Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2008 

After being in the mortgage business for 15 1/2 years, to many loan officers don't ask the appropriate questions in the first 10 to 15 minutes of interviewing the consumer. The main concern that the consumer has and usually asks first is what the lender's rate is. And because so many loan office...
03/30/2008
    I know some loan officers will debate that conventional mortgages can be better than FHA mortgages, but I always thought that real numbers always outweighed opinion. Aren't real facts correct over opinion?  As long as these figures are accurate, right? Yes, conventional mortgages are better i...
03/29/2008
    Transparency in my opinion is an abused word or misunderstood. I would have to assume that there are two different ways to define transparency when it comes to mortgages, may it be Conventional, VA, or FHA mortgages. Here is one definition that I hear from some mortgage lenders in today's mar...
03/28/2008
  I had received an e-mail from a consumer yesterday, who has been reading a few of my blogs. She told me that they were suppose to have gone to settlement on the purchase of a new home on March 11th. They went with the realtors suggestion of using their lender. This happens to be a national rea...
03/15/2008
May your loan be a FHA mortgage or a Conventional mortgage, I am finding many loan officers not prepping their clients with knowledge. I have been in the mortgage industry for over 15 1/2 years now and for some reason it seems like it has been sloppier on the loan officers side of things when sp...
03/13/2008
  This might be odd since I am posting this in a blog, but I received this e-mail today from a consumer.  I tried e-mailing her, but the e-mail bounced back.  If you sent me this e-mail, please call me.  Subject: Help Me Please!! Hi Jeff! I've been reading your blog and website and I'm hoping you...
03/12/2008
Welcome class..... After reading many blogs and advertising on the internet that talk about "best rates", "no closing costs", "little closing costs", "7 day closings", "hard to close loans", etc, etc..., I decided to give a brief and basic list of what you should be asking. These are also things...
03/10/2008
  Has the real estate market been your wheel of misfortune? Have you been made promises after promises? Have you bought into the hype of what one company or person might promise you, but at the very end, it's not even close to what they promised? Does a realtor promise you a high listing price, h...
03/09/2008
  Wow.... so much going through my mind as I begin to write this. What is making me jump out the plane without a chute, knowing that I will allow anyone to read this?  Because blogging can be therapeutic in so many ways. I love to share and most of all, I love when people get to know the true me,...
03/08/2008
    With yesterdays news that the new FHA loan limits were increased, and that Judge Lawrence K. Karlton upheld Nehemiah's motion against all down payment assistance programs to be banned, it's been a very good week in the mortgage industry.  Here is part of the letter from Scott Syphax (Presiden...
03/07/2008
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Jeff Belonger

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