Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2009 

  ADVERTISING – Those ads that seem too good to be true.     I have been in the mortgage business for 17 + years.  I have seen so much advertising when it came to mortgage companies and how many of the ads were misleading or just flat out lies.  Those companies advertising low rates that didn't h...
09/29/2009
  Who is upset by those that say they care about us, but actually don't care.  Their sites are set on the ALMIGHTY dollar. How many proclaim to be your friend, giving good advice. I am speaking about those that have their own talk shows, web sites, etc, etc. Below, Lewis Poretz gives what I think...
09/25/2009
  How many of us truly have a business plan? How many of us are still afraid of the internet? How many of us don't utilize the internet as they should? I am sure marketing dollars are tight for many of us. How do you target your marketing dollars. Keeping in mind, time is money.  So how do you u...
09/23/2009
  HUD released a new mortgagee letter on September 18th, 2009, mortgagee letter 2009-28, that is titled Appraiser Independence. HUD wanted to clarify a few things in regards to FHA loans and adopt some of the guidelines from the HVCC guidelines for conventional loans. HVCC - Home Valuation Code o...
09/21/2009
    FHA loans seem to be one of the main choice of mortgages in the last 12 months or so. There are many reasons for this. And FHA loans will definitely be the main choice for anyone buying a condo now. More on that later.. What I hate hearing is that FHA mortgages have taken the spot of the subp...
09/19/2009
  The average family wants to buy a home, but at what costs? At what cost to us, the American Tax Payer. The First Time Home Buyers Tax Credit is about to expire in 2 1/2 months, but now there are many urging for it to be extended. Have we looked at all of the facts? I am sending you all to a blo...
09/17/2009
  There has been a lot of buzz about extending the First Time Homebuyers Tax Credit. Why?  For two reasons... Because the $8,000 Tax Credit expires on November 30th, 2009. And because many have stated that these tax credits have stimulated the housing market and our economy.   We have heard menti...
09/16/2009
  Yes, credit guidelines have gotten tougher, but NO, you don’t need a 700 credit score.     Here we go again, with realtors making things sound semi easy. There was a question on Trulia last week, and the buyer said that they heard that you needed credit scores of 700.  And what do you do if you...
09/15/2009
    FHA Loans – FHA Mortgages Non Occupanying Co-Borrower loans - Kiddie Condo loans       FHA loans have many features that still aren't talked about as much as one would think, because they are still fairly new to more than have of the loan originators out there. Now, some might argue half is v...
09/12/2009
  Do you remember where you were when first hearing the news? What was your first thoughts?  I still remember to this day, exactly where I was. I was at a red light, just about to make a left turn, about 500 yards from my office. My first thought was what kind of idiot would fly that close and hi...
09/11/2009
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Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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