william e lewis jr associates: Paint It Broward – Free Paint for Residents - 07/28/11 05:15 AM
In tough economic times, homeowners cannot afford to pass up free paint and a potential savings of several hundred dollars.  Between record foreclosures, high unemployment, and rising food and gas prices, the “Paint it Broward” program has hit all-time records in paint distribution county-wide. 
“Paint it Broward” is an initiative of Broward County’s Waste and Recycling Services allowing residents throughout the county to receive up to twenty gallons of high-quality recycled latex exterior paint yearly for residential projects.
Latex paint collected through the Household Hazardous Waste (HHW) Collection Program is transported to a paint manufacturer where it is recycled into high-quality … (2 comments)

william e lewis jr associates: Foreclosure Defense: Dead Man Served with Foreclosure Papers - 05/23/11 11:02 PM
Foreclosure defense attorneys have long alleged that process servers occasionally file false affidavits in support of personal service in foreclosure matters.  Some homeowners are defending themselves stating that mortgage lenders did not serve them properly.
Contrary to the sworn affidavit of process server Robin Lucas-Peters on one local foreclosure case, the homeowner was not served at all.  Having died on August 4, 2010 "personal service" upon him on April 21, 2011 was simply not possible. 
"It's equivalent to perjury," said Andrew Dinnerstein, the Sunrise attorney representing the family of the deceased.  "The system is being abused to such an extent that … (1 comments)

william e lewis jr associates: Few apply for foreclosure assistance money - 04/29/11 11:43 PM
The opportunity to receive up to $12,000 in financial assistance to avoid foreclosure has not been much of a success in Florida.
Florida is one of five states hit hardest by the foreclosure epidemic. Notwithstanding attorney general investigations into alleged foreclosure mills, the demise of attorney David J. Stern and the temporary slowdown of foreclosure filings, there are still thousands of Floridians in danger of losing their home.
Designed to assist approximately 40,000 homeowners, only 9,439 applications were submitted in the first week of the state's Florida Hardest-Hit Fund $1 billion mortgage-assistance program. This is a comparatively low turnout compared with … (2 comments)

william e lewis jr associates: Reyes Law Group hosts free foreclosure defense seminar - 04/28/11 06:33 AM
Step Up Florida, a community outreach program presented by the Reyes Law Group, invites you to their first foreclosure defense seminar on May 1st at the Renaissance Hotel in Plantation.  The Seminar will be held in English from 11am to 2pm and in Spanish from 3pm to 6pm. 
Renowned Foreclosure Defense Attorney Carlos Reyes will be the keynote speaker educating the community on their rights as homeowners. 
"With the state of the economy, the unemployment situation, and of course the housing crisis, I have decided to dedicate my time and efforts to helping our friends and neighbors stay in their homes," … (1 comments)

william e lewis jr associates: Strategic default and the FICO credit score - 04/23/11 11:30 PM
One of the major distinguishing factors between a strategic default and any other mortgage default is that a strategic default is a deliberate business decision. The homeowner has the ability to make payments but simply decides not to because the property value is less than the balance owed on the mortgage.
These defaults take lenders by surprise as borrowers often have excellent credit histories and meet all of their other financial obligations.
Considered a viable strategy for managing troubled assets in an era of record foreclosures, high unemployment and government bail-outs, millions of Americans are considering strategic default or strategic foreclosure. … (0 comments)

william e lewis jr associates: Grocery Shopping in Tough Economic Times - 03/19/11 11:32 PM
We have all heard the saying, "Nothing in life is free." What if you could purchase groceries, toiletries and household goods at deeply discounted prices? Coupon shopping can do that. Anyone can become a great coupon shopper.
In tough economic times, Americans have become frugal while shopping. Concerned about the rising cost of food, high unemployment, and the foreclosure epidemic, consumers are seeking more "bang for the buck." Consumers are clipping more coupons and saving more dollars.
Coupons are a quick and simple way to save money at the grocery store. According to the Promotion Marketing Association, spending 20 minutes a … (1 comments)

