capecoraltitlecompany: I Found a Buyer, Now What?
- 02/19/16 04:50 AM
As a seller your main goal is to obviously sell. So once that goal is finally achieved and you’ve accepted your buyer’s offer then you may think that your job is done. Wrong! Actually there are still a few things left.
For example, the seller must collect what is referred to as earnest money. Earnest money is really just a way of showing that the buyer has serious intentions while they place 1%-2% of their offer amount down. As the deal proceeds, then that earnest money becomes a piece of the buyer’s down payment. If the deal falls through for a legitimate … (0 comments)
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capecoraltitlecompany: Home Histories: Closing the Deal or Killing the Sale?
- 02/12/16 04:37 AM
You’ve snuggled up to the films about creaking homes with a mysterious past, but what about when something like that has happened in a home you are looking at? How would you feel about that property? Studies have shown that buyers aren’t likely to pay the asking price for a property that has experienced some sort of fatal or fatally related event.
These properties do not just include homicides or suicide but also locations in which criminals have resided. Depending on your state, these details are not always immediately disclosed. In addition to this, Trulia has researched and proven that properties in … (0 comments)
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capecoraltitlecompany: How Does My Credit Relate to My Mortgage?
- 02/12/16 04:32 AM
Are you ignoring your credit report? Gaining a clear understanding of your credit in combination with how credit actually works can save you a lot of time and effort trying to make up for previous financially based mistakes that could have been avoided.
First and foremost, a credit report is calculated in consideration with your payment’s history, new versus old credit, different types of credit, and so on. However, there is a misconception that credit only concerns what has been paid off recently. For example, if you have stacked up a considerable amount of debt over time and then one day pay … (1 comments)
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capecoraltitlecompany: Are There Different Types of Title Insurance Policies?
- 02/09/16 12:02 AM
Yes, in fact there are two different types of title policies; owner’s and lender’s policies.
Owner’s Policy
An owner’s policy protects the policy acquirer for the price of the purchased property if issues surface after you’ve bought your property. This policy ensures your protection through the point you decide to sell your home.
Lender’s policy
Upon taking out a loan in order to buy property, your lender may ask that you buy a special type of title insurance commonly referred to as a lender’s policy. This sort of policy is meant to protect the lender only if any problems are to come up after … (1 comments)
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capecoraltitlecompany: What Do You Need to Know about Title Insurance?
- 02/03/16 01:58 AM
One of the biggest investments you’ll likely make is when you decide to purchase a home. Not only does it affect your current financial state, but your finances for years to come. It is critical to protect your investment from any future discrepancies like title defects or liens. The National Association of Insurance Commissioners (NAIC) offers insight on the coverage that can be of use to you. This is commonly referred to as title insurance.
Title Insurance, what’s that?
Title insurance is basically an insurance policy that protects you from issues proposed against your title. Liens, lost files, old relatives claiming rights and … (1 comments)
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capecoraltitlecompany: A Buyers Guide to Fort Myers Title Insurance
- 02/01/16 11:36 PM
Obtaining title insurance in the state of Florida is in your best interest. Title insurance guarantees your ownership rights throughout the entire ownership of your home. Unfortunately, a few homeowners are under the misconception that title insurance is a rip-off because they feel that it is a one-time search. However, this search guarantees the protection of your home, investment, and even your finances.
So What Could Threaten the Ownership of a Home?
A tax lien
Misattributed property lines
Missed payments to the HOA (subdivision lien)
Spouses or relatives claiming property rights
These aren’t the only examples that could threaten one of your largest investments, there are even … (0 comments)
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capecoraltitlecompany: Why Is My Title Company Important After Closing
- 01/25/16 05:15 AM
So it’s your first closing, you’re focused on receiving your keys and finally enjoying the moment of walking into your new home for the first time! It’s exciting and the rewarding experience you’ve been looking forward to. A few weeks go by and you receive word that there was an overlooked property fee due from closing. So, naturally, you decide to give your title company a call to get a better understanding of what exactly is going on. After a couple of attempts they assure you that they will get back to you with an answer. However, after a considerable amount … (0 comments)
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capecoraltitlecompany: How Do I Get My Keys at My Closing?
- 01/25/16 05:09 AM
One of the most uplifting components of purchasing property is being able to jingle your new shinning keys. Fort Myers Title Company, Title Junction understands that and loves to see agents present buyers with that moment. However, many buyers seem confused when they walk into a title company and aren’t given the keys.
Despite the many services your title company may provide you, it is your agent’s job to ensure you are handed the keys on your desired date. If there is an instance that prohibits your retrieval of those keys on the day of closing, that still is in concern to … (2 comments)
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capecoraltitlecompany: How Much Do You Deserve to Know?
- 01/15/16 01:08 AM
If you were to purchase a luxury home and didn’t want anyone to know that your name was directly tied to it, you could purchase it anonymously through a limited liability company. Though many people may be confused by this idea, it is actually practiced by many especially within Miami-Dade County. However, recently the United States Treasury Department made the announcement that they are wanting to install a new rule that obliges title insurance companies to recognize cash buyers in Miami making a purchase of at least 1 million with a shell company. As many real estate transactions increase through shell … (1 comments)
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capecoraltitlecompany: What Questions Should I Be Asking My Realtor?
- 01/08/16 12:49 AM
So you’ve made the wise decision in hiring a real estate agent for your next property purchase. In most cases realtors make real estate transactions much easier due to their knowledge of the market, the industry and their overall understanding in the real estate industry. However, with so many advertisements and realtors to choose from, how can you be sure that you’re picking the right one? Your Fort Myers Title Company has a few questions for you to ask your next possible realtor.
How long have you been in the real estate industry? Though this is a very … (2 comments)
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capecoraltitlecompany: Why Is Location Significant When Purchasing a Home?
