely manner, gives you good information, but that you...
02/22/2008
    The mortgage process, whether you are applying for a FHA mortgage or a convnetional mortgage, the process should not be as difficult as it appears more times than none. After over 15 1/2 years in the mortgage industry, I just don't understand why some loan officers just don't learn the basic...
02/21/2008
  The good old Good Faith Estimate....  it could sometimes be your worst enemy, depending on the loan officer and how they actually fill it out. It doesn't matter if you are applying for a FHA mortgage or a conventional mortgage, all good faith estimates should be accurate. I have seen many loan...
02/20/2008
  Okay, the stimulus package has been approved.  The President signed the Stimulus Package about a week ago. Part of this bill included HR 5140, which talks about the new FHA loan limits.  The FHA loan limits are suppose to hit a ceiling of $729,750, but when will this go into effect? There were...
02/19/2008
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Jeff Belonger

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