Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2009 

    BUYER BEWARE of Tax Credit   The first time homebuyers tax credit of $8,000 has been approved by HUD for all FHA loans. But don't get too excited too quickly. If you get a chance to read the mortgagee letter, ML 2009-15, it states that you can't use this tax credit for the required down paym...
05/29/2009
  Memorial Day   - How many of us truly know what Memorial Day is and what it stands for?  Besides that extra day off, that many of us celebrate it with friends and family. Do you know that today is a day to honor all of those men and women that died while serving in the military. It's not suppos...
05/25/2009
    Good Faith Estimates  - Extremely important message below!!!   If you are a consumer looking to purchase or refinance, this is a must read. It could cost you thousands if you don't pay attention. This is not a threat, but a warning from someone that has over 16 years of experience in the mort...
05/19/2009
    How hard it is to pre-qualify or pre-approve a borrower now than it was 2 years ago?  Some would say much harder. I would agree and disagree. Here is why.... Let's put aside the appraisal issues, the mortgage insurance issues, credit scores, and several other factors, because those would be s...
05/18/2009
    Topic : $8,000 tax credit for first time homebuyers - And no, I am not trying to beat a dead horse. This post is timely and very important because of the comments and e-mails that I have been receiving. I want to share with you a list, the legal ways that the borrower can receive these monies...
05/17/2009
    Clarification before you read : Yes, you can use the tax credit as part of your downpayment. I have stated this before. If it comes from non-profit organizations or Federal, local, or state agencies. I mentioned this in my other blog, in the bullet points . But just from the few comments and ...
05/16/2009
    2 DAYS LEFT – Come join the FUN !!!     UPDATE :  I am reblogging this again, because the original deadline was May 10th. Yet we only had 1 entry. The new deadline is May 17th.  This is the fourth contest for newbies that I have held and we always got more than 7 or 8 entries. I am semi confu...
05/15/2009
  The $8,000 first time homebuyers TAX CREDIT - HUD has saved the day. Well, okay, it saved it for a day. It's gone now, recinded, at least for now. Everything that you have been reading about yesterday, about FHA/HUD putting out mortgagee letter 2009-15, it's no longer there. Tom Burris had not...
05/14/2009
PEOPLE... please read this.  Most of what is stated is opinion, not fact.  I am not trying to throw anyone under the bus, but I am all about information and not misinformation. And I am not the only one that thinks this. Please read the comments here : Comments on the original blog. This person t...
05/13/2009
UPDATE :  I am reblogging this again, because the original deadline was May 10th. Yet we only had 1 entry. The new deadline is May 17th.  This is the fourth contest for newbies that I have held and we always got more than 7 or 8 entries. I am semi confused, because we have a lot more new members...
05/12/2009
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Jeff Belonger

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