Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2009 

  And the borrower screamed out from on top of Mount Olympus, "I want the cheapest mortgage, with no points and no costs."  The gods then just chuckled and said, No problamo, you want the infamous "no cost" mortgage or the "no closing cost" mortgage. It sounds cheap, but it comes with a higher p...
03/30/2009
  First Time Homebuyers - In my opinion, this is one of the best times to buy in the last 10 years. Here are a few reasons why. Home values are down 10% to 15% in many areas Many foreclosures to choose from, possibly getting a better deal Mortgage interest rates are just about the lowest in 25 ye...
03/28/2009
  Okay, when is the government when are we spending the next hundred billion? Maybe the next trillion.  If anyone is a true money geek, they will see that the major spending on mortgage backed securities has lowered interest rates and kept them low. But..... they have gone up since last week, at ...
03/27/2009
    Can lower mortgage interest rates play tricks on your mind? Does it help when the government advertises that they want to lower the interest rates to the low 4's? Are you sitting on the fence, waiting for these promises to happen? Here is a great example of how you might do yourself some wron...
03/26/2009
  As some of you have heard, the Federal Reserve is buying up 10 year notes and mortgage backed securities at record levels. What does this mean?  Much lower mortgage interest rates.  Will this be good? Many think so, but I don't see it helping. I'll explain in a few. Here is what Bloomberg repor...
03/18/2009
    Mr. Ben Bernanke is considered the 4th most powerful man in the world in the banking sector and can at times operate independent of the President of the United States. Not sure if you watched the 60 minutes interview of Ben Bernanke. I was impressed because he seems down to earth, humble, and...
03/16/2009
    FHA loans - Mortgages keep changing because of the economy. Just a few days ago, HUD put out mortgagee letter 2009-08, that states a major change in cash-out loans. This change has been talked about since November of last year and it's now official. The main reason is because of the deterior...
03/15/2009
  How many of you make guarantees and or promises? We are all human and I think this is easy to do, because we just want our client or potential client to feel at ease. We want them to feel comfortable and in a tough situation, we want them not to worry. But how many out there, when it comes to m...
03/09/2009
  How many times do we see advertisements that seem too good to be true. How about the small print that you don't pay attention too. How about the sales person that is more worried about telling you what you want to hear, rather than what they should be telling you. This happens more times than o...
03/06/2009
    All About Mortgages & Real Estate -  Please join me live, Jeff Belonger, on my radio show tomorrow. Topics of Discussion : Thoughts & Opinions about the 2009 Stimulus Package & the latest episode about AIG. A brief overlay in regards to the changes in credit scores for FHA loans and what is s...
03/04/2009
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Jeff Belonger

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