- 01/08/16 12:00 AM
When homeowners first make the decision to sell their home they oftentimes dream up ways on how to make their property look the nicest especially in comparison to possible competitors. Sellers may re-apply wallpaper, rearrange furniture, or install new appliances. However, what most buyers and sellers forget is that the true essence of home value lies within the location of the property. This is extremely helpful to keep in mind when looking at properties in the very first place. Those in the real estate industry cannot stress enough – You are not just buying a home, you are investing in a … (0 comments)
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capecoraltitlecompany: Fort Myers Title Company Corrects Credit Score Gossip
- 01/07/16 11:54 PM
Your credit score is involved in nearly any major purchase that you make – which creates a track record that many people are either very proud of or maybe a little afraid of. Through the credit score buzz though, what is really true and what is just gossip?
#1. “My credit score will take off as soon as I begin paying off my debts.” Remember, your credit score is your personal record, this includes everything currently and especially in the past. So, if you missed or were late on a payment that won’t go away. Beginning now to pay off loans on … (0 comments)
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capecoraltitlecompany: Safety Tips for Realtors
- 01/07/16 11:47 PM
As much as we would all like to continue repeating the cliché phrase of “it won’t happen to me”, the daily news stories we hear each and every day are very real. Not to mention, there are plenty of situations and risks that we don’t hear of every day. When working in a field that deals with both a variety of customers and locations, this risk consequently increases. So, what can you do as a realtor to ensure your safety throughout the course of your career? Title Junction brings you a few tips to consider.
- - Avoid wearing … (0 comments)
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capecoraltitlecompany: How Will Drones Influence Real Estate?
- 01/07/16 11:13 PM
There has been an incredible amount of buzz in relation to the new innovative drones. These futuristic looking machines zoom throughout airspace delivering video and/or photographic content to the owner. Though many laws and regulations have banned these flights, there have been many exceptions. Of course whenever a new piece of technology is on the rise your Fort Myers Title Company can’t help but wonder, “How will this influence the real estate industry?”
Well, photography plays a very important role in real estate advertising. Capturing just the right angle on a home may just give yourself a few prospective buyers. The new … (1 comments)
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capecoraltitlecompany: 4 Questions to Ask Before You Sell Your Home on Your Own
- 12/27/15 11:27 PM
Choosing the For Sale by Owner route can be rewarding but extremely challenging. Before making this decision, ask yourself a few of these questions so that you are prepared for the process that hopefully leads you to your next real estate transaction.
How Will You Market Your Property? Think about it – yes you certainly can market your property between family and friends but do you have any connections within the real estate industry in order to properly distribute your properties’ details to prospective buyers? In addition to this, even if the correct research is done for online promotion, some websites will … (1 comments)
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capecoraltitlecompany: Why Is My Real Estate Contract Important?
- 12/27/15 11:19 PM
Prior to officially purchasing a home, a contract is required in which states that both buyer and seller are in agreement. Though a lot of communication is verbal between these two parties, a verbal contract will not suffice in order to proceed with a real estate transaction.
In most cases, the buyer initiates this contract by creating a written offer on the property to the seller. From there the seller may choose to accept the offer, reject the offer, or even propose a counter-offer.
If the seller proposes a counter-offer, then the buyer is given the same three choices: Accept the counter-offer, reject … (0 comments)
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capecoraltitlecompany: Title Junction, Fort Myers Title Company Talks TRID
- 12/17/15 01:26 AM
TRID troubles are no secret for those completing most real estate transactions this month. Whether this adversity is temporary or not is completely up to all parties involved in each TRID influenced real estate transaction. In order to persevere through these procedures successfully, it is essential for associates to rise together as a unit to promote dialogue revolving around both strengths and weaknesses. We have to accept that this transition in difficult, recognize that it is not going to change, and then analyze what we need to do or learn more about in order to improve.
Conversely so, the White House’s decision … (4 comments)
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capecoraltitlecompany: What to Consider When Building a Home
- 12/16/15 10:55 PM
Maybe you are skipping the home hunt and going straight for land looking in your next real estate transaction. In other words, you’re deciding to build your very own home rather than buying one. But how much will this cost you? This is oftentimes the most common questions to those customizing consumers! We may not be able to provide you the exact amount but we can tell you what will be included and what to consider during this process.
C- - Choosing Land. The prices of lots can greatly vary depending on location, permits, school zones, and proximity to popular destinations. In … (0 comments)
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capecoraltitlecompany: How to Keep Your Home Safe from Intruders
- 12/16/15 10:48 PM
No matter the time of year, it is incredibly important to keep your home safe from possible burglar encounters. Without the proper precautions, protection, and education you may be placing not only your investments but your entire family in harm’s way. So what can you do to increase your security around and within your home?
1. Consider purchasing items that recognize movement or a passerby. If someone is checking on your home and is immediately halted by a censored light, one may seriously reconsider their possible encounter in fear of being spotted.
2. Try to keep your house from seeming like you haven’t … (4 comments)
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capecoraltitlecompany: Title Junction Reveals Real Estate Rumors
- 11/24/15 05:56 AM
We’ve all heard rumors whether it’s about the latest celebrity scandal or political policies. What about rumors in the real estate market? Believe it or not they are floating around constantly! Avoid these fallacy mix-ups by staying aware of the facts with Title Junction!
1. “You should just price your home higher, that way you can settle for the price you really want.” This may be one of the most harmful delusions out there. Pricing is a major element in the home hunting process and negotiation should be considered later on not predicted. If you price your home much higher than you’d … (0 comments)
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As a seller your main goal is to obviously sell. So once that goal is finally achieved and you’ve accepted your buyer’s offer then you may think that your job is done. Wrong! Actually there are still a few things left.
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