william e lewis jr associates: David J. Stern Foreclosure Mill Out-of-Business - 03/07/11 03:30 AM
Amid civil and criminal investigations into fraudulent documents filed in Florida courts, the once powerful foreclosure attorney, David J. Stern, is out of business.DJSP Enterprises, the publicly traded firm that handled Stern's back-office paperwork, filed a disclosure today with the Securities and Exchange Commission that the Law Offices of David J. Stern would be closing on March 31, 2011.Before the Florida Attorney General's Office announced an investigation into the method in which Stern and DJSP Enterprises handled foreclosure matters, they had more than 1,200 employees.  Over the last sixty days, that number has dwindled to less than 50.
The law firm's … (0 comments)

william e lewis jr associates: Food Stamp Eligibility in Florida - 02/19/11 10:13 PM
As of November, 43.6 million Americans, or more than 14 percent of the population, collected food stamps to purchase groceries as tough economic times continued. The number of recipients was up 0.9 percent from October, according to a recent report of the US Department of Agriculture. Compared to a year ago, the number of people receiving food stamps was up 14.2 percent.
Formerly known as the Food Stamp Program, the Supplemental Nutrition Assistance Program (SNAP) is the government's anti-hunger initiative helping Americans maintain a nutritionally adequate diet. More than 75 percent of food stamp participants are in families with children, while … (0 comments)

william e lewis jr associates: Valentine's Day pressure is being relieved - 02/12/11 09:29 PM
For most people, Valentine's Day is a day of affections and confections, a day of kisses, candy, flowers, diamonds and the perfectly worded greeting card. A day in which we celebrate love, men are expected to pull out all the stops.
In tough economic times, purchasing lavish or extravagant gifts for that special someone may have become difficult. While every woman dreams of diamonds and other jewelry for that once-a-year occasion, reminders of credit card bills from Christmas gifts loom.
Just like Christmas is about more than gifts, so too is Valentine's Day but with a deeper meaning. The day in … (0 comments)

william e lewis jr associates: Managing Your Online Reputation - 01/29/11 10:18 PM
What is your good name and reputation in the community worth? Are you being represented correctly on the Internet through the Google, Yahoo, Ask, AOL or Bing search engines?
Not sure how you rate on the search engines? Go ahead and check the first 20 listings on Google. Depending on how common a name you have, the results are likely to produce links to your Facebook, LinkedIn, Naymz, Twitter, MySpace or other social networking accounts. You may also find some embarrassing details or skeletons from your past or something totally inaccurate.
More and more individuals are searching cyberspace and the online … (1 comments)

william e lewis jr associates: Do you have money waiting to be found? - 01/15/11 09:39 PM
You may be just a mouse click away from learning if the state has lost treasure in your name. Chief Financial Officer Jeff Atwater's Department of Financial Services holds unclaimed property accounts valued at more than $1 billion.
Between record unemployment, the increasing use of food stamps, emergency cash assistance and government subsidies, Floridians are turning to the Internet in search of missing or unclaimed property. With over $33 billion in unclaimed funds nationwide, the most popular search terms on Google, Yahoo, Bing and AOL are "missing money" and "unclaimed funds." Even social networking sites like Facebook and MySpace have pages … (0 comments)

william e lewis jr associates: Foreclosure fraud: AG releases critical report - 01/08/11 11:31 PM
One day after a reported settlement between Bank of America, JP Morgan Chase, Citigroup, Wells Fargo and Ally Financial with attorneys general across the U.S. in the foreclosure epidemic, Florida Attorney General Pam Bondi released a highly critical presentation detailing legal issues surrounding the crisis.
The presentation, titled "Unfair, Deceptive and Unconscionable Acts in Foreclosure Cases," was provided by the attorney general's economic crimes division during an early December conference of the Florida Association of Court Clerks and Comptrollers as an overview and was not representative of any specific misconduct.
The comprehensive presentation was compiled in exploration of foreclosure malpractice and … (0 comments)

 
Jennifer Lewis (William E. Lewis, Jr. & Associates)

Jennifer Lewis

Dania Beach, FL

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William E. Lewis, Jr. & Associates

Office: (954) 337-1530



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