Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2010 

    Wanting the best deal is usually on most peoples minds when heading into a purchase of any type. We all love deals, sales, getting the best. And sometimes to brag about such deals.  Back in 1993, I still can remember a Veteran that wanted a VA loan, yet we had to try to put him into a FHA loa...
08/30/2010
  The highway informational system gone wrong again?  There has been talk of blogging dying in the last year and now even so much as being dead now. Is this true? How can this be?  The internet is full of blog sites, people blogging left and right. Teresa Boardman wrote this post the other day wh...
08/28/2010
  The President officially signed Bill H.R. 5981 on August 11th, 2010 which became public law.  I wrote about the actual changes to FHA loans and how it will affect borrowers as of October 4th, 2010.  Please read :  Bill H.R. 5981 passes - FHA Mortgages to increase it's annual mortgage insurance ...
08/27/2010
  Shop till you drop - this might not be wise advice when shopping for a mortgage   I wanted to bring up this topic because it still happens more than it should. I know we all want the best deals, but anyone can make general promises on the phone or on paper. Shopping for a mortgage in New Jersey...
08/26/2010
    Just last week, Assistant Secretary for Housing and Federal Housing Commissioner David Stevens announced that FHA was changing their annual mortgage insurance plan. - FHA announcement - I wrote about it here : HR Bill 5981 - FHA mortgage insurance. We now have some groups and people announcin...
08/10/2010
  FHA first proposed the monthly mortgage insurance changes in the beginning of 2010. Bill H.R. 5981 was first passed by the House in the spring and was just passed by the Senate the other day.  What does this bill do for FHA mortgages? They have projected that it will yield approximately $300 mi...
08/06/2010
  Facts & Numbers vs Assumptions - Part 2     I love what I do and I love crunching numbers, sometimes being creative and finding a way to maximize my clients cash assets, putting them in a good financial position for years to come. Meaning that I like to act like a financial planner, making sure...
08/05/2010
  Planting Seeds in the Borrower's Head - Part 1   In regards to the world of mortgages, can one be more confused now then ever before? You betcha...  As many of us know, FHA is now trying to reduce the seller concession from 6% to 3%. I wrote about it here : HUD seeks public comment on 3 issues ...
08/03/2010
  Sellers, don't accept offers from a buyer with FHA financing. Wait, don't accept offers with VA financing. Wait, don't accept offers with conventional financing. Gee, you might as well wait around for a cash buyer. FHA loans are not a bad thing. It could just be that your listing agent isn't fa...
08/01/2010
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Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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