Your credit score is important when shopping for mortgage rates, but is there a difference between a 740 FICO and the highest possible FICO of 850? I’ve literally pulled over a thousand credit reports for clients over the years and have seen the full range of scores. I’ve had some client’s who carry scores at 700+ say to me, “Oh darn, I thought my credit was better than that.” For the purposes of mortgage pricing the best possible FICO score is 740. It’s true that if your score is the best … (2 comments)
What's the highest credit score needed for mortgage financing?
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