hard money loans: FHA & Mortgages..... when do you throw your hand (cards) in? -- Part 1
- 06/07/07 12:56 PM
Client : "It's been 5 months and I am still waiting to close my loan." You think to yourself, who gives a lender that long of a chance to close their loan. Purchase or refinance. I know we all should not be quick to judge, because things can happen. But how many chances do you give someone? How many broken promises do you hear until you decide to seek other help or advice. In reality, how long do you actually wait? I work with about 5 to 8 clients per year that go through this same dilemma. They come to me … (19 comments)
hard money loans: You went to another agent because I didn't get your e-mail? The Importance of Communication -- E-Mails vs Cell Phones
- 04/20/07 06:43 AM
The death of e-mail. Can it lose you business? Why do I say this? What happens if your server goes down? Yes, it can happen. It just happened to me which brings me to this post and what could have happened. Every client, may it be the consumer or a realtor that I am building a relationship with, I always tell them if it's truly an emergency, please call me on my cell phone. Gee, what kind of emergency can there be? I use to have friends that made fun of me when I first got into the business in 1992 while … (34 comments)
hard money loans: The difference between a Pre-Approval and a Pre-Qualification letter.
- 04/10/07 12:49 PM
Do you know the difference, as a consumer or even as a realtor? It can be deceiving when shopping for a home, because you might think that you are fully approved, but you aren't. Why doe this matter? There are several reasons why. Pre-Qualification Letter Just a standard letter by the lender stating that they have either verified your information over the phone or from your originals. The loan officer will review the information, anything from credit, to income, and with regards to assets. They then will place you in a certain program and go over the details with you. Usually … (30 comments)
I just want to educate people about mortgages and the process.
In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.
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